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Chilean (IPSA) Banks Industry Analysis

UpdatedSep 30, 2025
DataAggregated Company Financials
Companies7
  • 7D0.2%
  • 3M7.3%
  • 1Y33.6%
  • YTD33.6%

In the last week, Banks has been flat. The past year has been better, since the industry has gained 34% in that time. As for the next few years, earnings are expected to grow by 4.2% per annum.

Industry Valuation and Performance

Has the Chilean Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 01 Oct 2025CL$43.9tCL$10.7tCL$4.2t11.2x10.6x4.1x
Fri, 29 Aug 2025CL$40.9tCL$10.7tCL$4.2t9.4x9.8x3.8x
Sun, 27 Jul 2025CL$39.9tCL$10.7tCL$4.2t9.1x9.6x3.7x
Tue, 24 Jun 2025CL$39.9tCL$10.5tCL$4.1t9.4x9.8x3.8x
Thu, 22 May 2025CL$42.0tCL$10.6tCL$4.1t10x10.2x4x
Sat, 19 Apr 2025CL$39.6tCL$10.8tCL$4.1t9x9.6x3.7x
Mon, 17 Mar 2025CL$36.2tCL$9.9tCL$3.7t9.7x9.7x3.7x
Wed, 12 Feb 2025CL$36.3tCL$10.5tCL$3.9t8.6x9.3x3.5x
Fri, 10 Jan 2025CL$33.0tCL$10.4tCL$4.0t7.5x8.2x3.2x
Sun, 08 Dec 2024CL$32.7tCL$10.4tCL$4.0t6.6x8.2x3.2x
Tue, 05 Nov 2024CL$33.1tCL$10.4tCL$4.0t6.3x8.2x3.2x
Thu, 03 Oct 2024CL$32.9tCL$10.2tCL$3.7t6.7x8.8x3.2x
Sat, 31 Aug 2024CL$32.9tCL$10.2tCL$3.7t6.9x8.8x3.2x
Mon, 29 Jul 2024CL$32.5tCL$10.3tCL$3.8t6.3x8.6x3.2x
Wed, 26 Jun 2024CL$32.2tCL$10.1tCL$3.8t7.7x8.5x3.2x
Fri, 24 May 2024CL$32.7tCL$10.1tCL$3.8t7.9x8.7x3.2x
Sun, 21 Apr 2024CL$32.5tCL$9.7tCL$3.6t8x9x3.4x
Tue, 19 Mar 2024CL$33.3tCL$9.4tCL$3.5t8.7x9.5x3.5x
Thu, 15 Feb 2024CL$31.7tCL$9.2tCL$3.4t7.4x9.2x3.5x
Sat, 13 Jan 2024CL$29.5tCL$8.6tCL$3.3t6.6x8.9x3.4x
Mon, 11 Dec 2023CL$29.3tCL$8.6tCL$3.3t6.6x8.9x3.4x
Wed, 08 Nov 2023CL$28.0tCL$8.8tCL$3.3t6.2x8.5x3.2x
Fri, 06 Oct 2023CL$27.7tCL$9.1tCL$3.6t5.7x7.6x3.1x
Sun, 03 Sep 2023CL$28.3tCL$9.2tCL$3.6t6.2x7.8x3.1x
Tue, 01 Aug 2023CL$29.6tCL$9.3tCL$3.8t6.8x7.8x3.2x
Thu, 29 Jun 2023CL$25.6tCL$9.5tCL$3.9t5.6x6.5x2.7x
Sat, 27 May 2023CL$26.0tCL$9.5tCL$3.9t5.4x6.6x2.7x
Mon, 24 Apr 2023CL$24.9tCL$9.6tCL$4.0t5.2x6.2x2.6x
Wed, 22 Mar 2023CL$24.3tCL$9.6tCL$4.1t5.1x5.9x2.5x
Fri, 17 Feb 2023CL$26.1tCL$9.7tCL$4.1t6.2x6.3x2.7x
Sun, 15 Jan 2023CL$25.1tCL$9.8tCL$4.3t5.6x5.9x2.6x
Tue, 13 Dec 2022CL$25.6tCL$9.8tCL$4.2t5.5x6.1x2.6x
Thu, 10 Nov 2022CL$26.0tCL$9.8tCL$4.1t5.8x6.3x2.7x
Sat, 08 Oct 2022CL$25.8tCL$9.4tCL$3.8t6.2x6.8x2.7x
Price to Earnings Ratio

6.8x


Total Market Cap: CL$25.8tTotal Earnings: CL$3.8tTotal Revenue: CL$9.4tTotal Market Cap vs Earnings and Revenue0%0%0%
Chilean Banks Industry Price to Earnings3Y Average 8.2x202320242025
Current Industry PE
  • Investors are optimistic on the Chilean Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 10.6x which is higher than its 3-year average PE of 8.2x.
  • The 3-year average PS ratio of 3.2x is lower than the industry's current PS ratio of 4.1x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 2.8% per year over the last three years.
  • Revenues for these companies have grown 4.3% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Chilean Financials industry?

CL Market-1.15%
Financials0.23%
Banks0.20%
Diversified Banks0.20%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 8.2x.
    • Analysts are expecting annual earnings growth of 4.2%, which is higher than its past year's earnings decline of 3.7% per year.
  • Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 8.2x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 4.2% over the next 5 years.
  • This is better than its past earnings decline of 3.7% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 4.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BSANTANDER Banco Santander-ChileCL$63.680.8%
+CL$92.3b		38.1%PB2.7x
SCOTIABKCL Scotiabank ChileCL$241.050.4%
+CL$12.9b		4.8%PB0.8x
SECURITY Grupo SecurityCL$305.000.7%
+CL$8.5b		19.9%PB1.2x

Latest News

BCI
CL$42,500.00
Banco de Crédito e Inversiones
7D
-2.6%
1Y
50.3%

Here's Why Banco de Crédito e Inversiones (SNSE:BCI) Has Caught The Eye Of Investors

Sep 25
Here's Why Banco de Crédito e Inversiones (SNSE:BCI) Has Caught The Eye Of Investors
SCOTIABKCL
CL$241.05
Scotiabank Chile
7D
0.4%
1Y
4.8%
SECURITY
CL$305.00
Grupo Security
7D
0.7%
1Y
19.9%
BSANTANDER
CL$63.68
Banco Santander-Chile
7D
0.8%
1Y
38.1%

Digital Transformation Will Increase Efficiency And Reduce Costs At Chilean Bank

With both the discount rate and future P/E remaining effectively unchanged, the consensus analyst price target for Banco Santander-Chile was also maintained at CLP60.44. What's in the News Banco Santander Chile and LATAM Airlines Group S.A. have renewed their strategic alliance for another five years, maintaining over three decades of collaboration.
CHILE
CL$145.99
Banco de Chile
7D
-0.3%
1Y
29.4%
ITAUCL
CL$14,800.00
Banco Itaú Chile
7D
-0.7%
1Y
42.2%