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Romanian (BET) Financials Sector Analysis

UpdatedDec 15, 2025
DataAggregated Company Financials
Companies13
  • 7D1.6%
  • 3M15.0%
  • 1Y32.1%
  • YTD33.3%

Over the last 7 days, the Financials industry has risen 1.6%, driven by gains in Banca Transilvania and BRD - Groupe Société Générale of 1.0% and 1.6%, respectively. In the last 12 months, the industry was up 32%. Looking forward, earnings are forecast to grow by 4.5% annually.

Sector Valuation and Performance

Has the Romanian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 16 Dec 2025RON 59.9bRON 16.1bRON 6.5b10x9.2x3.7x
Thu, 13 Nov 2025RON 57.3bRON 16.1bRON 6.5b9.6x8.8x3.6x
Sat, 11 Oct 2025RON 53.7bRON 15.7bRON 7.0b8.6x7.7x3.4x
Mon, 08 Sep 2025RON 52.4bRON 15.7bRON 6.9b8.1x7.6x3.3x
Wed, 06 Aug 2025RON 51.7bRON 15.4bRON 6.7b10.3x7.7x3.4x
Fri, 04 Jul 2025RON 48.3bRON 15.3bRON 6.7b9.9x7.2x3.2x
Sun, 01 Jun 2025RON 47.1bRON 15.4bRON 6.8b8.6x6.9x3.1x
Tue, 29 Apr 2025RON 45.4bRON 15.4bRON 7.2b6.8x6.3x3x
Thu, 27 Mar 2025RON 45.7bRON 15.4bRON 7.4b6.9x6.2x3x
Sat, 22 Feb 2025RON 45.1bRON 15.1bRON 7.3b6.4x6.1x3x
Mon, 20 Jan 2025RON 44.0bRON 15.2bRON 7.4b5.6x6x2.9x
Wed, 18 Dec 2024RON 45.3bRON 15.1bRON 7.3b5.6x6.2x3x
Fri, 15 Nov 2024RON 46.7bRON 15.4bRON 7.2b6x6.5x3x
Sun, 13 Oct 2024RON 47.0bRON 14.7bRON 6.3b7.5x7.5x3.2x
Tue, 10 Sep 2024RON 46.9bRON 14.4bRON 6.1b7.5x7.7x3.3x
Thu, 08 Aug 2024RON 44.9bRON 13.5bRON 5.8b8.1x7.8x3.3x
Sat, 06 Jul 2024RON 46.1bRON 13.5bRON 5.8b8.3x7.9x3.4x
Mon, 03 Jun 2024RON 43.4bRON 13.5bRON 5.8b7.9x7.5x3.2x
Wed, 01 May 2024RON 42.4bRON 12.8bRON 5.4b8.8x7.8x3.3x
Fri, 29 Mar 2024RON 42.4bRON 12.7bRON 5.3b9.6x8x3.3x
Sun, 25 Feb 2024RON 38.8bRON 12.5bRON 5.4b11.9x7.2x3.1x
Tue, 23 Jan 2024RON 36.8bRON 12.2bRON 5.2b11x7x3x
Thu, 21 Dec 2023RON 36.9bRON 12.2bRON 5.2b11x7.1x3x
Sat, 18 Nov 2023RON 35.3bRON 12.2bRON 5.1b10.3x7x2.9x
Mon, 16 Oct 2023RON 33.9bRON 11.6bRON 4.8b11.3x7.1x2.9x
Wed, 13 Sep 2023RON 33.2bRON 11.9bRON 4.9b8x6.7x2.8x
Fri, 11 Aug 2023RON 41.1bRON 13.6bRON 6.8b7.7x6.1x3x
Sun, 09 Jul 2023RON 39.1bRON 13.5bRON 6.7b7.9x5.8x2.9x
Tue, 06 Jun 2023RON 38.0bRON 13.5bRON 6.7b8.3x5.7x2.8x
Thu, 04 May 2023RON 38.5bRON 13.6bRON 7.0b8x5.5x2.8x
Sat, 01 Apr 2023RON 37.7bRON 13.6bRON 7.0b7.9x5.4x2.8x
Mon, 27 Feb 2023RON 39.7bRON 15.6bRON 9.3b7.1x4.3x2.5x
Wed, 25 Jan 2023RON 41.0bRON 15.6bRON 9.4b7.4x4.4x2.6x
Fri, 23 Dec 2022RON 41.3bRON 15.6bRON 9.4b7.4x4.4x2.6x
Price to Earnings Ratio

4.4x


Total Market Cap: RON 41.3bTotal Earnings: RON 9.4bTotal Revenue: RON 15.6bTotal Market Cap vs Earnings and Revenue0%0%0%
Romanian Financials Sector Price to Earnings3Y Average 6.7x202320242025
Current Industry PE
  • Investors are optimistic on the Romanian Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 9.2x which is higher than its 3-year average PE of 6.7x.
  • The 3-year average PS ratio of 3.1x is lower than the industry's current PS ratio of 3.7x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have declined 12% per year over the last three years.
  • Meanwhile revenues have remained mostly flat.
  • This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Romanian Financials sector?

RO Market1.02%
Financials1.61%
Capital Markets1.94%
Banks1.56%
Insurance1.53%
Diversified Financial0%0
Industry PE
  • Investors are most optimistic about the Insurance industry which is trading above its 3-year average PE ratio of 68.2x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 7.0x.
Forecasted Growth
  • Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 4.5% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Banks industry is expected to see its earnings grow by 4.5% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
TLV Banca TransilvaniaRON 30.401.0%
+RON 327.1m		28.9%PB1.8x
FP Fondul ProprietateaRON 0.589.5%
+RON 147.4m		75.9%PE9.4x
BRD BRD - Groupe Société GénéraleRON 24.600.8%
+RON 139.4m		28.9%PB1.7x
TRANSI Transilvania Investments AllianceRON 0.523.6%
+RON 37.8m		39.6%PE11.4x
LION Lion CapitalRON 4.040.5%
+RON 10.1m		41.3%PE8.2x

Latest News

TLV
RON 30.40
Banca Transilvania
7D
1.0%
1Y
28.9%

TLV: Dividend Distribution And Stable Margins Will Shape Near Term Outlook

Analysts have nudged their price target on Banca Transilvania slightly higher to reflect an improved fair value estimate of approximately 31.48, supported by marginally stronger assumptions for revenue growth, profit margins, and future valuation multiples. What's in the News A special and extraordinary shareholders meeting is scheduled for October 28, 2025 at 12:00 E.
FP
RON 0.58
Fondul Proprietatea
7D
9.5%
1Y
75.9%
INFINITY
RON 3.85
Infinity Capital Investments
7D
-0.3%
1Y
57.1%
BRK
RON 0.11
SSIF BRK Financial Group
7D
7.7%
1Y
28.2%
BVB
RON 41.00
Bursa de Valori Bucuresti
7D
0.7%
1Y
-2.8%
EVER
RON 2.83
Evergent Investments
7D
-0.4%
1Y
91.9%
BRD
RON 24.60
BRD - Groupe Société Générale
7D
0.8%
1Y
28.9%
TRANSI
RON 0.52
Transilvania Investments Alliance
7D
3.6%
1Y
39.6%
TBK
RON 15.10
Transilvania Broker de Asigurare
7D
1.7%
1Y
0%
LION
RON 4.04
Lion Capital
7D
0.5%
1Y
41.3%

The Market Doesn't Like What It Sees From Lion Capital S.A.'s (BVB:LION) Earnings Yet

Mar 29
The Market Doesn't Like What It Sees From Lion Capital S.A.'s (BVB:LION) Earnings Yet