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Updated 1d ago
ISCD logo

Isracard Ltd.TASE:ISCD Stock Report

Market Cap ₪3.8b
Updated 1d ago
Share Price
n/a
1Y-16.4%
7D-0.09%
1D0.9%
Portfolio Value
​
View

Isracard Ltd.

TASE:ISCD Stock Report

Market Cap: ₪3.8b

  • Company Overview
  • Valuation
  • Future Growth
  • Past Performance
  • Financial Health
  • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Isracard (ISCD) Stock Overview

Operates as a credit card company in Israel. More details

ISCD fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends0/6

Rewards

Became profitable this year

Risk Analysis

Earnings have declined by 21.7% per year over past 5 years

Has a high level of debt


ISCD Community Fair Values

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Current Price
₪11.5862.6% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture-11m5b2016201920222025202620282031Revenue ₪5.1bEarnings ₪353.4m
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Isracard Ltd. Competitors

Direct Finance of Direct Group (2006)

Symbol: TASE:DIFI
Market cap: ₪2.1b

Nawi Group

Symbol: TASE:NAWI
Market cap: ₪1.6b

M.L.R.N Projects and Trading

Symbol: TASE:MLRN
Market cap: ₪322.3m

Y.D. More Investments

Symbol: TASE:MRIN
Market cap: ₪3.4b

Price History & Performance

Summary of share price highs, lows and changes for Isracard
Historical stock prices
Current Share Price₪11.58
52 Week High₪17.12
52 Week Low₪10.03
Beta0.36
1 Month Change13.09%
3 Month Change-5.39%
1 Year Change-16.39%
3 Year Change-26.52%
5 Year Change-16.09%
Change since IPO-16.39%

Recent News & Updates

Recent updates

Analysis Article • Jan 26

Benign Growth For Isracard Ltd. (TLV:ISCD) Underpins Its Share Price

Isracard Ltd.'s ( TLV:ISCD ) price-to-sales (or "P/S") ratio of 1.5x may look like a pretty appealing investment...
Analysis Article • Feb 16

Would Shareholders Who Purchased Isracard's (TLV:ISCD) Stock Year Be Happy With The Share price Today?

Isracard Ltd. ( TLV:ISCD ) shareholders should be happy to see the share price up 16% in the last quarter. But that...
Analysis Article • Dec 23

What Kind Of Investors Own Most Of Isracard Ltd. (TLV:ISCD)?

The big shareholder groups in Isracard Ltd. ( TLV:ISCD ) have power over the company. Large companies usually have...

Shareholder Returns

ISCDIL Consumer FinanceIL Market
7D-0.09%-0.4%0.1%
1Y-16.4%-4.5%20.2%

Return vs Industry: ISCD underperformed the IL Consumer Finance industry which returned -6.4% over the past year.

Return vs Market: ISCD underperformed the IL Market which returned 20.4% over the past year.

Price Volatility

Is ISCD's price volatile compared to industry and market?
ISCD volatility
ISCD Average Weekly Movement4.6%
Consumer Finance Industry Average Movement5.0%
Market Average Movement5.4%
10% most volatile stocks in IL Market8.9%
10% least volatile stocks in IL Market3.5%

Stable Share Price: ISCD has not had significant price volatility in the past 3 months compared to the IL market.

Volatility Over Time: ISCD's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19752,034Itamar Formandigital.isracard.co.il

Isracard Ltd. operates as a credit card company in Israel. It offers various payment solutions, including Digital credit card, Apple Pay, Google Pay, Garmin Pay, Topcash, and Isracard application, as well as commercial credit and debit card clearing. The company also offers credit and finance services; and issuance of debit and settlement cards; as well discounting and settlement services for the debit card brands, such as Isracard, MasterCard, American Express, and Visa.

Isracard Ltd. Fundamentals Summary

How do Isracard's earnings and revenue compare to its market cap?
ISCD fundamental statistics
Market cap₪3.77b
Earnings (TTM)₪228.00m
Revenue (TTM)₪3.29b
16.5x
P/E Ratio
1.1x
P/S Ratio

Is ISCD overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ISCD income statement (TTM)
Revenue₪3.29b
Cost of Revenue₪1.31b
Gross Profit₪1.98b
Other Expenses₪1.75b
Earnings₪228.00m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)0.70
Gross Margin60.15%
Net Profit Margin6.94%
Debt/Equity Ratio126.3%

How did ISCD perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/09 07:24
End of Day Share Price 2026/09/09 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Isracard Ltd. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Lior ShiloIsrael Brokerage & Investments I.B.I. Ltd.

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