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Chilean (IPSA) Financials Sector Analysis

UpdatedNov 24, 2025
DataAggregated Company Financials
Companies31
  • 7D0.3%
  • 3M23.5%
  • 1Y54.5%
  • YTD53.2%

Over the last 7 days, the Financials industry has remained flat, although notably Administradora de Fondos de Pensiones Cuprum declined by 27%. As for the the longer term, the industry is up 54% over the past 12 months. Earnings are forecast to grow by 5.6% annually.

Sector Valuation and Performance

Has the Chilean Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 27 Nov 2025CL$69.0tCL$20.7tCL$5.7t10.9x12.2x3.3x
Sat, 25 Oct 2025CL$64.4tCL$21.2tCL$5.7t10x11.3x3x
Mon, 22 Sep 2025CL$59.5tCL$21.7tCL$5.7t9.2x10.5x2.7x
Wed, 20 Aug 2025CL$57.4tCL$20.9tCL$5.8t9.4x9.8x2.8x
Fri, 18 Jul 2025CL$55.3tCL$20.9tCL$5.8t8.8x9.5x2.6x
Sun, 15 Jun 2025CL$56.2tCL$20.7tCL$5.7t9.1x9.8x2.7x
Tue, 13 May 2025CL$55.8tCL$20.0tCL$5.3t7.5x10.6x2.8x
Thu, 10 Apr 2025CL$50.8tCL$19.9tCL$5.0t7x10.2x2.6x
Sat, 08 Mar 2025CL$50.0tCL$19.8tCL$4.9t7.9x10.2x2.5x
Mon, 03 Feb 2025CL$49.3tCL$20.5tCL$5.1t7.4x9.7x2.4x
Wed, 01 Jan 2025CL$46.3tCL$20.5tCL$5.2t6.7x8.9x2.3x
Fri, 29 Nov 2024CL$45.8tCL$20.5tCL$5.3t6.7x8.6x2.2x
Sun, 27 Oct 2024CL$47.5tCL$20.4tCL$5.7t6.8x8.3x2.3x
Tue, 24 Sep 2024CL$46.4tCL$19.9tCL$4.9t7x9.5x2.3x
Thu, 22 Aug 2024CL$47.3tCL$20.0tCL$5.8t7.2x8.2x2.4x
Sat, 20 Jul 2024CL$47.2tCL$20.3tCL$5.9t6.8x8x2.3x
Mon, 17 Jun 2024CL$46.6tCL$20.1tCL$5.4t7.1x8.6x2.3x
Wed, 15 May 2024CL$47.5tCL$20.3tCL$6.5t6.4x7.3x2.3x
Fri, 12 Apr 2024CL$48.0tCL$19.6tCL$6.2t6.7x7.7x2.4x
Sun, 10 Mar 2024CL$47.3tCL$19.2tCL$6.8t6.3x6.9x2.5x
Tue, 06 Feb 2024CL$44.2tCL$18.5tCL$6.7t6.1x6.6x2.4x
Thu, 04 Jan 2024CL$43.3tCL$18.1tCL$6.4t5.6x6.7x2.4x
Sat, 02 Dec 2023CL$41.7tCL$18.0tCL$6.4t5.5x6.5x2.3x
Mon, 30 Oct 2023CL$40.0tCL$18.5tCL$7.0t6.1x5.7x2.2x
Wed, 27 Sep 2023CL$40.8tCL$18.7tCL$7.1t5.8x5.7x2.2x
Fri, 25 Aug 2023CL$41.4tCL$18.4tCL$7.1t5.6x5.8x2.3x
Sun, 23 Jul 2023CL$42.4tCL$18.5tCL$7.4t5.7x5.8x2.3x
Tue, 20 Jun 2023CL$39.4tCL$18.7tCL$7.4t5.4x5.3x2.1x
Thu, 18 May 2023CL$39.5tCL$18.5tCL$7.4t5.1x5.3x2.1x
Sat, 15 Apr 2023CL$38.1tCL$18.5tCL$7.6t5x5x2.1x
Mon, 13 Mar 2023CL$39.1tCL$18.5tCL$7.4t5x5.3x2.1x
Wed, 08 Feb 2023CL$37.9tCL$18.2tCL$7.5t4.8x5x2.1x
Fri, 06 Jan 2023CL$37.3tCL$18.3tCL$7.5t4.6x5x2x
Sun, 04 Dec 2022CL$37.7tCL$18.3tCL$7.6t4.6x5x2.1x
Price to Earnings Ratio

5x


Total Market Cap: CL$37.7tTotal Earnings: CL$7.6tTotal Revenue: CL$18.3tTotal Market Cap vs Earnings and Revenue0%0%0%
Chilean Financials Sector Price to Earnings3Y Average 7.7x202320242025
Current Industry PE
  • Investors are optimistic on the Chilean Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 12.2x which is higher than its 3-year average PE of 7.7x.
  • The 3-year average PS ratio of 2.4x is lower than the industry's current PS ratio of 3.3x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have declined 9.4% per year over the last three years.
  • Meanwhile revenues for these companies have grown 4.3% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Chilean Financials sector?

CL Market0.78%
Financials0.26%
Banks1.00%
Insurance0%0
Diversified Financial-0.89%
Capital Markets-1.96%
Industry PE
  • Investors are most optimistic about the Capital Markets industry which is trading above its 3-year average PE ratio of 10.0x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 7.1x.
Forecasted Growth
  • Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 5.6% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Banks industry is expected to see its earnings grow by 5.6% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BCI Banco de Crédito e InversionesCL$52.90k2.5%
+CL$284.2b		88.9%PB1.5x
CALICHERAA Sociedad de Inversiones Pampa CalicheraCL$701.009.5%
+CL$157.2b		13.0%PE21x
CHILE Banco de ChileCL$172.900.8%
+CL$131.3b		54.7%PB3.1x
PROVIDA Administradora de Fondos de Pensiones ProvidaCL$5.00k5.3%
+CL$82.2b		66.6%PE12.2x
ITAUCL Banco Itaú ChileCL$18.00k1.7%
+CL$64.9b		75.1%PB0.9x

Latest News

ILC
CL$16,000.00
Inversiones La Construcción
7D
3.9%
1Y
117.9%
CHILE
CL$172.90
Banco de Chile
7D
0.8%
1Y
54.7%

CHILE: Recent Bylaw Amendments And Agreement Extensions Will Limit Future Upside

Analysts have slightly increased their price target for Banco de Chile from $146.03 to $147.46, citing modest improvements in projected revenue growth and a marginally lower discount rate. What's in the News Shareholders approved significant amendments to Banco de Chile's Bylaws, including reducing the number of regular directors, updating quorum rules, allowing virtual participation in meetings, and replacing references to regulatory bodies.
ITAUCL
CL$18,000.00
Banco Itaú Chile
7D
1.7%
1Y
75.1%

ITAUCL: Revenue And Profit Margin Expectations Will Support Fair Valuation Outlook

Narrative Update on Banco Itaú Chile Analysts have maintained their price target for Banco Itaú Chile at CLP 17,920, citing consistent expectations around key financial inputs, including revenue growth and profit margins. Valuation Changes Fair Value estimate remains unchanged at CLP 17,920.
INVERCAP
CL$1,891.00
Invercap
7D
-2.6%
1Y
17.8%
CUPRUM
CL$134.60
Administradora de Fondos de Pensiones Cuprum
7D
-27.4%
1Y
156.9%
PLANVITAL
CL$304.54
Administradora de Fondos de Pensiones PlanVital
7D
7.7%
1Y
86.2%

Market Still Lacking Some Conviction On Administradora de Fondos de Pensiones PlanVital S.A. (SNSE:PLANVITAL)

Nov 08
Market Still Lacking Some Conviction On Administradora de Fondos de Pensiones PlanVital S.A. (SNSE:PLANVITAL)
PROVIDA
CL$5,001.50
Administradora de Fondos de Pensiones Provida
7D
5.3%
1Y
66.6%
BCI
CL$52,900.00
Banco de Crédito e Inversiones
7D
2.5%
1Y
88.9%
BICE
CL$358.10
Bicecorp
7D
-4.3%
1Y
36.8%
CALICHERAA
CL$701.00
Sociedad de Inversiones Pampa Calichera
7D
9.5%
1Y
13.0%
NUAM
CL$4,495.50
Holding Bursátil Regional
7D
-0.09%
1Y
14.2%
NORTEGRAN
CL$9.55
Norte Grande
7D
3.1%
1Y
59.9%