Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

Chilean (IPSA) Financials Sector Analysis

UpdatedApr 07, 2026
DataAggregated Company Financials
Companies30
  • 7D1.4%
  • 3M-0.8%
  • 1Y51.6%
  • YTD2.5%

Over the last 7 days, the Financials industry has risen 1.4%, and Banco Itaú Chile contributed the most with a gain of 6.3%. This takes the industry's 12 month performance to a gain of 52%. As for the next few years, earnings are expected to grow by 7.3% per annum.

Sector Valuation and Performance

Has the Chilean Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 07 Apr 2026CL$74.1tCL$21.8tCL$5.7t11.7x13x3.4x
Thu, 05 Mar 2026CL$76.1tCL$21.1tCL$5.7t12.2x13.3x3.6x
Sat, 31 Jan 2026CL$81.9tCL$21.2tCL$5.7t12.6x14.5x3.9x
Mon, 29 Dec 2025CL$74.2tCL$21.3tCL$5.7t12.3x13x3.5x
Wed, 26 Nov 2025CL$68.5tCL$20.7tCL$5.7t10.9x12.1x3.3x
Fri, 24 Oct 2025CL$63.8tCL$21.2tCL$5.7t9.8x11.2x3x
Sun, 21 Sep 2025CL$59.5tCL$21.7tCL$5.7t9.2x10.5x2.7x
Tue, 19 Aug 2025CL$57.2tCL$20.9tCL$5.8t9.4x9.8x2.7x
Thu, 17 Jul 2025CL$55.3tCL$20.9tCL$5.9t8.8x9.4x2.7x
Sat, 14 Jun 2025CL$56.6tCL$20.7tCL$5.7t9.1x9.9x2.7x
Mon, 12 May 2025CL$55.8tCL$20.0tCL$5.3t7.5x10.6x2.8x
Wed, 09 Apr 2025CL$51.0tCL$19.9tCL$5.0t7.2x10.2x2.6x
Fri, 07 Mar 2025CL$49.8tCL$19.8tCL$4.9t7.9x10.1x2.5x
Sun, 02 Feb 2025CL$49.3tCL$20.5tCL$5.1t7.4x9.7x2.4x
Tue, 31 Dec 2024CL$46.3tCL$20.5tCL$5.2t6.7x8.9x2.3x
Thu, 28 Nov 2024CL$45.9tCL$20.5tCL$5.3t6.7x8.7x2.2x
Sat, 26 Oct 2024CL$47.5tCL$20.4tCL$5.7t6.8x8.3x2.3x
Mon, 23 Sep 2024CL$46.4tCL$19.9tCL$4.9t7x9.5x2.3x
Wed, 21 Aug 2024CL$47.0tCL$20.1tCL$5.8t7.2x8.1x2.3x
Fri, 19 Jul 2024CL$47.1tCL$20.3tCL$5.9t6.8x8x2.3x
Sun, 16 Jun 2024CL$46.6tCL$20.1tCL$5.4t7.1x8.6x2.3x
Tue, 14 May 2024CL$47.5tCL$20.3tCL$6.5t6.3x7.3x2.3x
Thu, 11 Apr 2024CL$47.7tCL$19.5tCL$6.2t6.5x7.7x2.4x
Sat, 09 Mar 2024CL$47.3tCL$19.2tCL$6.9t6.3x6.9x2.5x
Mon, 05 Feb 2024CL$44.3tCL$18.4tCL$6.6t6.1x6.7x2.4x
Wed, 03 Jan 2024CL$43.4tCL$18.1tCL$6.4t5.6x6.7x2.4x
Fri, 01 Dec 2023CL$41.7tCL$18.1tCL$6.4t5.5x6.5x2.3x
Sun, 29 Oct 2023CL$40.0tCL$18.5tCL$7.0t6.1x5.7x2.2x
Tue, 26 Sep 2023CL$40.7tCL$18.6tCL$7.1t5.8x5.7x2.2x
Thu, 24 Aug 2023CL$41.8tCL$18.4tCL$7.1t5.6x5.9x2.3x
Sat, 22 Jul 2023CL$42.4tCL$18.5tCL$7.4t5.7x5.8x2.3x
Mon, 19 Jun 2023CL$39.2tCL$18.7tCL$7.4t5.4x5.3x2.1x
Wed, 17 May 2023CL$39.6tCL$18.5tCL$7.5t5x5.3x2.1x
Fri, 14 Apr 2023CL$38.0tCL$18.5tCL$7.6t5x5x2.1x
Price to Earnings Ratio

5x


Total Market Cap: CL$38.0tTotal Earnings: CL$7.6tTotal Revenue: CL$18.5tTotal Market Cap vs Earnings and Revenue0%0%0%
Chilean Financials Sector Price to Earnings3Y Average 8.7x202420252026
Current Industry PE
  • Investors are optimistic on the Chilean Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.0x which is higher than its 3-year average PE of 8.7x.
  • The 3-year average PS ratio of 2.6x is lower than the industry's current PS ratio of 3.4x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have declined 9.4% per year over the last three years.
  • Meanwhile revenues for these companies have grown 5.6% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Chilean Financials sector?

CL Market2.65%
Financials1.40%
Banks1.64%
Diversified Financial1.31%
Capital Markets0.65%
Insurance-0.055%
Industry PE
  • Investors are most optimistic about the Capital Markets industry which is trading above its 3-year average PE ratio of 11.6x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 7.5x.
Forecasted Growth
  • Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 7.3% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Banks industry is expected to see its earnings grow by 7.3% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ITAUCL Banco Itaú ChileCL$20.60k7.0%
+CL$292.1b		70.4%PB1x
BCI Banco de Crédito e InversionesCL$60.70k1.2%
+CL$153.7b		90.3%PB1.8x
PROVIDA Administradora de Fondos de Pensiones ProvidaCL$5.27k5.4%
+CL$89.2b		20.0%PE12.9x
ILC Inversiones La ConstrucciónCL$20.20k4.1%
+CL$79.5b		96.0%PE7.2x
CHILE Banco de ChileCL$168.650.3%
+CL$53.5b		38.4%PB2.9x

Latest News

CHILE
CL$168.65
Banco de Chile
7D
0.3%
1Y
38.4%
BSANTANDER
CL$76.19
Banco Santander-Chile
7D
-0.7%
1Y
45.7%

BSANTANDER: Future Returns Will Reflect Mixed Rating Shifts And Inflation Pressures

The analyst price target for Banco Santander Chile has been nudged higher in CLP terms as fair value moves from CLP 75.59 to CLP 76.30. This adjustment is supported by analysts pointing to a slightly lower discount rate and modestly higher future P/E assumptions following a series of recent upgrades.
BCI
CL$60,703.00
Banco de Crédito e Inversiones
7D
1.2%
1Y
90.3%
BANVIDA
CL$729.99
Banvida
7D
-1.0%
1Y
58.7%
BICE
CL$378.30
Bicecorp
7D
-1.0%
1Y
48.7%
PASUR
CL$5,650.10
Forestal Constructora y Comercial del Pacifico Sur
7D
-2.9%
1Y
-8.0%
ITAUCL
CL$20,600.00
Banco Itaú Chile
7D
7.0%
1Y
70.4%

ITAUCL: Dividend Payout Plan And Profit Retention Will Support Future Upside

Analysts have kept their CLP fair value estimate for Banco Itaú Chile steady at CLP 23,580. This reflects only minor technical updates to discount rate, revenue growth, profit margin and forward P/E assumptions rather than a change in the overall price target view.
INVERCAP
CL$2,011.60
Invercap
7D
6.5%
1Y
37.8%
POTASIOS-A
CL$410.85
Potasios de Chile
7D
-1.6%
1Y
71.2%
ORO BLANCO
CL$11.00
Sociedad de Inversiones Oro Blanco
7D
1.2%
1Y
165.9%
NORTEGRAN
CL$14.19
Norte Grande
7D
-0.8%
1Y
132.6%
ILC
CL$20,195.00
Inversiones La Construcción
7D
4.1%
1Y
96.0%

Inversiones La Construcción S.A. (SNSE:ILC) Stock Rockets 26% But Many Are Still Ignoring The Company

Jan 20
Inversiones La Construcción S.A. (SNSE:ILC) Stock Rockets 26% But Many Are Still Ignoring The Company
CUPRUM
CL$135.54
Administradora de Fondos de Pensiones Cuprum
7D
-0.6%
1Y
83.1%

What You Can Learn From Administradora de Fondos de Pensiones Cuprum S.A.'s (SNSE:CUPRUM) P/E

Jan 18
What You Can Learn From Administradora de Fondos de Pensiones Cuprum S.A.'s (SNSE:CUPRUM) P/E
HABITAT
CL$1,486.10
Administradora de Fondos de Pensiones Habitat
7D
3.0%
1Y
45.3%
PROVIDA
CL$5,271.90
Administradora de Fondos de Pensiones Provida
7D
5.4%
1Y
20.0%