UIB Stock Overview
Provides banking products and services to individuals, professionals, companies, institutions, and SMEs in Tunisia. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Union Internationale de Banques Société anonyme Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.ت22.51 |
| 52 Week High | د.ت27.20 |
| 52 Week Low | د.ت22.22 |
| Beta | 0.10 |
| 1 Month Change | -0.044% |
| 3 Month Change | -2.13% |
| 1 Year Change | -13.09% |
| 3 Year Change | 51.07% |
| 5 Year Change | 0% |
| Change since IPO | -17.09% |
Recent News & Updates
Recent updates
Shareholder Returns
| UIB | TN Banks | TN Market | |
|---|---|---|---|
| 7D | -1.7% | -0.3% | -0.3% |
| 1Y | -13.1% | 7.3% | 9.4% |
Return vs Industry: UIB underperformed the TN Banks industry which returned 7.3% over the past year.
Return vs Market: UIB underperformed the TN Market which returned 9.4% over the past year.
Price Volatility
| UIB volatility | |
|---|---|
| UIB Average Weekly Movement | 2.7% |
| Banks Industry Average Movement | 2.5% |
| Market Average Movement | 2.8% |
| 10% most volatile stocks in TN Market | 4.5% |
| 10% least volatile stocks in TN Market | 1.8% |
Stable Share Price: UIB has not had significant price volatility in the past 3 months compared to the TN market.
Volatility Over Time: UIB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1964 | n/a | Philippe Dubois | www.uib.com.tn |
Union Internationale de Banques Société anonyme provides banking products and services to individuals, professionals, companies, institutions, and SMEs in Tunisia. The company offers accounts; bancassurance products; credit products; savings and investments products; and products for juniors, teens, and students, as well as other products and services. It also offers platinum cards and accounts; infinite cards; and day-today banking, bancassurance, funding, and investments.
Union Internationale de Banques Société anonyme Fundamentals Summary
| UIB fundamental statistics | |
|---|---|
| Market cap | د.ت777.95m |
| Earnings (TTM) | د.ت100.47m |
| Revenue (TTM) | د.ت480.15m |
7.7x
P/E Ratio0.8x
P/B RatioIs UIB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UIB income statement (TTM) | |
|---|---|
| Revenue | د.ت480.15m |
| Cost of Revenue | د.ت3.31m |
| Gross Profit | د.ت476.84m |
| Other Expenses | د.ت376.38m |
| Earnings | د.ت100.47m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.91 |
| Gross Margin | 99.31% |
| Net Profit Margin | 20.92% |
| Debt/Equity Ratio | 15.5% |
How did UIB perform over the long term?
See historical performance and comparisonDividends
5.6%
Current Dividend Yield35%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 01:27 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Union Internationale de Banques Société anonyme is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kais Kriaa | AlphaMena |
| Belhassen Achour | AlphaMena |