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South African (JSE) Consumer Finance Industry Analysis

UpdatedMay 19, 2025
DataAggregated Company Financials
Companies1
  • 7D-1.2%
  • 3M54.7%
  • 1Y95.2%
  • YTD26.2%

Over the last 7 days, the Consumer Finance industry has dropped 3.8%, driven by pullbacks from every company within the industry. In the past year, the industry has gained 81%.

Industry Valuation and Performance

Has the South African Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 19 May 2025R374.4mR1.6bR903.0k414.6x414.6x0.2x
Wed, 16 Apr 2025R365.3mR1.6bR903.0k404.5x404.5x0.2x
Fri, 14 Mar 2025R356.1mR1.6bR903.0k394.4x394.4x0.2x
Sun, 09 Feb 2025R255.7mR1.6bR903.0k283.2x283.2x0.2x
Tue, 07 Jan 2025R305.9mR1.6bR903.0k338.8x338.8x0.2x
Thu, 05 Dec 2024R324.2mR1.6bR903.0k359x359x0.2x
Sat, 02 Nov 2024R333.3mR1.6bR557.0k598.4x598.4x0.2x
Mon, 30 Sep 2024R433.8mR1.6bR557.0k778.8x778.8x0.3x
Wed, 28 Aug 2024R283.1mR1.6bR557.0k508.2x508.2x0.2x
Fri, 26 Jul 2024R274.0mR1.6bR557.0k491.9x491.9x0.2x
Sun, 23 Jun 2024R283.1mR1.6bR557.0k508.2x508.2x0.2x
Tue, 21 May 2024R341.5mR2.0b-R265,038,000.00n/a-1.3x0.2x
Thu, 18 Apr 2024R349.4mR2.0b-R265,038,000.00n/a-1.3x0.2x
Sat, 16 Mar 2024R325.6mR2.0b-R265,038,000.00n/a-1.2x0.2x
Mon, 12 Feb 2024R238.2mR2.0b-R265,038,000.00n/a-0.9x0.1x
Wed, 10 Jan 2024R262.1mR2.0b-R265,038,000.00n/a-1x0.1x
Fri, 08 Dec 2023R238.3mR2.0b-R265,038,000.00n/a-0.9x0.1x
Sun, 05 Nov 2023R293.8mR2.0b-R265,038,000.00n/a-1.1x0.2x
Tue, 03 Oct 2023R317.6mR2.0b-R265,038,000.00n/a-1.2x0.2x
Thu, 31 Aug 2023R293.8mR2.0b-R265,038,000.00n/a-1.1x0.2x
Sat, 29 Jul 2023R5.2bR25.7b-R495,038,000.00n/a-10.6x0.2x
Mon, 26 Jun 2023R4.7bR25.7b-R495,038,000.00n/a-9.5x0.2x
Wed, 24 May 2023R6.1bR25.5b-R511,804,000.00n/a-11.9x0.2x
Fri, 21 Apr 2023R9.7bR25.9bR1.4b5.6x6.9x0.4x
Sun, 19 Mar 2023R8.9bR25.9bR1.4b5.2x6.4x0.3x
Tue, 14 Feb 2023R25.1bR25.9bR1.4b14.9x18x1x
Thu, 12 Jan 2023R26.0bR24.1bR1.7b15.5x15.5x1.1x
Sat, 10 Dec 2022R26.6bR24.1bR1.7b15.9x15.9x1.1x
Mon, 07 Nov 2022R30.9bR6.1bR2.3b13.2x13.2x5.1x
Wed, 05 Oct 2022R27.6bR6.1bR2.3b11.8x11.8x4.5x
Fri, 02 Sep 2022R27.4bR6.1bR2.3b11.7x11.7x4.5x
Sun, 31 Jul 2022R27.5bR6.1bR2.3b11.7x11.7x4.5x
Tue, 28 Jun 2022R28.0bR6.1bR2.3b11.9x11.9x4.6x
Thu, 26 May 2022R30.3bR6.1bR2.3b12.9x12.9x5x
Price to Earnings Ratio

12.9x


Total Market Cap: R30.3bTotal Earnings: R2.3bTotal Revenue: R6.1bTotal Market Cap vs Earnings and Revenue0%0%0%
South African Consumer Finance Industry Price to Earnings3Y Average 149.5x202320242025
Current Industry PE
    There is only one company in the South African Consumer Finance industry, so there is insufficient data to make an industry-wide assessment of both the PE and PS ratio.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have declined 93% per year over the last three years,
  • Revenues have also declined 31% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the South African Financials industry?

ZA Market1.07%
Financials1.05%
Consumer Finance-1.20%
Consumer Finance-1.20%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
FGL Finbond GroupR0.8112.5%
+R41.1m		88.4%PE409.6x
ADW African Dawn CapitalR0.1025.0%
+R1.5m		42.9%PS10.2x
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Latest News

FGL

R0.81

Finbond Group

7D

12.5%

1Y

88.4%

ADW

R0.10

African Dawn Capital

7D

25.0%

1Y

42.9%