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South African (JSE) Consumer Finance Industry Analysis

UpdatedJun 21, 2026
DataAggregated Company Financials
Companies2
  • 7D-2.7%
  • 3M-23.4%
  • 1Y21.2%
  • YTD-28.8%

Over the last 7 days, the Consumer Finance industry has dropped 8.3%, driven by Channel Vas Investments declining 5.3%. On the other hand Finbond Group is actually up 14%. This takes the industry's 12 month performance to a gain of 20%.

Industry Valuation and Performance

Has the South African Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 21 Jun 2026R19.1bR6.1bR724.7m17.7x26.3x3.1x
Tue, 19 May 2026R21.6bR6.2bR756.4m18.7x28.6x3.5x
Thu, 16 Apr 2026R26.2bR6.1bR747.3m22.3x35.1x4.3x
Sat, 14 Mar 2026R23.6bR5.3bR974.4m15.9x24.2x4.4x
Mon, 09 Feb 2026R27.5bR5.1bR926.8m19.1x29.6x5.4x
Wed, 07 Jan 2026R26.6bR5.2bR945.2m18.3x28.1x5.1x
Fri, 05 Dec 2025R23.9bR5.3bR976.7m16.2x24.5x4.5x
Sun, 02 Nov 2025R520.5mR1.8bR95.2m5.5x5.5x0.3x
Tue, 30 Sep 2025R474.9mR1.7bR31.8m14.9x14.9x0.3x
Thu, 28 Aug 2025R511.4mR1.7bR31.8m16.1x16.1x0.3x
Sat, 26 Jul 2025R502.3mR1.7bR31.8m15.8x15.8x0.3x
Mon, 23 Jun 2025R388.1mR1.7bR31.8m12.2x12.2x0.2x
Wed, 21 May 2025R342.5mR1.6bR903.0k379.2x379.2x0.2x
Fri, 18 Apr 2025R328.8mR1.6bR903.0k364.1x364.1x0.2x
Sun, 16 Mar 2025R360.7mR1.6bR903.0k399.5x399.5x0.2x
Tue, 11 Feb 2025R228.3mR1.6bR903.0k252.8x252.8x0.1x
Thu, 09 Jan 2025R283.1mR1.6bR903.0k313.5x313.5x0.2x
Sat, 07 Dec 2024R319.6mR1.6bR903.0k354x354x0.2x
Mon, 04 Nov 2024R333.3mR1.6bR557.0k598.4x598.4x0.2x
Wed, 02 Oct 2024R438.3mR1.6bR557.0k787x787x0.3x
Fri, 30 Aug 2024R296.8mR1.6bR557.0k532.8x532.8x0.2x
Sun, 28 Jul 2024R274.0mR1.6bR557.0k491.9x491.9x0.2x
Tue, 25 Jun 2024R283.1mR1.6bR557.0k508.2x508.2x0.2x
Thu, 23 May 2024R341.5mR2.0b-R265,038,000.00n/a-1.3x0.2x
Sat, 20 Apr 2024R341.5mR2.0b-R265,038,000.00n/a-1.3x0.2x
Mon, 18 Mar 2024R325.6mR2.0b-R265,038,000.00n/a-1.2x0.2x
Wed, 14 Feb 2024R238.2mR2.0b-R265,038,000.00n/a-0.9x0.1x
Fri, 12 Jan 2024R254.1mR2.0b-R265,038,000.00n/a-1x0.1x
Sun, 10 Dec 2023R270.1mR2.0b-R265,038,000.00n/a-1x0.1x
Tue, 07 Nov 2023R262.1mR2.0b-R265,038,000.00n/a-1x0.1x
Thu, 05 Oct 2023R325.6mR2.0b-R265,038,000.00n/a-1.2x0.2x
Sat, 02 Sep 2023R317.6mR2.0b-R265,038,000.00n/a-1.2x0.2x
Mon, 31 Jul 2023R5.2bR25.7b-R495,038,000.00n/a-10.6x0.2x
Wed, 28 Jun 2023R4.9bR25.7b-R495,038,000.00n/a-9.8x0.2x
Price to Earnings Ratio

-9.8x


Total Market Cap: R4.9bTotal Earnings: -R495,038,000.00Total Revenue: R25.7bTotal Market Cap vs Earnings and Revenue0%0%0%
South African Consumer Finance Industry Price to Earnings3Y Average 155.9x202420252026
Current Industry PE
    There are only 2 companies in the South African Consumer Finance industry, so there is insufficient data to make an industry-wide assessment of both the PE and PS ratio.
Past Earnings Growth
  • Total earnings for the Consumer Finance industry have gone up over the last three years and the industry is now profitable.
  • Revenues have declined 38% per year.
  • This means that less sales are being generated overall, but since the cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the South African Financials industry?

ZA Market0.77%
Financials4.12%
Consumer Finance-2.69%
Consumer Finance-2.69%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
FGL Finbond GroupR1.031.0%
+R4.7m		21.2%PE7x

Latest News

FGL
R1.03
Finbond Group
7D
1.0%
1Y
21.2%
OPA
R15.04
Channel Vas Investments
7D
-2.8%
1Y
n/a