Union Internationale de Banques Société anonyme Valuation

Is UIB undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of UIB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate UIB's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate UIB's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for UIB?

Key metric: As UIB is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for UIB. This is calculated by dividing UIB's market cap by their current earnings.
What is UIB's PE Ratio?
PE Ratio	7.7x
Earnings	د.ت100.47m
Market Cap	د.ت778.29m

UIB key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	-1.4x

Price to Earnings Ratio vs Peers

How does UIB's PE Ratio compare to its peers?

The above table shows the PE ratio for UIB vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	5.6x
STB Société Tunisienne de Banque Société anonyme	7.2x	5.4%	د.ت442.9m
AB Amen Bank Société anonyme	5.6x	3.5%	د.ت1.3b
BNA Banque Nationale Agricole Société anonyme	2.3x	-38.9%	د.ت495.1m
BT Banque de Tunisie Société anonyme	7.2x	-12.7%	د.ت1.4b
UIB Union Internationale de Banques Société anonyme	7.7x	-5.6%	د.ت778.3m

Price-To-Earnings vs Peers: UIB is expensive based on its Price-To-Earnings Ratio (7.7x) compared to the peer average (5.6x).

Price to Earnings Ratio vs Industry

How does UIB's PE Ratio compare vs other companies in the African Banks Industry?

6 Companies	Price / Earnings	Estimated Growth	Market Cap

6 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: UIB is expensive based on its Price-To-Earnings Ratio (7.7x) compared to the African Banks industry average (5.2x).

Price to Earnings Ratio vs Fair Ratio

What is UIB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

UIB PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	7.7x
Fair PE Ratio	6.4x

Price-To-Earnings vs Fair Ratio: UIB is expensive based on its Price-To-Earnings Ratio (7.7x) compared to the estimated Fair Price-To-Earnings Ratio (6.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.