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Chilean (IPSA) Financials Sector Analysis

UpdatedFeb 21, 2026
DataAggregated Company Financials
Companies32
  • 7D-0.3%
  • 3M13.7%
  • 1Y58.3%
  • YTD6.0%

In the last week, Financials has been flat. The past year has been better, since the industry has gained 58% in that time. Earnings are forecast to grow by 6.9% annually.

Sector Valuation and Performance

Has the Chilean Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 21 Feb 2026CL$79.0tCL$21.2tCL$5.7t12.2x13.8x3.7x
Mon, 19 Jan 2026CL$78.7tCL$21.2tCL$5.7t12.5x13.9x3.7x
Wed, 17 Dec 2025CL$71.9tCL$21.3tCL$5.7t12.2x12.5x3.4x
Fri, 14 Nov 2025CL$66.9tCL$20.7tCL$5.7t10.9x11.8x3.2x
Sun, 12 Oct 2025CL$60.9tCL$22.0tCL$5.8t9.2x10.6x2.8x
Tue, 09 Sep 2025CL$60.0tCL$21.2tCL$5.9t10x10.2x2.8x
Thu, 07 Aug 2025CL$55.1tCL$20.9tCL$5.9t8.9x9.4x2.6x
Sat, 05 Jul 2025CL$56.4tCL$20.6tCL$5.7t9x9.8x2.7x
Mon, 02 Jun 2025CL$54.9tCL$20.2tCL$5.2t7.8x10.5x2.7x
Wed, 30 Apr 2025CL$55.6tCL$20.0tCL$5.3t7.4x10.5x2.8x
Fri, 28 Mar 2025CL$51.4tCL$19.2tCL$4.8t8x10.6x2.7x
Sun, 23 Feb 2025CL$50.9tCL$22.5tCL$5.1t7.8x10x2.3x
Tue, 21 Jan 2025CL$47.9tCL$20.8tCL$5.3t6.8x9x2.3x
Thu, 19 Dec 2024CL$46.5tCL$20.5tCL$5.2t6.7x8.9x2.3x
Sat, 16 Nov 2024CL$46.3tCL$20.5tCL$5.8t6.6x7.9x2.3x
Mon, 14 Oct 2024CL$46.6tCL$20.3tCL$5.7t6.8x8.2x2.3x
Wed, 11 Sep 2024CL$46.6tCL$20.1tCL$5.7t7.2x8.2x2.3x
Fri, 09 Aug 2024CL$45.3tCL$20.1tCL$5.8t7x7.8x2.3x
Sun, 07 Jul 2024CL$46.8tCL$20.2tCL$5.9t7x8x2.3x
Tue, 04 Jun 2024CL$47.2tCL$20.0tCL$6.5t6.6x7.3x2.4x
Thu, 02 May 2024CL$46.8tCL$20.0tCL$6.4t6.2x7.3x2.3x
Sat, 30 Mar 2024CL$47.9tCL$19.4tCL$6.2t6.3x7.7x2.5x
Mon, 26 Feb 2024CL$45.3tCL$19.0tCL$6.8t6.3x6.7x2.4x
Wed, 24 Jan 2024CL$42.8tCL$18.2tCL$6.5t5.7x6.6x2.3x
Fri, 22 Dec 2023CL$42.6tCL$18.1tCL$6.4t5.5x6.6x2.4x
Sun, 19 Nov 2023CL$40.8tCL$18.3tCL$6.8t5.6x6x2.2x
Tue, 17 Oct 2023CL$40.5tCL$18.8tCL$7.2t5.8x5.6x2.2x
Thu, 14 Sep 2023CL$41.2tCL$18.6tCL$7.1t5.8x5.8x2.2x
Sat, 12 Aug 2023CL$42.2tCL$18.4tCL$7.3t5.9x5.8x2.3x
Mon, 10 Jul 2023CL$39.7tCL$18.7tCL$7.5t5.5x5.3x2.1x
Wed, 07 Jun 2023CL$39.5tCL$18.7tCL$7.4t5.1x5.3x2.1x
Fri, 05 May 2023CL$39.1tCL$18.6tCL$7.5t5x5.2x2.1x
Sun, 02 Apr 2023CL$37.2tCL$18.5tCL$7.6t4.8x4.9x2x
Tue, 28 Feb 2023CL$38.5tCL$18.1tCL$7.4t4.8x5.2x2.1x
Price to Earnings Ratio

5.2x


Total Market Cap: CL$38.5tTotal Earnings: CL$7.4tTotal Revenue: CL$18.1tTotal Market Cap vs Earnings and Revenue0%0%0%
Chilean Financials Sector Price to Earnings3Y Average 8.3x202420252026
Current Industry PE
  • Investors are optimistic on the Chilean Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.8x which is higher than its 3-year average PE of 8.3x.
  • The 3-year average PS ratio of 2.5x is lower than the industry's current PS ratio of 3.7x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have declined 8.2% per year over the last three years.
  • Meanwhile revenues for these companies have grown 5.5% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Chilean Financials sector?

CL Market-0.58%
Financials-0.26%
Diversified Financial2.25%
Banks0.08%
Insurance0%0
Capital Markets-2.26%
Industry PE
  • Investors are most optimistic about the Capital Markets industry which is trading above its 3-year average PE ratio of 11.1x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 7.4x.
Forecasted Growth
  • Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 6.9% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Banks industry is expected to see its earnings grow by 6.9% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BSANTANDER Banco Santander-ChileCL$77.671.1%
+CL$163.9b		49.8%PB3.1x
CHILE Banco de ChileCL$189.000.8%
+CL$151.5b		50.0%PB3.3x
BICE BicecorpCL$417.574.9%
+CL$120.9b		49.1%PE10.3x
NITRATOS Nitratos de ChileCL$4.914.4%
+CL$31.2b		128.1%PE35x
ILC Inversiones La ConstrucciónCL$20.20k1.0%
+CL$20.5b		109.3%PE9x

Latest News

ITAUCL
CL$22,700.00
Banco Itaú Chile
7D
-0.4%
1Y
100.5%
BCI
CL$59,860.00
Banco de Crédito e Inversiones
7D
-1.9%
1Y
88.2%

BCI: Slightly Higher Risk Assumptions Will Support Steady Long Term Appeal

Analysts have kept their CLP 70,000 price target for Banco de Crédito e Inversiones unchanged, with only small tweaks to inputs such as the discount rate, revenue growth and profit margin assumptions to reflect updated views on risk and earnings quality. Valuation Changes Fair Value: CLP 70,000 per share remains unchanged, indicating no revision to the central value estimate.
BSANTANDER
CL$77.67
Banco Santander-Chile
7D
1.1%
1Y
49.8%
BICE
CL$417.57
Bicecorp
7D
4.9%
1Y
49.1%

Bicecorp S.A.'s (SNSE:BICE) Shares Lagging The Market But So Is The Business

Feb 10
Bicecorp S.A.'s (SNSE:BICE) Shares Lagging The Market But So Is The Business
CHILE
CL$189.00
Banco de Chile
7D
0.8%
1Y
50.0%

CHILE: Governance Changes And High Dividend Payout Will Signal Future Downside Risk

Analysts have raised their price target on Banco de Chile to US$107.91 from US$105.32, citing updated assumptions that include a lower discount rate, slightly higher revenue growth, a higher profit margin of about 37%, and a modestly lower future P/E estimate. What's in the News Proposed dividend of CLP 9.99757030464 per share for the fiscal year ended December 31, 2025, equal to a planned distribution of 84.7% of net income as dividends (Key Developments).
ILC
CL$20,200.00
Inversiones La Construcción
7D
1.0%
1Y
109.3%

Inversiones La Construcción S.A. (SNSE:ILC) Stock Rockets 26% But Many Are Still Ignoring The Company

Jan 20
Inversiones La Construcción S.A. (SNSE:ILC) Stock Rockets 26% But Many Are Still Ignoring The Company
CUPRUM
CL$150.80
Administradora de Fondos de Pensiones Cuprum
7D
-2.7%
1Y
141.4%

What You Can Learn From Administradora de Fondos de Pensiones Cuprum S.A.'s (SNSE:CUPRUM) P/E

Jan 18
What You Can Learn From Administradora de Fondos de Pensiones Cuprum S.A.'s (SNSE:CUPRUM) P/E
NITRATOS
CL$4.91
Nitratos de Chile
7D
4.4%
1Y
128.1%
HABITAT
CL$1,388.80
Administradora de Fondos de Pensiones Habitat
7D
0.02%
1Y
31.2%
AAISA
CL$385.38
Administradora Americana de Inversiones
7D
-5.6%
1Y
75.8%
PROVIDA
CL$5,134.10
Administradora de Fondos de Pensiones Provida
7D
-8.5%
1Y
35.4%
PLANVITAL
CL$283.40
Administradora de Fondos de Pensiones PlanVital
7D
-3.8%
1Y
46.5%
INVERCAP
CL$1,914.10
Invercap
7D
-4.0%
1Y
20.1%
NORTEGRAN
CL$12.50
Norte Grande
7D
-5.4%
1Y
109.1%