Union Internationale de Banques Société anonyme Past Earnings Performance
Past criteria checks 2/6
Union Internationale de Banques Société anonyme has been growing earnings at an average annual rate of 8.9%, while the Banks industry saw earnings growing at 7.4% annually. Revenues have been growing at an average rate of 8.2% per year. Union Internationale de Banques Société anonyme's return on equity is 12.6%, and it has net margins of 26.4%.
Key information
8.9%
Earnings growth rate
8.9%
EPS growth rate
| Banks Industry Growth | 2.4% |
| Revenue growth rate | 8.2% |
| Return on equity | 12.6% |
| Net Margin | 26.4% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Union Internationale de Banques Société anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 474 | 125 | 206 | 0 |
| 30 Sep 23 | 469 | 124 | 204 | 0 |
| 30 Jun 23 | 464 | 123 | 202 | 0 |
| 31 Mar 23 | 461 | 128 | 198 | 0 |
| 31 Dec 22 | 458 | 133 | 193 | 0 |
| 30 Sep 22 | 440 | 124 | 187 | 0 |
| 30 Jun 22 | 423 | 115 | 182 | 0 |
| 31 Mar 22 | 412 | 99 | 188 | 0 |
| 31 Dec 21 | 401 | 83 | 195 | 0 |
| 30 Sep 21 | 394 | 83 | 191 | 0 |
| 30 Jun 21 | 387 | 82 | 187 | 0 |
| 31 Mar 21 | 361 | 74 | 174 | 0 |
| 31 Dec 20 | 335 | 65 | 162 | 0 |
| 30 Sep 20 | 337 | 71 | 159 | 0 |
| 30 Jun 20 | 338 | 77 | 156 | 0 |
| 31 Mar 20 | 357 | 97 | 153 | 0 |
| 31 Dec 19 | 376 | 116 | 149 | 0 |
| 31 Dec 18 | 341 | 109 | 132 | 0 |
| 31 Dec 17 | 278 | 86 | 113 | 0 |
| 31 Dec 16 | 236 | 72 | 101 | 0 |
| 31 Dec 15 | 201 | 62 | 92 | 0 |
| 31 Dec 14 | 188 | 55 | 85 | 0 |
| 31 Dec 13 | 153 | 34 | 79 | 0 |
Quality Earnings: UIB has high quality earnings.
Growing Profit Margin: UIB's current net profit margins (26.4%) are lower than last year (29%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UIB's earnings have grown by 8.9% per year over the past 5 years.
Accelerating Growth: UIB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: UIB had negative earnings growth (-5.7%) over the past year, making it difficult to compare to the Banks industry average (14.8%).
Return on Equity
High ROE: UIB's Return on Equity (12.6%) is considered low.