Narrative Update • Jul 10
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Peruvian (BVL) Banks Industry Analysis
UpdatedJul 21, 2026
DataAggregated Company Financials
Companies10
- 7D0.7%
- 3M10.5%
- 1Y43.3%
- YTD23.4%
The Banks industry has been flat over the last week, but Intercorp Financial Services has lost 3.3%. As for the the longer term, the industry is up 40% over the past 12 months. As for the next few years, earnings are expected to grow by 11% per annum.
Industry Valuation and Performance
Has the Peruvian Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 21 Jul 2026 | S/146.4b | S/37.5b | S/13.8b | 10.7x | 10.6x | 3.9x |
| Thu, 18 Jun 2026 | S/141.8b | S/36.5b | S/13.3b | 10.1x | 10.7x | 3.9x |
| Sat, 16 May 2026 | S/127.0b | S/36.5b | S/13.3b | 8.8x | 9.5x | 3.5x |
| Mon, 13 Apr 2026 | S/142.6b | S/35.8b | S/13.0b | 9.4x | 11x | 4x |
| Wed, 11 Mar 2026 | S/132.1b | S/35.5b | S/12.9b | 8.8x | 10.2x | 3.7x |
| Fri, 06 Feb 2026 | S/135.5b | S/35.2b | S/13.0b | 9.2x | 10.4x | 3.9x |
| Sun, 04 Jan 2026 | S/120.4b | S/34.6b | S/12.5b | 8x | 9.6x | 3.5x |
| Tue, 02 Dec 2025 | S/104.7b | S/34.6b | S/12.5b | 7.7x | 8.4x | 3x |
| Thu, 30 Oct 2025 | S/103.3b | S/34.1b | S/12.2b | 8.2x | 8.5x | 3x |
| Sat, 27 Sep 2025 | S/103.0b | S/33.6b | S/12.0b | 7.4x | 8.6x | 3.1x |
| Mon, 25 Aug 2025 | S/102.4b | S/33.5b | S/12.0b | 7.7x | 8.5x | 3.1x |
| Wed, 23 Jul 2025 | S/103.2b | S/31.7b | S/10.8b | 8.5x | 9.6x | 3.3x |
| Fri, 20 Jun 2025 | S/101.0b | S/31.5b | S/10.7b | 9x | 9.4x | 3.2x |
| Sun, 18 May 2025 | S/97.6b | S/31.3b | S/10.4b | 9.1x | 9.4x | 3.1x |
| Tue, 15 Apr 2025 | S/92.9b | S/29.8b | S/9.6b | 9.9x | 9.7x | 3.1x |
| Thu, 13 Mar 2025 | S/90.5b | S/30.1b | S/9.6b | 10x | 9.4x | 3x |
| Sat, 08 Feb 2025 | S/89.3b | S/28.9b | S/9.1b | 10.5x | 9.9x | 3.1x |
| Mon, 06 Jan 2025 | S/92.5b | S/27.9b | S/8.5b | 12.1x | 10.8x | 3.3x |
| Wed, 04 Dec 2024 | S/91.7b | S/27.9b | S/8.5b | 12.5x | 10.8x | 3.3x |
| Fri, 01 Nov 2024 | S/89.2b | S/27.5b | S/8.3b | 13.5x | 10.7x | 3.2x |
| Sun, 29 Sep 2024 | S/79.5b | S/26.4b | S/7.8b | 14.1x | 10.2x | 3x |
| Tue, 27 Aug 2024 | S/78.3b | S/26.4b | S/7.8b | 13.8x | 10.1x | 3x |
| Thu, 25 Jul 2024 | S/81.8b | S/26.6b | S/8.1b | 12.1x | 10x | 3.1x |
| Sat, 22 Jun 2024 | S/81.1b | S/26.8b | S/8.2b | 12x | 9.8x | 3x |
| Mon, 20 May 2024 | S/80.4b | S/26.8b | S/8.2b | 12.2x | 9.7x | 3x |
| Wed, 17 Apr 2024 | S/84.8b | S/27.4b | S/8.8b | 13.4x | 9.7x | 3.1x |
| Fri, 15 Mar 2024 | S/82.6b | S/27.3b | S/8.8b | 12.8x | 9.4x | 3x |
| Sun, 11 Feb 2024 | S/77.3b | S/27.6b | S/9.1b | 10.1x | 8.5x | 2.8x |
| Tue, 09 Jan 2024 | S/75.0b | S/28.4b | S/9.4b | 9.4x | 8x | 2.6x |
| Thu, 07 Dec 2023 | S/71.8b | S/28.3b | S/9.4b | 10.3x | 7.7x | 2.5x |
| Sat, 04 Nov 2023 | S/71.6b | S/28.7b | S/9.6b | 9.9x | 7.4x | 2.5x |
| Mon, 02 Oct 2023 | S/75.7b | S/29.0b | S/10.0b | 11.1x | 7.6x | 2.6x |
| Wed, 30 Aug 2023 | S/79.3b | S/29.0b | S/10.0b | 11.7x | 7.9x | 2.7x |
| Fri, 28 Jul 2023 | S/80.7b | S/29.2b | S/10.2b | 10.3x | 7.9x | 2.8x |
Price to Earnings Ratio
7.9x
Current Industry PE
- Investors are optimistic on the Peruvian Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 10.6x which is higher than its 3-year average PE of 9.4x.
- The 3-year average PS ratio of 3.1x is lower than the industry's current PS ratio of 3.9x.
Past Earnings Growth
- The earnings for companies in the Banks industry have grown 10% per year over the last three years.
- Revenues for these companies have grown 8.5% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Peruvian Financials industry?
| PE Market | -1.67% | |
| Financials | -2.25% | |
| Banks | 0.72% | |
| Regional Banks | 1.06% | |
| Diversified Banks | 0.69% | |
Industry PE
- Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 9.2x.
- Analysts are expecting annual earnings growth of 11.3%, which is lower than the prior year's growth of 27.5% per year.
- Investors are most pessimistic about the Regional Banks industry, which is trading below its 3-year average of 11.2x.
Forecasted Growth
- Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 11% over the next 5 years.
- However this is lower than its past earnings growth rate of 27% per year.
- In contrast, the Diversified Banks industry is expected to see its earnings grow by 11% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| CREDITC1 Banco de Crédito del Perú | S/6.68 | 0.7% +S/570.8m | 38.4% | PB3.7x | |
| BBVAC1 Banco BBVA Perú | S/2.09 | 2.2% +S/466.7m | 58.4% | PB1.5x | |
| INTERBC1 Banco Internacional del PerúA. - Interbank | S/1.85 | 1.1% +S/134.3m | 27.6% | PB1.3x |