Banco de Chile (CHILE) Stock Overview
Provides commercial banking services in Chile. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
CHILE Community Fair Values
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Analyst Price Targets
Banco de Chile Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CL$175.90 |
| 52 Week High | CL$200.68 |
| 52 Week Low | CL$132.31 |
| Beta | 0.12 |
| 1 Month Change | 9.19% |
| 3 Month Change | -1.18% |
| 1 Year Change | 24.53% |
| 3 Year Change | 106.58% |
| 5 Year Change | 137.51% |
| Change since IPO | 1,077.72% |
Recent News & Updates
Narrative Update • Jun 04
CHILE: Rich Payout And Board Uncertainty Will Pressure Future Shareholder Returns
Analysts have updated their price target for Banco de Chile to CLP 110.08. They attribute this change mainly to refreshed assumptions for the discount rate, revenue growth, and future P/E, which they see as better reflecting current conditions around the stock.
Narrative Update • May 02
CHILE: Dividend Policy Will Support Attractive Medium Term Performance
Analysts have kept their CLP 200.0 price target for Banco de Chile unchanged. A higher discount rate and revenue growth outlook are broadly offset by a slightly lower profit margin assumption and a largely stable future P/E.Narrative Update • Apr 18
CHILE: High Dividend Payout Will Pressure Future Shareholder Returns
Analysts have trimmed their CLP price target for Banco de Chile by a small amount, citing updated assumptions for the bank's discount rate, revenue growth, profit margin and future P/E. These changes leave their fair value estimate broadly unchanged at CLP110.08 per share.Recent updates
Narrative Update • Jun 04
CHILE: Rich Payout And Board Uncertainty Will Pressure Future Shareholder Returns
Analysts have updated their price target for Banco de Chile to CLP 110.08. They attribute this change mainly to refreshed assumptions for the discount rate, revenue growth, and future P/E, which they see as better reflecting current conditions around the stock.Narrative Update • May 02
CHILE: Dividend Policy Will Support Attractive Medium Term Performance
Analysts have kept their CLP 200.0 price target for Banco de Chile unchanged. A higher discount rate and revenue growth outlook are broadly offset by a slightly lower profit margin assumption and a largely stable future P/E.Narrative Update • Apr 18
CHILE: High Dividend Payout Will Pressure Future Shareholder Returns
Analysts have trimmed their CLP price target for Banco de Chile by a small amount, citing updated assumptions for the bank's discount rate, revenue growth, profit margin and future P/E. These changes leave their fair value estimate broadly unchanged at CLP110.08 per share.Narrative Update • Apr 04
CHILE: High Payout Ratio Will Pressure Future Share Price
Analysts kept their CLP price target for Banco de Chile broadly intact at CLP110.08, citing only modest adjustments to discount rate, revenue growth and profit margin assumptions that left the bank's estimated fair value effectively unchanged. What's in the News The Ordinary Shareholders’ Meeting on March 26, 2026 approved a dividend of CLP 9.99757030464 per share, to be paid out of net income for the 2025 financial year (Key Developments).Narrative Update • Mar 21
CHILE: High Dividend Payout Will Drive Future Downside Risk
Analysts have adjusted their price target for Banco de Chile to CLP110.08 from CLP107.91, reflecting updated assumptions around modestly higher revenue, a slightly lower discount rate, stronger profit margins, and a lower forward P/E. What's in the News Board meeting held on January 29, 2026, to approve convening an Ordinary Shareholders' Meeting on March 26, 2026, to vote on a proposed dividend distribution equal to 84.7% of net income for the 2025 fiscal year (Key Developments).
Narrative Update • Mar 07
CHILE: Higher Payout Plans And Stable Margins Will Shape Future Upside Potential
The analyst price target for Banco de Chile has been raised from CLP 157.31 to CLP 176.60. Analysts point to updated assumptions around slightly lower discount rates, a higher revenue growth outlook of 11.63% and a future P/E of 16.57x, alongside broadly stable profit margin expectations at around 39.45%.Narrative Update • Feb 21
CHILE: Dividend Policy And Margin Outlook Will Support Balanced Medium Term Performance
Analysts have raised their price target on Banco de Chile from CLP 175.0 to CLP 200.0, citing updated assumptions that include a slightly lower discount rate, a revised revenue growth outlook, a modestly higher profit margin, and a higher future P/E multiple. What's in the News Proposed dividend for the fiscal year ended December 31, 2025 of CLP 9.99757030464 per share, applied to 101,017,081,114 shares of Banco de Chile, with a proposed payout equal to 84.7% of net income (Key Developments).Narrative Update • Feb 07
CHILE: Governance Changes And High Dividend Payout Will Signal Future Downside Risk
Analysts have raised their price target on Banco de Chile to US$107.91 from US$105.32, citing updated assumptions that include a lower discount rate, slightly higher revenue growth, a higher profit margin of about 37%, and a modestly lower future P/E estimate. What's in the News Proposed dividend of CLP 9.99757030464 per share for the fiscal year ended December 31, 2025, equal to a planned distribution of 84.7% of net income as dividends (Key Developments).Narrative Update • Jan 24
CHILE: Governance Changes And Higher P/E Will Signal Future Downside Risk
Analysts have lifted their fair value estimate for Banco de Chile from US$100.80 to US$105.32, reflecting updated views on revenue growth assumptions, profit margins and future P/E expectations. What's in the News The Extraordinary Shareholders Meeting on November 10, 2025 approved multiple amendments to Banco de Chile's bylaws, focusing on board structure and governance frameworks (Key Developments).Narrative Update • Jan 09
CHILE: Bylaw Revisions And Board Changes Will Limit Future Upside Potential
Analysts have lifted their fair value estimate for Banco de Chile from US$147.46 to US$157.31 as they factor in slightly different assumptions for the discount rate, revenue growth, profit margin and future P/E, which together support a higher overall price target. What's in the News An Extraordinary Shareholders Meeting on November 10, 2025 approved multiple amendments to Banco de Chile's bylaws, including changes to board size, quorum rules, meeting procedures, and references to regulators (Key Developments).Narrative Update • Dec 23
CHILE: Governance Changes And Profitability Outlook Will Support Balanced Medium Term Performance
Narrative Update on Banco de Chile Analysts have raised their price target on Banco de Chile from 160.00 to 175.00, citing slightly faster projected revenue growth, improved expected profit margins, and a modestly higher discount rate, while keeping future valuation multiples broadly stable. What's in the News Shareholders approved comprehensive amendments to Banco de Chile's bylaws, including maintaining Santiago as the corporate domicile while removing the reference to the specific commune, updating oversight references to the Financial Market Commission, and eliminating a transitional article (shareholders' meeting resolution).Narrative Update • Dec 09
CHILE: Governance Changes Will Restrict Future Upside Despite Slight Profit Margin Improvement
Analysts have modestly raised their price target on Banco de Chile, citing slightly improved profit margin expectations and a marginally lower discount rate. Together, these factors support a higher valuation, now reflected in an updated target of $147.46 per share.Narrative Update • Nov 25
CHILE: Recent Bylaw Amendments And Agreement Extensions Will Limit Future Upside
Analysts have slightly increased their price target for Banco de Chile from $146.03 to $147.46, citing modest improvements in projected revenue growth and a marginally lower discount rate. What's in the News Shareholders approved significant amendments to Banco de Chile's Bylaws, including reducing the number of regular directors, updating quorum rules, allowing virtual participation in meetings, and replacing references to regulatory bodies.Narrative Update • Nov 10
CHILE: Rising Discount Rate Will Pressure Returns Despite Recent Agreement Extensions
Analysts have modestly raised their price target for Banco de Chile from $143.03 to $146.03. They cite updates to the bank's discount rate and future price-to-earnings assumptions as the reasons for this change.Narrative Update • Oct 27
Upcoming Agreements And Bylaw Amendments Will Strengthen Revenue And Margin Prospects
Analysts have raised their price target for Banco de Chile from $139.60 to $143.03, citing modest improvements in revenue growth and profit margin forecasts. What's in the News Banco de Chile and Citigroup Inc.Narrative Update • Oct 13
Domestic Demand Recovery And Digital Banking Will Broaden Lending Opportunities
Narrative Update: Banco de Chile Analyst Price Target Revised Analysts have raised Banco de Chile’s fair value price target from $137.46 to $139.60. This revision is attributed to improved profit margins and a lower discount rate, even though revenue growth projections are softer.
New Narrative • Nov 18
Looming Margin Squeeze Threatens Bank's Future Profitability And Valuation
Advanced digital banking innovations and strategic initiatives are set to enhance operational efficiency and customer satisfaction, bolstering profitability.Shareholder Returns
| CHILE | CL Banks | CL Market | |
|---|---|---|---|
| 7D | 5.5% | 4.1% | 0.4% |
| 1Y | 24.5% | 30.3% | 16.6% |
Return vs Industry: CHILE matched the CL Banks industry which returned 24.4% over the past year.
Return vs Market: CHILE exceeded the CL Market which returned 15% over the past year.
Price Volatility
| CHILE volatility | |
|---|---|
| CHILE Average Weekly Movement | 4.3% |
| Banks Industry Average Movement | 4.3% |
| Market Average Movement | 3.0% |
| 10% most volatile stocks in CL Market | 5.1% |
| 10% least volatile stocks in CL Market | 1.0% |
Stable Share Price: CHILE has not had significant price volatility in the past 3 months compared to the CL market.
Volatility Over Time: CHILE's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1893 | 11,614 | Eduardo Orrego | bancochile.cl |
Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation.
Banco de Chile Fundamentals Summary
| CHILE fundamental statistics | |
|---|---|
| Market cap | CL$16.87t |
| Earnings (TTM) | CL$1.13t |
| Revenue (TTM) | CL$2.59t |
15.7x
P/E Ratio3.3x
P/B RatioIs CHILE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CHILE income statement (TTM) | |
|---|---|
| Revenue | CL$2.59t |
| Cost of Revenue | CL$53.20b |
| Gross Profit | CL$2.54t |
| Other Expenses | CL$1.40t |
| Earnings | CL$1.13t |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jun 10, 2026
| Earnings per share (EPS) | 11.21 |
| Gross Margin | 97.95% |
| Net Profit Margin | 43.71% |
| Debt/Equity Ratio | 297.4% |
How did CHILE perform over the long term?
See historical performance and comparisonDividends
5.7%
Current Dividend Yield89%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/09 18:13 |
| End of Day Share Price | 2026/06/09 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banco de Chile is covered by 19 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Roberto de Aguiar Attuch | Barclays |
| Ernesto Gabilondo Márquez | BofA Global Research |
| Gustavo Schroden | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |