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Chilean (IPSA) Financials Sector Analysis

UpdatedJan 11, 2026
DataAggregated Company Financials
Companies32
  • 7D3.8%
  • 3M28.1%
  • 1Y70.2%
  • YTD3.8%

In the last week, the Financials industry is up 3.8%, with Banco de Chile leading the way, up 3.8%. This means that the industry has gained 70% over the past year. Earnings are forecast to grow by 6.2% annually.

Sector Valuation and Performance

Has the Chilean Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 11 Jan 2026CL$77.3tCL$21.3tCL$5.7t12.3x13.5x3.6x
Tue, 09 Dec 2025CL$71.7tCL$21.3tCL$5.7t12.3x12.5x3.4x
Thu, 06 Nov 2025CL$65.5tCL$20.7tCL$5.6t10.5x11.6x3.2x
Sat, 04 Oct 2025CL$60.5tCL$21.7tCL$5.7t9.3x10.6x2.8x
Mon, 01 Sep 2025CL$57.3tCL$21.2tCL$5.9t9.3x9.7x2.7x
Wed, 30 Jul 2025CL$54.8tCL$20.9tCL$5.8t8.7x9.4x2.6x
Fri, 27 Jun 2025CL$55.3tCL$20.6tCL$5.7t8.9x9.6x2.7x
Sun, 25 May 2025CL$56.9tCL$20.2tCL$5.2t7.5x10.8x2.8x
Tue, 22 Apr 2025CL$54.4tCL$20.1tCL$5.3t7.4x10.3x2.7x
Thu, 20 Mar 2025CL$51.2tCL$19.1tCL$4.9t7.6x10.4x2.7x
Sat, 15 Feb 2025CL$51.3tCL$20.5tCL$5.1t7.4x10.1x2.5x
Mon, 13 Jan 2025CL$46.4tCL$20.6tCL$5.2t6.7x9x2.3x
Wed, 11 Dec 2024CL$46.4tCL$20.5tCL$5.2t6.7x8.9x2.3x
Fri, 08 Nov 2024CL$46.5tCL$20.5tCL$5.9t6.5x7.9x2.3x
Sun, 06 Oct 2024CL$46.3tCL$19.9tCL$5.4t6.8x8.5x2.3x
Tue, 03 Sep 2024CL$47.0tCL$20.1tCL$5.7t7.2x8.3x2.3x
Thu, 01 Aug 2024CL$46.5tCL$20.3tCL$5.9t6.8x7.9x2.3x
Sat, 29 Jun 2024CL$46.8tCL$20.2tCL$5.9t7x7.9x2.3x
Mon, 27 May 2024CL$47.6tCL$20.1tCL$6.5t6.6x7.3x2.4x
Wed, 24 Apr 2024CL$46.5tCL$19.9tCL$6.3t6.7x7.4x2.3x
Fri, 22 Mar 2024CL$47.3tCL$19.3tCL$6.2t6.3x7.6x2.4x
Sun, 18 Feb 2024CL$46.6tCL$18.9tCL$6.8t6.2x6.9x2.5x
Tue, 16 Jan 2024CL$42.9tCL$18.2tCL$6.5t5.5x6.6x2.4x
Thu, 14 Dec 2023CL$42.6tCL$18.1tCL$6.4t5.5x6.6x2.4x
Sat, 11 Nov 2023CL$40.7tCL$18.4tCL$6.9t5.4x5.9x2.2x
Mon, 09 Oct 2023CL$40.5tCL$18.7tCL$7.2t5.8x5.7x2.2x
Wed, 06 Sep 2023CL$41.5tCL$18.7tCL$7.1t5.8x5.9x2.2x
Fri, 04 Aug 2023CL$42.2tCL$18.6tCL$7.4t5.8x5.7x2.3x
Sun, 02 Jul 2023CL$39.2tCL$18.7tCL$7.4t5.6x5.3x2.1x
Tue, 30 May 2023CL$38.9tCL$18.6tCL$7.5t5.2x5.2x2.1x
Thu, 27 Apr 2023CL$38.2tCL$18.5tCL$7.6t5.1x5x2.1x
Sat, 25 Mar 2023CL$36.8tCL$18.5tCL$7.7t4.7x4.8x2x
Mon, 20 Feb 2023CL$38.7tCL$17.9tCL$7.3t4.9x5.3x2.2x
Wed, 18 Jan 2023CL$36.7tCL$18.2tCL$7.5t4.6x4.9x2x
Price to Earnings Ratio

4.9x


Total Market Cap: CL$36.7tTotal Earnings: CL$7.5tTotal Revenue: CL$18.2tTotal Market Cap vs Earnings and Revenue0%0%0%
Chilean Financials Sector Price to Earnings3Y Average 8x202420252026
Current Industry PE
  • Investors are optimistic on the Chilean Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.5x which is higher than its 3-year average PE of 8.0x.
  • The 3-year average PS ratio of 2.4x is lower than the industry's current PS ratio of 3.6x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have declined 8.6% per year over the last three years.
  • Meanwhile revenues for these companies have grown 5.4% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Chilean Financials sector?

CL Market4.09%
Financials3.84%
Diversified Financial6.02%
Insurance5.81%
Banks3.98%
Capital Markets2.51%
Industry PE
  • Investors are most optimistic about the Capital Markets industry which is trading above its 3-year average PE ratio of 10.5x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 7.3x.
Forecasted Growth
  • Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 6.2% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Banks industry is expected to see its earnings grow by 6.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
CHILE Banco de ChileCL$179.813.8%
+CL$672.8b		57.3%PB3.2x
BCI Banco de Crédito e InversionesCL$61.89k4.9%
+CL$631.1b		121.8%PB1.8x
BSANTANDER Banco Santander-ChileCL$73.203.2%
+CL$427.8b		57.4%PB3x
ITAUCL Banco Itaú ChileCL$21.50k7.6%
+CL$326.7b		112.9%PB1.1x
BICE BicecorpCL$410.809.5%
+CL$221.1b		57.8%PE10.1x

Latest News

BSANTANDER
CL$73.20
Banco Santander-Chile
7D
3.2%
1Y
57.4%
CHILE
CL$179.81
Banco de Chile
7D
3.8%
1Y
57.3%

CHILE: Bylaw Revisions And Board Changes Will Limit Future Upside Potential

Analysts have lifted their fair value estimate for Banco de Chile from US$147.46 to US$157.31 as they factor in slightly different assumptions for the discount rate, revenue growth, profit margin and future P/E, which together support a higher overall price target. What's in the News An Extraordinary Shareholders Meeting on November 10, 2025 approved multiple amendments to Banco de Chile's bylaws, including changes to board size, quorum rules, meeting procedures, and references to regulators (Key Developments).
POTASIOS-A
CL$348.14
Potasios de Chile
7D
23.5%
1Y
45.1%
ITAUCL
CL$21,500.00
Banco Itaú Chile
7D
7.6%
1Y
112.9%
BCI
CL$61,887.00
Banco de Crédito e Inversiones
7D
4.9%
1Y
121.8%

BCI: Future Profit Margin Expansion May Not Justify Current Share Price

Analysts have raised their price target on Banco de Crédito e Inversiones by approximately CLP 1,040, citing expectations for slightly faster revenue growth, improved profit margins, and a modestly lower future price-to-earnings multiple despite a higher assumed discount rate. What's in the News Banco de Crédito e Inversiones is hosting an Analyst and Investor Day focused on City National Bank of Florida, providing management updates and strategic insights for shareholders (Key Developments).
PROVIDA
CL$5,748.20
Administradora de Fondos de Pensiones Provida
7D
8.5%
1Y
85.1%
CUPRUM
CL$167.65
Administradora de Fondos de Pensiones Cuprum
7D
-2.6%
1Y
235.3%
ILC
CL$19,198.00
Inversiones La Construcción
7D
5.3%
1Y
145.6%
PASUR
CL$6,248.30
Forestal Constructora y Comercial del Pacifico Sur
7D
-0.03%
1Y
6.9%
BICE
CL$410.80
Bicecorp
7D
9.5%
1Y
57.8%
NORTEGRAN
CL$11.40
Norte Grande
7D
-0.09%
1Y
94.9%