Union Bancaire pour le Commerce et L'Industrie Société anonyme Balance Sheet Health
Financial Health criteria checks 5/6
Union Bancaire pour le Commerce et L'Industrie Société anonyme has total assets of TND4.6B and total equity of TND534.2M. Total deposits are TND3.4B, and total loans are TND3.0B.
Key information
8.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | د.ت3.43b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | د.ت434.86m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UBCI's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: UBCI has a sufficient allowance for bad loans (105%).
Low Risk Liabilities: 85% of UBCI's liabilities are made up of primarily low risk sources of funding.
Loan Level: UBCI has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: UBCI's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: UBCI has a high level of bad loans (6%).