Isracard Past Earnings Performance

Past criteria checks 5/6

Isracard has been growing earnings at an average annual rate of 1.4%, while the Consumer Finance industry saw earnings growing at 14.4% annually. Revenues have been growing at an average rate of 8.7% per year. Isracard's return on equity is 8.5%, and it has net margins of 9.4%.

Key information

1.4%

Earnings growth rate

1.4%

EPS growth rate

Consumer Finance Industry Growth20.3%
Revenue growth rate8.7%
Return on equity8.5%
Net Margin9.4%
Next Earnings Update20 Nov 2024

Recent past performance updates

Recent updates

Would Shareholders Who Purchased Isracard's (TLV:ISCD) Stock Year Be Happy With The Share price Today?

Feb 16
Would Shareholders Who Purchased Isracard's (TLV:ISCD) Stock Year Be Happy With The Share price Today?

What Kind Of Investors Own Most Of Isracard Ltd. (TLV:ISCD)?

Dec 23
What Kind Of Investors Own Most Of Isracard Ltd. (TLV:ISCD)?

Revenue & Expenses Breakdown

How Isracard makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TASE:ISCD Revenue, expenses and earnings (ILS Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 242,8062631,3530
31 Mar 242,8112611,3440
31 Dec 232,8022521,3500
30 Sep 232,9212141,4330
30 Jun 232,7761941,4130
31 Mar 232,6741601,3800
31 Dec 222,5251551,2540
30 Sep 222,4261991,1180
30 Jun 222,3302381,0180
31 Mar 222,2753199200
31 Dec 212,2483438860
30 Sep 212,1552448860
30 Jun 212,0622068740
31 Mar 211,9011578300
31 Dec 201,826938230
30 Sep 201,8381968110
30 Jun 201,8952188290
31 Mar 201,9991808910
31 Dec 192,1052449100
30 Sep 192,1352519420
30 Jun 192,1732609890
31 Mar 192,2003231,0070
31 Dec 182,2043181,0340
30 Sep 182,0742699900
30 Jun 181,9332539180
31 Mar 181,8192568420
31 Dec 172,0902999710
30 Sep 171,6822717360
30 Jun 171,6772687350
31 Mar 171,6562347480
31 Dec 161,6322297340
30 Sep 161,5992407200
30 Jun 161,5772336980
31 Mar 161,5572556640
31 Dec 151,5392516680
30 Sep 151,5292756670
30 Jun 151,5082756640
31 Mar 151,5092716690
31 Dec 141,5182926550
30 Sep 141,5222786550
30 Jun 141,5172906420
31 Mar 141,4762796230
31 Dec 131,4792866200

Quality Earnings: ISCD has high quality earnings.

Growing Profit Margin: ISCD's current net profit margins (9.4%) are higher than last year (7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ISCD's earnings have grown by 1.4% per year over the past 5 years.

Accelerating Growth: ISCD's earnings growth over the past year (35.6%) exceeds its 5-year average (1.4% per year).

Earnings vs Industry: ISCD earnings growth over the past year (35.6%) exceeded the Consumer Finance industry 12.8%.


Return on Equity

High ROE: ISCD's Return on Equity (8.5%) is considered low.


Return on Assets


Return on Capital Employed


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