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Union Internationale de Banques Société anonymeBVMT:UIB Stock Report

Market Cap د.ت750.0m
Share Price
د.ت21.70
My Fair Value
AN
AnalystConsensusTarget
د.ت19
13.0% overvalued intrinsic discount
1Y-11.1%
7D3.3%
Portfolio Value
View

Union Internationale de Banques Société anonyme

BVMT:UIB Stock Report

Market Cap: د.ت750.0m

Union Internationale de Banques Société anonyme (UIB) Stock Overview

Provides banking products and services to individuals, professionals, companies, institutions, and SMEs in Tunisia. More details

UIB fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends2/6

UIB Community Fair Values

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Union Internationale de Banques Société anonyme Competitors

Price History & Performance

Summary of share price highs, lows and changes for Union Internationale de Banques Société anonyme
Historical stock prices
Current Share Priceد.ت21.70
52 Week Highد.ت24.76
52 Week Lowد.ت20.75
Beta-0.075
1 Month Change-0.91%
3 Month Change-3.77%
1 Year Change-11.07%
3 Year Change24.71%
5 Year Change28.40%
Change since IPO-20.07%

Recent News & Updates

Recent updates

Shareholder Returns

UIBTN BanksTN Market
7D3.3%0.5%0.3%
1Y-11.1%7.2%18.5%

Return vs Industry: UIB underperformed the TN Banks industry which returned 6.7% over the past year.

Return vs Market: UIB underperformed the TN Market which returned 17.6% over the past year.

Price Volatility

Is UIB's price volatile compared to industry and market?
UIB volatility
UIB Average Weekly Movement2.9%
Banks Industry Average Movement2.8%
Market Average Movement3.6%
10% most volatile stocks in TN Market5.8%
10% least volatile stocks in TN Market2.3%

Stable Share Price: UIB has not had significant price volatility in the past 3 months compared to the TN market.

Volatility Over Time: UIB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1964n/aPhilippe Duboiswww.uib.com.tn

Union Internationale de Banques Société anonyme provides banking products and services to individuals, professionals, companies, institutions, and SMEs in Tunisia. The company offers accounts; bancassurance products; credit products; savings and investments products; and products for juniors, teens, and students, as well as other products and services. It also offers platinum cards and accounts; infinite cards; and day-today banking, bancassurance, funding, and investments.

Union Internationale de Banques Société anonyme Fundamentals Summary

How do Union Internationale de Banques Société anonyme's earnings and revenue compare to its market cap?
UIB fundamental statistics
Market capد.ت749.95m
Earnings (TTM)د.ت71.86m
Revenue (TTM)د.ت470.60m
10.4x
P/E Ratio
0.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UIB income statement (TTM)
Revenueد.ت470.60m
Cost of Revenueد.ت2.78m
Gross Profitد.ت467.83m
Other Expensesد.ت395.97m
Earningsد.ت71.86m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.08
Gross Margin99.41%
Net Profit Margin15.27%
Debt/Equity Ratio10.9%

How did UIB perform over the long term?

See historical performance and comparison

Dividends

3.9%
Current Dividend Yield
34%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/30 07:19
End of Day Share Price 2025/07/30 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Union Internationale de Banques Société anonyme is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Belhassen AchourAlphaMena