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South African (JSE) Consumer Finance Industry Analysis

UpdatedMar 12, 2026
DataAggregated Company Financials
Companies2
  • 7D-2.6%
  • 3M0.6%
  • 1Y32.1%
  • YTD-9.1%

Over the last 7 days, the Consumer Finance industry has remained flat. As for the the longer term, the industry is up 36% over the past 12 months. Looking forward, earnings are forecast to grow by 17% annually.

Industry Valuation and Performance

Has the South African Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 12 Mar 2026R24.3bR5.2bR950.1m16.6x25.6x4.7x
Sat, 07 Feb 2026R27.5bR5.1bR926.4m19.1x29.6x5.4x
Mon, 05 Jan 2026R26.8bR5.2bR951.2m18.2x28.1x5.1x
Wed, 03 Dec 2025R23.9bR5.3bR984.8m16x24.3x4.5x
Fri, 31 Oct 2025R516.0mR1.7bR31.8m16.2x16.2x0.3x
Sun, 28 Sep 2025R452.0mR1.7bR31.8m14.2x14.2x0.3x
Tue, 26 Aug 2025R502.3mR1.7bR31.8m15.8x15.8x0.3x
Thu, 24 Jul 2025R520.5mR1.7bR31.8m16.4x16.4x0.3x
Sat, 21 Jun 2025R388.1mR1.7bR31.8m12.2x12.2x0.2x
Mon, 19 May 2025R374.4mR1.6bR903.0k414.6x414.6x0.2x
Wed, 16 Apr 2025R365.3mR1.6bR903.0k404.5x404.5x0.2x
Fri, 14 Mar 2025R356.1mR1.6bR903.0k394.4x394.4x0.2x
Sun, 09 Feb 2025R255.7mR1.6bR903.0k283.2x283.2x0.2x
Tue, 07 Jan 2025R305.9mR1.6bR903.0k338.8x338.8x0.2x
Thu, 05 Dec 2024R324.2mR1.6bR903.0k359x359x0.2x
Sat, 02 Nov 2024R333.3mR1.6bR557.0k598.4x598.4x0.2x
Mon, 30 Sep 2024R433.8mR1.6bR557.0k778.8x778.8x0.3x
Wed, 28 Aug 2024R283.1mR1.6bR557.0k508.2x508.2x0.2x
Fri, 26 Jul 2024R274.0mR1.6bR557.0k491.9x491.9x0.2x
Sun, 23 Jun 2024R283.1mR1.6bR557.0k508.2x508.2x0.2x
Tue, 21 May 2024R341.5mR2.0b-R265,038,000.00n/a-1.3x0.2x
Thu, 18 Apr 2024R349.4mR2.0b-R265,038,000.00n/a-1.3x0.2x
Sat, 16 Mar 2024R325.6mR2.0b-R265,038,000.00n/a-1.2x0.2x
Mon, 12 Feb 2024R238.2mR2.0b-R265,038,000.00n/a-0.9x0.1x
Wed, 10 Jan 2024R262.1mR2.0b-R265,038,000.00n/a-1x0.1x
Fri, 08 Dec 2023R238.3mR2.0b-R265,038,000.00n/a-0.9x0.1x
Sun, 05 Nov 2023R293.8mR2.0b-R265,038,000.00n/a-1.1x0.2x
Tue, 03 Oct 2023R317.6mR2.0b-R265,038,000.00n/a-1.2x0.2x
Thu, 31 Aug 2023R293.8mR2.0b-R265,038,000.00n/a-1.1x0.2x
Sat, 29 Jul 2023R5.2bR25.7b-R495,038,000.00n/a-10.6x0.2x
Mon, 26 Jun 2023R4.7bR25.7b-R495,038,000.00n/a-9.5x0.2x
Wed, 24 May 2023R6.1bR25.5b-R511,804,000.00n/a-11.9x0.2x
Fri, 21 Apr 2023R9.7bR25.9bR1.4b5.6x6.9x0.4x
Sun, 19 Mar 2023R8.9bR25.9bR1.4b5.2x6.4x0.3x
Price to Earnings Ratio

6.4x


Total Market Cap: R8.9bTotal Earnings: R1.4bTotal Revenue: R25.9bTotal Market Cap vs Earnings and Revenue0%0%0%
South African Consumer Finance Industry Price to Earnings3Y Average 153x202420252026
Current Industry PE
    There are only 2 companies in the South African Consumer Finance industry, so there is insufficient data to make an industry-wide assessment of both the PE and PS ratio.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have declined 12% per year over the last three years,
  • Revenues have also declined 42% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the South African Financials industry?

ZA Market-3.27%
Financials-3.71%
Consumer Finance-2.60%
Consumer Finance-2.60%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
No data available

Latest News

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