ISCD Stock Overview
Operates as a credit card company in Israel. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Isracard Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₪15.77 |
| 52 Week High | ₪16.33 |
| 52 Week Low | ₪11.80 |
| Beta | 0.63 |
| 1 Month Change | 9.51% |
| 3 Month Change | 21.68% |
| 1 Year Change | 19.65% |
| 3 Year Change | 3.89% |
| 5 Year Change | 27.69% |
| Change since IPO | 13.86% |
Recent News & Updates
Shareholder Returns
| ISCD | IL Consumer Finance | IL Market | |
|---|---|---|---|
| 7D | -0.6% | 1.7% | 0.5% |
| 1Y | 19.7% | 32.1% | 23.7% |
Return vs Industry: ISCD underperformed the IL Consumer Finance industry which returned 31.4% over the past year.
Return vs Market: ISCD underperformed the IL Market which returned 23% over the past year.
Price Volatility
| ISCD volatility | |
|---|---|
| ISCD Average Weekly Movement | 2.8% |
| Consumer Finance Industry Average Movement | 5.2% |
| Market Average Movement | 4.2% |
| 10% most volatile stocks in IL Market | 8.0% |
| 10% least volatile stocks in IL Market | 3.0% |
Stable Share Price: ISCD has not had significant price volatility in the past 3 months compared to the IL market.
Volatility Over Time: ISCD's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1975 | 1,945 | Ran Oz | digital.isracard.co.il |
Isracard Ltd. operates as a credit card company in Israel. It offers various payment solutions, including Digital credit card, Apple Pay, Google Pay, Garmin Pay, Topcash, and Isracard application. The company also provides credit and finance services; and issuance of debit and settlement cards; as well discounting and settlement services for the debit card brands, such as Isracard, MasterCard, American Express, and Visa.
Isracard Ltd. Fundamentals Summary
| ISCD fundamental statistics | |
|---|---|
| Market cap | ₪3.16b |
| Earnings (TTM) | ₪261.00m |
| Revenue (TTM) | ₪2.86b |
12.1x
P/E Ratio1.1x
P/S RatioIs ISCD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ISCD income statement (TTM) | |
|---|---|
| Revenue | ₪2.86b |
| Cost of Revenue | ₪1.11b |
| Gross Profit | ₪1.75b |
| Other Expenses | ₪1.48b |
| Earnings | ₪261.00m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.30 |
| Gross Margin | 61.12% |
| Net Profit Margin | 9.14% |
| Debt/Equity Ratio | 69.5% |
How did ISCD perform over the long term?
See historical performance and comparisonDividends
3.3%
Current Dividend Yield38%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 05:40 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Isracard Ltd. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Lior Shilo | Israel Brokerage & Investments I.B.I. Ltd. |