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Israeli (TA) Consumer Finance Industry Analysis
UpdatedDec 18, 2024
DataAggregated Company Financials
Companies5
- 7D5.3%
- 3M24.3%
- 1Y33.0%
- YTD28.3%
Over the last 7 days, the Consumer Finance industry has risen 3.8%, driven by gains from Isracard of 5.4%. In the last 12 months, the industry was up 34%.
Industry Valuation and Performance
Has the Israeli Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 18 Dec 2024 | ₪6.4b | ₪3.9b | ₪540.9m | 10.7x | 11.9x | 1.6x |
| Fri, 15 Nov 2024 | ₪5.8b | ₪3.9b | ₪563.4m | 9.1x | 10.2x | 1.5x |
| Sun, 13 Oct 2024 | ₪5.4b | ₪3.9b | ₪563.4m | 8.5x | 9.7x | 1.4x |
| Tue, 10 Sep 2024 | ₪5.4b | ₪3.9b | ₪563.4m | 8.4x | 9.6x | 1.4x |
| Thu, 08 Aug 2024 | ₪5.3b | ₪3.8b | ₪606.4m | 7.9x | 8.7x | 1.4x |
| Sat, 06 Jul 2024 | ₪5.0b | ₪3.8b | ₪606.4m | 8x | 8.3x | 1.3x |
| Mon, 03 Jun 2024 | ₪5.2b | ₪4.0b | ₪650.2m | 7.5x | 8x | 1.3x |
| Wed, 01 May 2024 | ₪5.2b | ₪4.0b | ₪641.2m | 7.1x | 8.1x | 1.3x |
| Fri, 29 Mar 2024 | ₪5.6b | ₪4.0b | ₪595.0m | 7.5x | 9.4x | 1.4x |
| Sun, 25 Feb 2024 | ₪5.1b | ₪4.2b | ₪556.9m | 7.3x | 9.2x | 1.2x |
| Tue, 23 Jan 2024 | ₪6.0b | ₪4.4b | ₪631.5m | 8.4x | 9.6x | 1.4x |
| Thu, 21 Dec 2023 | ₪5.8b | ₪4.4b | ₪631.5m | 7.3x | 9.2x | 1.3x |
| Sat, 18 Nov 2023 | ₪5.7b | ₪4.3b | ₪621.7m | 6x | 9.2x | 1.3x |
| Mon, 16 Oct 2023 | ₪5.9b | ₪4.3b | ₪621.7m | 5.8x | 9.5x | 1.4x |
| Wed, 13 Sep 2023 | ₪6.5b | ₪4.3b | ₪621.7m | 6.9x | 10.4x | 1.5x |
| Fri, 11 Aug 2023 | ₪6.4b | ₪4.3b | ₪618.7m | 6.2x | 10.3x | 1.5x |
| Sun, 09 Jul 2023 | ₪6.4b | ₪4.3b | ₪629.0m | 8x | 10.1x | 1.5x |
| Tue, 06 Jun 2023 | ₪6.3b | ₪4.3b | ₪607.8m | 8.8x | 10.3x | 1.5x |
| Thu, 04 May 2023 | ₪6.2b | ₪4.1b | ₪625.3m | 7.9x | 9.9x | 1.5x |
| Sat, 01 Apr 2023 | ₪6.0b | ₪4.1b | ₪617.0m | 7.6x | 9.8x | 1.5x |
| Mon, 27 Feb 2023 | ₪5.8b | ₪3.5b | ₪647.0m | 6.7x | 8.9x | 1.6x |
| Wed, 25 Jan 2023 | ₪5.9b | ₪3.4b | ₪593.7m | 6.9x | 10x | 1.7x |
| Fri, 23 Dec 2022 | ₪5.5b | ₪3.4b | ₪593.7m | 6.5x | 9.2x | 1.6x |
| Sun, 20 Nov 2022 | ₪5.6b | ₪3.4b | ₪622.3m | 7.4x | 9x | 1.6x |
| Tue, 18 Oct 2022 | ₪6.2b | ₪3.3b | ₪609.1m | 7.7x | 10.2x | 1.9x |
| Thu, 15 Sep 2022 | ₪6.6b | ₪3.4b | ₪654.2m | 8.6x | 10.1x | 2x |
| Sat, 13 Aug 2022 | ₪6.8b | ₪3.2b | ₪706.2m | 9.5x | 9.6x | 2.1x |
| Mon, 11 Jul 2022 | ₪6.7b | ₪3.1b | ₪664.5m | 8.2x | 10.1x | 2.1x |
| Wed, 08 Jun 2022 | ₪7.1b | ₪3.0b | ₪589.5m | 10.6x | 12.1x | 2.4x |
| Fri, 06 May 2022 | ₪7.7b | ₪2.9b | ₪544.4m | 12.5x | 14.2x | 2.7x |
| Sun, 03 Apr 2022 | ₪7.7b | ₪2.9b | ₪544.4m | 12.4x | 14.1x | 2.7x |
| Tue, 01 Mar 2022 | ₪8.1b | ₪2.8b | ₪521.6m | 13.3x | 15.5x | 2.9x |
| Thu, 27 Jan 2022 | ₪8.3b | ₪2.8b | ₪521.6m | 13.6x | 16x | 3x |
| Sat, 25 Dec 2021 | ₪7.9b | ₪2.8b | ₪521.6m | 12.6x | 15.1x | 2.8x |
Price to Earnings Ratio
15.1x
Current Industry PE
- Investors are optimistic on the Israeli Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 11.7x which is higher than its 3-year average PE of 10.4x.
- The industry is trading close to its 3-year average PS ratio of 1.7x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 12% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the Israeli Financials industry?
| IL Market | -0.16% | |
| Financials | -0.97% | |
| Consumer Finance | 5.26% | |
| Consumer Finance | 5.26% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| ISCD Isracard | ₪16.05 | 6.6% +₪198.6m | 20.9% | PE12.3x | |
| DIFI Direct Finance of Direct Group (2006)Ltd | ₪576.40 | 7.4% +₪118.0m | 38.2% | PE15.2x | |
| NAWI Nawi Group | ₪40.14 | 2.3% +₪29.8m | 65.4% | PE9.1x | |
| BLND Blender Financial Technologies | ₪3.84 | 13.9% +₪4.6m | -12.7% | PS1.7x | |
| MLRN M.L.R.N Projects and Trade | ₪7.36 | 0.01% +₪29.8k | 42.2% | PE5.6x |