Union Internationale de Banques Société anonyme

BVMT:UIB Stock Report

Market Cap: د.ت884.7m

Union Internationale de Banques Société anonyme Valuation

Is UIB undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of UIB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: UIB (TND25.6) is trading above our estimate of fair value (TND1.07)

Significantly Below Fair Value: UIB is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for UIB?

Other financial metrics that can be useful for relative valuation.

UIB key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio-0.5x

Price to Earnings Ratio vs Peers

How does UIB's PE Ratio compare to its peers?

The above table shows the PE ratio for UIB vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average5.2x
AB Amen Bank Société anonyme
5.4x1.4%د.ت1.2b
BT Banque de Tunisie Société anonyme
7.8xn/aد.ت1.4b
BNA Banque Nationale Agricole Société anonyme
2.7x-65.6%د.ت576.4m
STB Société Tunisienne de Banque Société anonyme
4.9x-23.4%د.ت521.8m
UIB Union Internationale de Banques Société anonyme
7.1x-14.3%د.ت884.7m

Price-To-Earnings vs Peers: UIB is expensive based on its Price-To-Earnings Ratio (7.1x) compared to the peer average (5.2x).


Price to Earnings Ratio vs Industry

How does UIB's PE Ratio compare vs other companies in the African Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a-12.3%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a-12.3%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: UIB is expensive based on its Price-To-Earnings Ratio (7.1x) compared to the African Banks industry average (5.4x).


Price to Earnings Ratio vs Fair Ratio

What is UIB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

UIB PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio7.1x
Fair PE Ratio7.5x

Price-To-Earnings vs Fair Ratio: UIB is good value based on its Price-To-Earnings Ratio (7.1x) compared to the estimated Fair Price-To-Earnings Ratio (7.5x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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