Do Banca Transilvania's (BVB:TLV) Earnings Warrant Your Attention?
Jan 04
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Romanian (BET) Financials Sector Analysis
UpdatedFeb 19, 2025
DataAggregated Company Financials
Companies14
- 7D2.8%
- 3M0.3%
- 1Y15.3%
- YTD1.3%
The Financials industry is up 2.8% in the last week, with Banca Transilvania up 4.2%. This takes the industry's 12 month performance to a gain of 15%. Earnings are forecast to grow by 1.5% annually.
Sector Valuation and Performance
Has the Romanian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 20 Feb 2025 | RON 45.9b | RON 15.1b | RON 7.3b | 6.4x | 6.2x | 3x |
| Sat, 18 Jan 2025 | RON 44.0b | RON 15.2b | RON 7.4b | 5.6x | 6x | 2.9x |
| Mon, 16 Dec 2024 | RON 46.0b | RON 15.1b | RON 7.3b | 5.6x | 6.3x | 3x |
| Wed, 13 Nov 2024 | RON 46.6b | RON 15.4b | RON 7.2b | 6x | 6.4x | 3x |
| Fri, 11 Oct 2024 | RON 46.4b | RON 14.7b | RON 6.3b | 7.4x | 7.4x | 3.1x |
| Sun, 08 Sep 2024 | RON 46.4b | RON 14.4b | RON 6.1b | 7.4x | 7.6x | 3.2x |
| Tue, 06 Aug 2024 | RON 45.1b | RON 13.5b | RON 5.8b | 8x | 7.8x | 3.3x |
| Thu, 04 Jul 2024 | RON 45.4b | RON 13.5b | RON 5.8b | 8.2x | 7.8x | 3.4x |
| Sat, 01 Jun 2024 | RON 43.4b | RON 13.5b | RON 5.8b | 7.9x | 7.5x | 3.2x |
| Mon, 29 Apr 2024 | RON 42.4b | RON 12.8b | RON 5.4b | 8.9x | 7.8x | 3.3x |
| Wed, 27 Mar 2024 | RON 42.0b | RON 12.7b | RON 5.4b | 9.5x | 7.7x | 3.3x |
| Fri, 23 Feb 2024 | RON 38.9b | RON 12.5b | RON 5.4b | 10.6x | 7.2x | 3.1x |
| Sun, 21 Jan 2024 | RON 37.1b | RON 12.2b | RON 5.2b | 11x | 7.1x | 3x |
| Tue, 19 Dec 2023 | RON 36.5b | RON 12.2b | RON 5.2b | 10.9x | 7x | 3x |
| Thu, 16 Nov 2023 | RON 35.3b | RON 12.0b | RON 5.0b | 11.3x | 7.1x | 2.9x |
| Sat, 14 Oct 2023 | RON 33.9b | RON 11.6b | RON 4.8b | 11.3x | 7.1x | 2.9x |
| Mon, 11 Sep 2023 | RON 32.2b | RON 11.9b | RON 4.9b | 7.9x | 6.5x | 2.7x |
| Wed, 09 Aug 2023 | RON 41.5b | RON 13.6b | RON 6.8b | 7.7x | 6.1x | 3.1x |
| Fri, 07 Jul 2023 | RON 39.3b | RON 13.5b | RON 6.7b | 7.9x | 5.8x | 2.9x |
| Sun, 04 Jun 2023 | RON 38.0b | RON 13.5b | RON 6.7b | 8.3x | 5.7x | 2.8x |
| Tue, 02 May 2023 | RON 38.8b | RON 13.6b | RON 7.0b | 8x | 5.5x | 2.9x |
| Thu, 30 Mar 2023 | RON 37.8b | RON 13.6b | RON 7.0b | 7.9x | 5.4x | 2.8x |
| Sat, 25 Feb 2023 | RON 39.7b | RON 15.6b | RON 9.3b | 7.1x | 4.3x | 2.5x |
| Mon, 23 Jan 2023 | RON 40.7b | RON 15.6b | RON 9.4b | 7.3x | 4.3x | 2.6x |
| Wed, 21 Dec 2022 | RON 41.6b | RON 15.6b | RON 9.4b | 7.9x | 4.4x | 2.7x |
| Fri, 18 Nov 2022 | RON 39.8b | RON 15.7b | RON 9.5b | 6.8x | 4.2x | 2.5x |
| Sun, 16 Oct 2022 | RON 35.0b | RON 17.5b | RON 11.3b | 6.1x | 3.1x | 2x |
| Tue, 13 Sep 2022 | RON 38.4b | RON 17.1b | RON 11.2b | 6.9x | 3.4x | 2.3x |
| Thu, 11 Aug 2022 | RON 40.2b | RON 14.5b | RON 8.8b | 7.4x | 4.5x | 2.8x |
| Sat, 09 Jul 2022 | RON 40.3b | RON 14.5b | RON 8.8b | 7.3x | 4.6x | 2.8x |
| Mon, 06 Jun 2022 | RON 41.7b | RON 14.5b | RON 8.8b | 7.2x | 4.7x | 2.9x |
| Wed, 04 May 2022 | RON 43.8b | RON 14.4b | RON 9.0b | 9x | 4.9x | 3x |
| Fri, 01 Apr 2022 | RON 45.4b | RON 14.6b | RON 9.1b | 9.3x | 5x | 3.1x |
| Sun, 27 Feb 2022 | RON 47.7b | RON 13.2b | RON 7.8b | 9.9x | 6.1x | 3.6x |
Price to Earnings Ratio
6.1x
Current Industry PE
- Investors are relatively neutral on the Romanian Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 6.0x.
- The industry is trading close to its 3-year average PS ratio of 2.9x.
Past Earnings Growth
- The earnings for companies in the Financials industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 4.7% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the Romanian Financials sector?
| RO Market | 2.53% | |
| Financials | 2.75% | |
| Banks | 3.07% | |
| Insurance | 2.06% | |
| Capital Markets | 0.84% | |
| Mortgage Finance | 0% | 0 |
| Mortgage REITs | 0% | 0 |
| Diversified Financial | 0% | 0 |
| Consumer Finance | 0% | 0 |
Industry PE
- Investors are most optimistic about the Insurance industry which is trading above its 3-year average PE ratio of 15.4x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Capital Markets industry, which is trading close to its 3-year average of 5.0x.
Forecasted Growth
- Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 1.5% over the next 5 years.
- In contrast, the Banks industry is expected to see its earnings growth to stay flat over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| TLV Banca Transilvania | RON 28.50 | 0.4% +RON 91.5m | 25.8% | PB1.6x | |
| BRD BRD - Groupe Société Générale | RON 18.38 | 0.4% +RON 55.8m | -3.3% | PB1.4x | |
| FP Fondul Proprietatea | RON 0.37 | 4.8% +RON 50.7m | -29.9% | PE3.4x | |
| BVB Bursa de Valori Bucuresti | RON 47.00 | 7.1% +RON 27.3m | -22.1% | PE27.7x | |
| LION Lion Capital | RON 2.84 | 0.4% +RON 5.1m | 8.0% | PE4x |
