Union Internationale de Banques Société anonyme

BVMT:UIB Stock Report

Market Cap: د.ت777.9m

Union Internationale de Banques Société anonyme Past Earnings Performance

Past criteria checks 2/6

Union Internationale de Banques Société anonyme has been growing earnings at an average annual rate of 9.7%, while the Banks industry saw earnings growing at 7.4% annually. Revenues have been growing at an average rate of 7.7% per year. Union Internationale de Banques Société anonyme's return on equity is 10.5%, and it has net margins of 20.9%.

Key information

9.7%

Earnings growth rate

9.7%

EPS growth rate

Banks Industry Growth2.4%
Revenue growth rate7.7%
Return on equity10.5%
Net Margin20.9%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Union Internationale de Banques Société anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BVMT:UIB Revenue, expenses and earnings (TND Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 244801002130
31 Mar 244771132090
31 Dec 234741252060
30 Sep 234691242040
30 Jun 234641232020
31 Mar 234611281980
31 Dec 224581331930
30 Sep 224401241870
30 Jun 224231151820
31 Mar 22412991880
31 Dec 21401831950
30 Sep 21394831910
30 Jun 21387821870
31 Mar 21361741740
31 Dec 20335651620
30 Sep 20337711590
30 Jun 20338771560
31 Mar 20357971530
31 Dec 193761161490
31 Dec 183411091320
31 Dec 17278861130
31 Dec 16236721010
31 Dec 1520162920
31 Dec 1418855850
31 Dec 1315334790

Quality Earnings: UIB has high quality earnings.

Growing Profit Margin: UIB's current net profit margins (20.9%) are lower than last year (26.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: UIB's earnings have grown by 9.7% per year over the past 5 years.

Accelerating Growth: UIB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: UIB had negative earnings growth (-18.4%) over the past year, making it difficult to compare to the Banks industry average (10.7%).


Return on Equity

High ROE: UIB's Return on Equity (10.5%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 01:27
End of Day Share Price 2024/12/20 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Union Internationale de Banques Société anonyme is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kais KriaaAlphaMena
Belhassen AchourAlphaMena