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South African (JSE) Consumer Finance Industry Analysis

UpdatedFeb 07, 2025
DataAggregated Company Financials
Companies1
  • 7D3.7%
  • 3M-17.6%
  • 1Y86.7%
  • YTD-13.8%

Over the last 7 days, the Consumer Finance industry has dropped 6.9%, driven by Finbond Group declining 6.9%. On the other hand African Dawn Capital is actually up 11%. This takes the industry's 12 month performance to a gain of 74%.

Industry Valuation and Performance

Has the South African Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 07 Feb 2025R255.7mR1.6bR903.0k283.2x283.2x0.2x
Sun, 05 Jan 2025R315.1mR1.6bR903.0k348.9x348.9x0.2x
Tue, 03 Dec 2024R283.1mR1.6bR903.0k313.5x313.5x0.2x
Thu, 31 Oct 2024R337.9mR1.6bR557.0k606.6x606.6x0.2x
Sat, 28 Sep 2024R433.8mR1.6bR557.0k778.8x778.8x0.3x
Mon, 26 Aug 2024R269.4mR1.6bR557.0k483.7x483.7x0.2x
Wed, 24 Jul 2024R283.1mR1.6bR557.0k508.2x508.2x0.2x
Fri, 21 Jun 2024R333.3mR1.6bR557.0k598.4x598.4x0.2x
Sun, 19 May 2024R333.5mR2.0b-R265,038,000.00n/a-1.3x0.2x
Tue, 16 Apr 2024R373.2mR2.0b-R265,038,000.00n/a-1.4x0.2x
Thu, 14 Mar 2024R317.6mR2.0b-R265,038,000.00n/a-1.2x0.2x
Sat, 10 Feb 2024R238.2mR2.0b-R265,038,000.00n/a-0.9x0.1x
Mon, 08 Jan 2024R262.1mR2.0b-R265,038,000.00n/a-1x0.1x
Wed, 06 Dec 2023R246.2mR2.0b-R265,038,000.00n/a-0.9x0.1x
Fri, 03 Nov 2023R270.0mR2.0b-R265,038,000.00n/a-1x0.1x
Sun, 01 Oct 2023R317.6mR2.0b-R265,038,000.00n/a-1.2x0.2x
Tue, 29 Aug 2023R333.5mR2.0b-R265,038,000.00n/a-1.3x0.2x
Thu, 27 Jul 2023R5.4bR25.7b-R495,038,000.00n/a-10.8x0.2x
Sat, 24 Jun 2023R4.7bR25.7b-R495,038,000.00n/a-9.5x0.2x
Mon, 22 May 2023R5.5bR25.5b-R511,804,000.00n/a-10.7x0.2x
Wed, 19 Apr 2023R9.5bR25.9bR1.4b5.6x6.8x0.4x
Fri, 17 Mar 2023R6.9bR25.9bR1.4b4x4.9x0.3x
Sun, 12 Feb 2023R25.1bR25.9bR1.4b14.8x18x1x
Tue, 10 Jan 2023R25.9bR24.1bR1.7b15.4x15.4x1.1x
Thu, 08 Dec 2022R27.1bR24.1bR1.7b16.2x16.2x1.1x
Sat, 05 Nov 2022R30.9bR6.1bR2.3b13.2x13.2x5.1x
Mon, 03 Oct 2022R27.8bR6.1bR2.3b11.9x11.9x4.6x
Wed, 31 Aug 2022R27.2bR6.1bR2.3b11.6x11.6x4.5x
Fri, 29 Jul 2022R27.4bR6.1bR2.3b11.7x11.7x4.5x
Sun, 26 Jun 2022R27.5bR6.1bR2.3b11.7x11.7x4.5x
Tue, 24 May 2022R31.4bR4.9bR2.3b13.6x13.6x6.5x
Thu, 21 Apr 2022R35.9bR4.9bR2.3b15.6x15.6x7.4x
Sat, 19 Mar 2022R33.6bR4.9bR2.3b14.6x14.6x6.9x
Mon, 14 Feb 2022R33.2bR4.9bR2.3b14.4x14.4x6.8x
Price to Earnings Ratio

14.4x


Total Market Cap: R33.2bTotal Earnings: R2.3bTotal Revenue: R4.9bTotal Market Cap vs Earnings and Revenue0%0%0%
South African Consumer Finance Industry Price to Earnings3Y Average 117.7x202320242025
Current Industry PE
    There is only one company in the South African Consumer Finance industry, so there is insufficient data to make an industry-wide assessment of both the PE and PS ratio.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have declined 93% per year over the last three years,
  • Revenues have also declined 31% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the South African Financials industry?

ZA Market1.31%
Financials1.20%
Consumer Finance3.70%
Consumer Finance3.70%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
FGL Finbond GroupR0.563.7%
+R9.1m		86.7%PE283.2x
ADW African Dawn CapitalR0.22120.0%
+R8.8m		175.0%PS22.4x
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Latest News

FGL

R0.56

Finbond Group

7D

3.7%

1Y

86.7%

ADW

R0.22

African Dawn Capital

7D

120.0%

1Y

175.0%