SSIF BRK Financial Group (BVB:BRK) - Share price, News & Analysis

BRK fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	3/6
Financial Health	4/6
Dividends	0/6

BRK Stock Overview

SSIF BRK Financial Group S.A., a financial investment company, engages in intermediation of financial investment services to individual investors, companies, and institutional clients in Romania.

Rewards

PE ratio (4.6x) is below the RO market (13.4x)

Became profitable this year

Risk Analysis

Large one-off items impacting financial results

Does not have a meaningful market cap (RON93M)

SSIF BRK Financial Group Competitors

Erste Group Bank

WBAG:EBS

€17.2b

Price History & Performance

Summary of all time highs, changes and price drops for SSIF BRK Financial Group
Historical stock prices
Current Share Price	RON0.28
52 Week High	RON0.41
52 Week Low	RON0.089
Beta	0.20
1 Month Change	-3.83%
3 Month Change	-25.41%
1 Year Change	176.00%
3 Year Change	270.97%
5 Year Change	278.08%
Change since IPO	-100.00%

Shareholder Returns

	BRK	RO Capital Markets	RO Market
7D	-6.8%	-5.0%	-5.8%
1Y	176.0%	19.7%	23.8%

Return vs Industry: BRK exceeded the RO Capital Markets industry which returned 23.9% over the past year.

Return vs Market: BRK exceeded the RO Market which returned 26.5% over the past year.

Price Volatility

Is BRK's price volatile compared to industry and market?
BRK volatility
BRK Average Weekly Movement	5.8%
Capital Markets Industry Average Movement	2.8%
Market Average Movement	4.4%
10% most volatile stocks in RO Market	6.8%
10% least volatile stocks in RO Market	2.4%

Stable Share Price: BRK is not significantly more volatile than the rest of RO stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: BRK's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1994	41	Monica-Adriana Ivan	https://www.brk.ro

SSIF BRK Financial Group S.A., a financial investment company, engages in intermediation of financial investment services to individual investors, companies, and institutional clients in Romania. The company operates through three segments: Intermediation, Trading, and Investment Funds Administration segments. It provides intermediation transaction services, such as intermediation of transactions for sale and purchase of securities, international markets, structured products, and domestic and international market, as well as corporate, municipal, and state bonds.

SSIF BRK Financial Group Fundamentals Summary

How do SSIF BRK Financial Group's earnings and revenue compare to its market cap?
BRK fundamental statistics
Market Cap	RON93.13m
Earnings (TTM)	RON20.46m
Revenue (TTM)	RON22.44m

4.6x

P/E Ratio

4.2x

P/S Ratio

Is BRK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
BRK income statement (TTM)
Revenue	RON22.44m
Cost of Revenue	RON5.65m
Gross Profit	RON16.79m
Expenses	-RON3.67m
Earnings	RON20.46m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)	0.061
Gross Margin	74.82%
Net Profit Margin	91.17%
Debt/Equity Ratio	9.3%

How did BRK perform over the long term?

See historical performance and comparison

Valuation

Is SSIF BRK Financial Group undervalued compared to its fair value and its price relative to the market?

4.55x

Price to Earnings (PE) ratio

Share Price vs. Fair Value

Below Fair Value: BRK (RON0.28) is trading above our estimate of fair value (RON0.04)

Significantly Below Fair Value: BRK is trading above our estimate of fair value.

Price To Earnings Ratio

PE vs Industry: BRK is good value based on its PE Ratio (4.6x) compared to the RO Capital Markets industry average (7x).

PE vs Market: BRK is good value based on its PE Ratio (4.6x) compared to the RO market (13.4x).

Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate BRK's PEG Ratio to determine if it is good value.

Price to Book Ratio

PB vs Industry: BRK is overvalued based on its PB Ratio (1.3x) compared to the RO Capital Markets industry average (0.6x).

Future Growth

How is SSIF BRK Financial Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

11.6%

Forecasted Diversified Financials industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as SSIF BRK Financial Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Past Performance

How has SSIF BRK Financial Group performed over the past 5 years?

44.1%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: BRK has a large one-off gain of RON9.3M impacting its June 30 2021 financial results.

Growing Profit Margin: BRK became profitable in the past.

Past Earnings Growth Analysis

Earnings Trend: BRK has become profitable over the past 5 years, growing earnings by 44.1% per year.

Accelerating Growth: BRK has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: BRK has become profitable in the last year, making it difficult to compare its past year earnings growth to the Capital Markets industry (54.6%).

Return on Equity

High ROE: BRK's Return on Equity (26%) is considered high.

Financial Health

How is SSIF BRK Financial Group's financial position?

Financial Position Analysis

Short Term Liabilities: BRK's short term assets (RON297.6M) exceed its short term liabilities (RON290.3M).

Long Term Liabilities: BRK's short term assets (RON297.6M) exceed its long term liabilities (RON3.1M).

Debt to Equity History and Analysis

Debt Level: BRK has more cash than its total debt.

Reducing Debt: BRK's debt to equity ratio has increased from 0% to 9.3% over the past 5 years.

Debt Coverage: BRK's debt is well covered by operating cash flow (2502.2%).

Interest Coverage: Insufficient data to determine if BRK's interest payments on its debt are well covered by EBIT.

Balance Sheet

Dividend

What is SSIF BRK Financial Group current dividend yield, its reliability and sustainability?

Dividend Yield vs Market

Notable Dividend: Unable to evaluate BRK's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate BRK's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.

Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if BRK's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if BRK's dividend payments have been increasing.

Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.

Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of BRK's dividend in 3 years as they are not forecast to pay a notable one for the RO market.

Next Steps

Explore strong dividend paying companies in the Diversified Financials industry.

Management

How experienced are the management team and are they aligned to shareholders interests?

CEO

Monica-Adriana Ivan (44 yo)

no data

Tenure

Mrs. Monica-Adriana Ivan served as Deputy Chairman of the Board at SSIF BRK Financial Group SA since February 01, 2019 and had been its Director since April 24, 2018 and also serves as its Chief Executive...

Ownership

Who are the major shareholders and have insiders been buying or selling?

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Data	Last Updated (UTC time)
Company Analysis	2022/01/21 21:22
End of Day Share Price	2022/01/21 00:00
Earnings	2021/06/30
Annual Earnings	2020/12/31