Scotiabank Chile, S.A. provides banking products and services in Chile. More Details
Proven track record second-rate dividend payer.
Share Price & News
How has Scotiabank Chile's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: SCOTIABKCL is less volatile than 75% of CL stocks over the past 3 months, typically moving +/- 0% a week.
Volatility Over Time: SCOTIABKCL's weekly volatility (0%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: SCOTIABKCL underperformed the CL Banks industry which returned 13.8% over the past year.
Return vs Market: SCOTIABKCL underperformed the CL Market which returned 12.4% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Scotiabank Chile's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StScotiabank Chile (SNSE:SCOTIABKCL) Has Gifted Shareholders With A Fantastic 240% Total Return On Their Investment
3 months ago | Simply Wall StIs Scotiabank Chile, S.A. (SNSE:SCOTIABKCL) A Smart Choice For Dividend Investors?
6 months ago | Simply Wall StKey Things To Watch Out For If You Are After Scotiabank Chile, S.A.'s (SNSE:SCOTIABKCL) 2.4% Dividend
Is Scotiabank Chile undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: SCOTIABKCL (CLP335.97) is trading above our estimate of fair value (CLP60.65)
Significantly Below Fair Value: SCOTIABKCL is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: SCOTIABKCL is poor value based on its PE Ratio (14.9x) compared to the CL Banks industry average (14.5x).
PE vs Market: SCOTIABKCL is poor value based on its PE Ratio (14.9x) compared to the CL market (14.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate SCOTIABKCL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: SCOTIABKCL is overvalued based on its PB Ratio (1.7x) compared to the CL Banks industry average (1.3x).
How is Scotiabank Chile forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Scotiabank Chile has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Scotiabank Chile performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SCOTIABKCL has high quality earnings.
Growing Profit Margin: SCOTIABKCL's current net profit margins (29.3%) are higher than last year (25.8%).
Past Earnings Growth Analysis
Earnings Trend: SCOTIABKCL's earnings have grown significantly by 26.6% per year over the past 5 years.
Accelerating Growth: SCOTIABKCL's earnings growth over the past year (8.2%) is below its 5-year average (26.6% per year).
Earnings vs Industry: SCOTIABKCL earnings growth over the past year (8.2%) exceeded the Banks industry -15.4%.
Return on Equity
High ROE: SCOTIABKCL's Return on Equity (11.4%) is considered low.
How is Scotiabank Chile's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: SCOTIABKCL's Assets to Equity ratio (14.7x) is moderate.
Allowance for Bad Loans: SCOTIABKCL has a low allowance for bad loans (51%).
Low Risk Liabilities: 57% of SCOTIABKCL's liabilities are made up of primarily higher risk sources of funding.
Loan Level: SCOTIABKCL has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: SCOTIABKCL's Loans to Deposits ratio (168%) is high.
Level of Bad Loans: SCOTIABKCL has a high level of bad loans (3.9%).
What is Scotiabank Chile current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: SCOTIABKCL's dividend (2.53%) is higher than the bottom 25% of dividend payers in the CL market (1.77%).
High Dividend: SCOTIABKCL's dividend (2.53%) is low compared to the top 25% of dividend payers in the CL market (5.38%).
Stability and Growth of Payments
Stable Dividend: SCOTIABKCL's dividend payments have been volatile in the past 10 years.
Growing Dividend: SCOTIABKCL's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (37.9%), SCOTIABKCL's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Francisco Javier Sardon de Taboada
Mr. Francisco Javier Sardon de Taboada is Executive Vice President and Country Head of Chile at Bank of Nova Scotia since November 2017. He has been the Chief Executive Officer of Scotiabank Chile. He is a...
Experienced Management: SCOTIABKCL's management team is considered experienced (3.3 years average tenure).
Experienced Board: SCOTIABKCL's board of directors are considered experienced (3.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Scotiabank Chile, S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Scotiabank Chile, S.A.
- Ticker: SCOTIABKCL
- Exchange: SNSE
- Founded: 1990
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: CL$4.114t
- Shares outstanding: 12.24b
- Website: https://www.scotiabankchile.cl
Number of Employees
- Scotiabank Chile, S.A.
- Avenida Costanera Sur n ° 2710
- Torre A
- Region Metropolitana (Santiago)
Scotiabank Chile, S.A. provides banking products and services in Chile. Its deposit products include current, checking, and daily rent accounts; term deposits; and voluntary pension saving products. The co...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/09 23:57|
|End of Day Share Price||2021/05/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.