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Chilean (IPSA) Banks Industry Analysis

UpdatedDec 15, 2025
DataAggregated Company Financials
Companies6
  • 7D1.5%
  • 3M21.0%
  • 1Y57.2%
  • YTD60.4%

All of the companies in the Banks industry have been up over the last week, with the industry up 1.5%. This means that the industry has gained 57% over the past year. As for the next few years, earnings are expected to grow by 5.7% per annum.

Industry Valuation and Performance

Has the Chilean Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 15 Dec 2025CL$51.1tCL$10.4tCL$4.1t12.3x12.4x4.9x
Wed, 12 Nov 2025CL$48.8tCL$10.4tCL$4.1t11.9x11.8x4.7x
Fri, 10 Oct 2025CL$44.6tCL$10.7tCL$4.2t11.2x10.7x4.2x
Sun, 07 Sep 2025CL$43.2tCL$10.7tCL$4.2t10.1x10.3x4x
Tue, 05 Aug 2025CL$39.8tCL$10.7tCL$4.2t9.2x9.6x3.7x
Thu, 03 Jul 2025CL$40.9tCL$10.5tCL$4.1t9.7x10x3.9x
Sat, 31 May 2025CL$40.7tCL$10.6tCL$4.1t9.2x9.9x3.9x
Mon, 28 Apr 2025CL$40.9tCL$10.6tCL$4.1t9.5x9.9x3.8x
Wed, 26 Mar 2025CL$36.1tCL$9.9tCL$3.7t9.9x9.7x3.7x
Fri, 21 Feb 2025CL$36.5tCL$10.5tCL$3.9t8.7x9.3x3.5x
Sun, 19 Jan 2025CL$33.8tCL$10.7tCL$4.1t7.6x8.2x3.2x
Tue, 17 Dec 2024CL$33.5tCL$10.4tCL$4.0t6.5x8.3x3.2x
Thu, 14 Nov 2024CL$32.9tCL$10.4tCL$4.0t6.3x8.1x3.2x
Sat, 12 Oct 2024CL$32.6tCL$10.5tCL$4.0t6.8x8.2x3.1x
Mon, 09 Sep 2024CL$32.7tCL$10.2tCL$3.7t6.6x8.8x3.2x
Wed, 07 Aug 2024CL$31.5tCL$10.2tCL$3.7t6.5x8.4x3.1x
Fri, 05 Jul 2024CL$32.7tCL$10.1tCL$3.8t7.8x8.6x3.2x
Sun, 02 Jun 2024CL$32.1tCL$10.1tCL$3.8t7.8x8.5x3.2x
Tue, 30 Apr 2024CL$32.1tCL$9.7tCL$3.6t8x8.9x3.3x
Thu, 28 Mar 2024CL$33.1tCL$9.4tCL$3.5t8.7x9.4x3.5x
Sat, 24 Feb 2024CL$31.6tCL$9.2tCL$3.4t7.3x9.2x3.4x
Mon, 22 Jan 2024CL$29.3tCL$8.7tCL$3.3t6.6x8.9x3.4x
Wed, 20 Dec 2023CL$29.3tCL$8.6tCL$3.3t6.5x8.8x3.4x
Fri, 17 Nov 2023CL$28.5tCL$8.8tCL$3.3t6.4x8.6x3.2x
Sun, 15 Oct 2023CL$27.6tCL$9.1tCL$3.6t5.7x7.7x3x
Tue, 12 Sep 2023CL$27.7tCL$9.1tCL$3.6t6.1x7.6x3.1x
Thu, 10 Aug 2023CL$29.4tCL$8.1tCL$3.6t6.5x8.1x3.6x
Sat, 08 Jul 2023CL$26.5tCL$9.5tCL$3.9t5.6x6.7x2.8x
Mon, 05 Jun 2023CL$26.2tCL$9.5tCL$3.9t5.7x6.7x2.8x
Wed, 03 May 2023CL$26.2tCL$9.6tCL$4.0t5.2x6.5x2.7x
Fri, 31 Mar 2023CL$25.0tCL$9.6tCL$4.1t5.1x6.1x2.6x
Sun, 26 Feb 2023CL$25.9tCL$9.7tCL$4.1t5.6x6.3x2.7x
Tue, 24 Jan 2023CL$25.1tCL$9.8tCL$4.3t5.8x5.9x2.6x
Thu, 22 Dec 2022CL$25.9tCL$9.8tCL$4.2t5.6x6.2x2.6x
Price to Earnings Ratio

6.2x


Total Market Cap: CL$25.9tTotal Earnings: CL$4.2tTotal Revenue: CL$9.8tTotal Market Cap vs Earnings and Revenue0%0%0%
Chilean Banks Industry Price to Earnings3Y Average 8.6x202320242025
Current Industry PE
  • Investors are optimistic on the Chilean Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 12.4x which is higher than its 3-year average PE of 8.6x.
  • The 3-year average PS ratio of 3.3x is lower than the industry's current PS ratio of 4.9x.
Past Earnings Growth
  • Both revenue and earnings for companies in the Banks industry have remained mostly flat over the last three years.
  • This means that sales and the cost of doing business have remained relatively consistent over this period and subsequently, so have profits.

Industry Trends

Which industries have driven the changes within the Chilean Financials industry?

CL Market1.42%
Financials1.64%
Banks1.46%
Diversified Banks1.46%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 8.6x.
    • Analysts expect its future annual earnings growth (5.7%) to be largely in line with prior year's earnings growth.
  • Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 8.6x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 5.7% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.7% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BCI Banco de Crédito e InversionesCL$56.69k3.4%
+CL$412.9b		98.4%PB1.7x
ITAUCL Banco Itaú ChileCL$18.34k1.8%
+CL$69.0b		74.7%PB0.9x
CHILE Banco de ChileCL$174.980.1%
+CL$19.2b		50.5%PB3.1x

Latest News

BCI
CL$56,688.00
Banco de Crédito e Inversiones
7D
3.4%
1Y
98.4%

BCI: Cross Border Synergies And Florida Expansion Will Support Steady Outlook

Analysts have raised their price target for Banco de Crédito e Inversiones from CLP 46,000 to CLP 54,000, citing expectations of slightly faster revenue growth, modestly higher profit margins, and a richer future earnings multiple despite a marginally higher discount rate. What's in the News Banco de Crédito e Inversiones hosted an Analyst and Investor Day focused on City National Bank of Florida, highlighting its U.S. growth strategy and integration progress (Key Developments) Management used the event to update investors on profitability trends and capital allocation priorities within the City National Bank of Florida franchise (Key Developments) The Analyst and Investor Day reinforced the bank's narrative around cross border synergies between its Chilean operations and City National Bank of Florida (Key Developments) Valuation Changes The consensus analyst price target has risen significantly from CLP 46,000 to CLP 54,000, reflecting higher expected earnings and valuation multiples.
CHILE
CL$174.98
Banco de Chile
7D
0.1%
1Y
50.5%

CHILE: Governance Changes Will Restrict Future Upside Despite Slight Profit Margin Improvement

Analysts have modestly raised their price target on Banco de Chile, citing slightly improved profit margin expectations and a marginally lower discount rate. Together, these factors support a higher valuation, now reflected in an updated target of $147.46 per share.
ITAUCL
CL$18,339.00
Banco Itaú Chile
7D
1.8%
1Y
74.7%

ITAUCL: Governance Policy Update Will Support Stable Earnings Outlook

Analysts have modestly raised their price target on Banco Itaú Chile. This reflects incremental adjustments to discount rate, growth, and profitability assumptions that support a slightly higher implied fair value of CLP 17,920.00 per share.
BSANTANDER
CL$70.01
Banco Santander-Chile
7D
-0.4%
1Y
44.6%

BSANTANDER: Earnings Moderation And Neutral Ratings Will Define Near-Term Trading

Banco Santander-Chile's analyst price target has increased from CLP 64.44 to CLP 66.16, as analysts point to a modest outlook improvement supported by slightly higher projected revenue growth and profit margins. Analyst Commentary Recent analyst actions reflect a mix of optimism and caution surrounding Banco Santander-Chile's near-term prospects.