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Inversiones La Construcción S.A.SNSE:ILC Stock Report

Market Cap CL$2.2t
Share Price
CL$21.80k
CL$25k
12.8% undervalued intrinsic discount
1Y100.1%
7D4.6%
Portfolio Value
​
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Inversiones La Construcción S.A.

SNSE:ILC Stock Report

Market Cap: CL$2.2t

Inversiones La Construcción (ILC) Stock Overview

Operates in the financial and health sectors in Chile, Peru, and Colombia. More details

ILC fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance5/6
Financial Health1/6
Dividends4/6

Rewards

Price-To-Earnings ratio (7.8x) is below the CL market (12.1x)

Earnings grew by 88.8% over the past year

Risk Analysis

Debt is not well covered by operating cash flow

Unstable dividend track record


ILC Community Fair Values

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Inversiones La Construcción S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Inversiones La Construcción
Historical stock prices
Current Share PriceCL$21,800.00
52 Week HighCL$22,600.00
52 Week LowCL$9,735.50
Beta0.64
1 Month Change3.81%
3 Month Change4.06%
1 Year Change100.11%
3 Year Change344.90%
5 Year Change319.23%
Change since IPO201.17%

Recent News & Updates

Inversiones La Construcción S.A. (SNSE:ILC) Stock Rockets 26% But Many Are Still Ignoring The Company

Jan 20
Inversiones La Construcción S.A. (SNSE:ILC) Stock Rockets 26% But Many Are Still Ignoring The Company

Market Cool On Inversiones La Construcción S.A.'s (SNSE:ILC) Earnings

Nov 06
Market Cool On Inversiones La Construcción S.A.'s (SNSE:ILC) Earnings

Recent updates

Inversiones La Construcción S.A. (SNSE:ILC) Stock Rockets 26% But Many Are Still Ignoring The Company

Jan 20
Inversiones La Construcción S.A. (SNSE:ILC) Stock Rockets 26% But Many Are Still Ignoring The Company

Market Cool On Inversiones La Construcción S.A.'s (SNSE:ILC) Earnings

Nov 06
Market Cool On Inversiones La Construcción S.A.'s (SNSE:ILC) Earnings

Inversiones La Construcción S.A. (SNSE:ILC) Screens Well But There Might Be A Catch

Jul 23
Inversiones La Construcción S.A. (SNSE:ILC) Screens Well But There Might Be A Catch

Inversiones La Construcción (SNSE:ILC) Is Increasing Its Dividend To CLP600.00

May 01
Inversiones La Construcción (SNSE:ILC) Is Increasing Its Dividend To CLP600.00

The Market Doesn't Like What It Sees From Inversiones La Construcción S.A.'s (SNSE:ILC) Earnings Yet

Jul 31
The Market Doesn't Like What It Sees From Inversiones La Construcción S.A.'s (SNSE:ILC) Earnings Yet

Is Inversiones La Construcción S.A. (SNSE:ILC) The Right Choice For A Smart Dividend Investor?

Mar 10
Is Inversiones La Construcción S.A. (SNSE:ILC) The Right Choice For A Smart Dividend Investor?

Are Institutions Heavily Invested In Inversiones La Construcción S.A.'s (SNSE:ILC) Shares?

Feb 02
Are Institutions Heavily Invested In Inversiones La Construcción S.A.'s (SNSE:ILC) Shares?

Inversiones La Construcción's (SNSE:ILC) Stock Price Has Reduced 61% In The Past Three Years

Jan 04
Inversiones La Construcción's (SNSE:ILC) Stock Price Has Reduced 61% In The Past Three Years

Is Inversiones La Construcción S.A. (SNSE:ILC) An Attractive Dividend Stock?

Dec 07
Is Inversiones La Construcción S.A. (SNSE:ILC) An Attractive Dividend Stock?

Shareholder Returns

ILCCL Diversified FinancialCL Market
7D4.6%3.8%1.9%
1Y100.1%56.0%32.0%

Return vs Industry: ILC exceeded the CL Diversified Financial industry which returned 56% over the past year.

Return vs Market: ILC exceeded the CL Market which returned 32% over the past year.

Price Volatility

Is ILC's price volatile compared to industry and market?
ILC volatility
ILC Average Weekly Movement4.1%
Diversified Financial Industry Average Movement3.1%
Market Average Movement3.2%
10% most volatile stocks in CL Market5.9%
10% least volatile stocks in CL Market1.3%

Stable Share Price: ILC has not had significant price volatility in the past 3 months compared to the CL market.

Volatility Over Time: ILC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1980n/aPablo Gonzalez Figariwww.ilcinversiones.cl

Inversiones La Construcción S.A. operates in the financial and health sectors in Chile, Peru, and Colombia. It operates through six segments: AFP (Pension Fund Administrator), Ispare (Health Insurance Provider), Insurance, Healthcare, Banking, and Other segments. The company is involved in the management of products related to savings and retirement, including mandatory individual retirement savings, individual and group voluntary retirement savings, voluntary individual savings, and management and payment of pensions under scheduled or temporary withdrawal programs through a network of branches and digital platforms, a website, call center, and mobile applications; and provision of health insurance solutions, plans and supplementary products, and collective credit life insurances for mortgage, as well as educational and information technology services.

Inversiones La Construcción S.A. Fundamentals Summary

How do Inversiones La Construcción's earnings and revenue compare to its market cap?
ILC fundamental statistics
Market capCL$2.18t
Earnings (TTM)CL$279.96b
Revenue (TTM)CL$4.03t
7.8x
P/E Ratio
0.5x
P/S Ratio

Is ILC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ILC income statement (TTM)
RevenueCL$4.03t
Cost of RevenueCL$3.12t
Gross ProfitCL$905.80b
Other ExpensesCL$625.85b
EarningsCL$279.96b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.80k
Gross Margin22.49%
Net Profit Margin6.95%
Debt/Equity Ratio238.2%

How did ILC perform over the long term?

See historical performance and comparison

Dividends

2.8%
Current Dividend Yield
26%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/19 23:59
End of Day Share Price 2026/04/17 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Inversiones La Construcción S.A. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jorg FriedemannBofA Global Research
Pedro BaptistaJefferies LLC
Diego CeledónJ.P. Morgan