Banco de Crédito del Perú (CREDITC1) Stock Overview
Provides banking products and services to individuals, small and medium-sized enterprises (SME), and companies in Peru, Panama, and the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
CREDITC1 Community Fair Values
Create NarrativeSee what 7 others think this stock is worth. Follow their fair value or set your own to get alerts.
Banco de Crédito del Perú S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | S/6.61 |
| 52 Week High | S/7.00 |
| 52 Week Low | S/4.09 |
| Beta | 0.13 |
| 1 Month Change | 6.61% |
| 3 Month Change | 8.36% |
| 1 Year Change | 58.51% |
| 3 Year Change | 160.84% |
| 5 Year Change | 181.75% |
| Change since IPO | 19,203.78% |
Recent News & Updates
Recent updates
Shareholder Returns
| CREDITC1 | PE Banks | PE Market | |
|---|---|---|---|
| 7D | -1.3% | -1.2% | -1.1% |
| 1Y | 58.5% | 54.1% | 34.9% |
Return vs Industry: CREDITC1 exceeded the PE Banks industry which returned 50% over the past year.
Return vs Market: CREDITC1 exceeded the PE Market which returned 32.1% over the past year.
Price Volatility
| CREDITC1 volatility | |
|---|---|
| CREDITC1 Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 4.9% |
| Market Average Movement | 3.9% |
| 10% most volatile stocks in PE Market | 7.5% |
| 10% least volatile stocks in PE Market | 0.6% |
Stable Share Price: CREDITC1 has not had significant price volatility in the past 3 months compared to the PE market.
Volatility Over Time: CREDITC1's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1889 | 29,882 | Diego Cavero Belaunde | www.viabcp.com |
Banco de Crédito del Perú S.A. provides banking products and services to individuals, small and medium-sized enterprises (SME), and companies in Peru, Panama, and the United States. The company offers savings and current accounts; term deposits; digital, reward, salary, unlimited, and CTS accounts; bank certificates and BCP order letters; credit and debit cards; personal, mortgage, vehicle, working capital, fixed asset, and credit card loans, as well as salary advance, and bank guarantees; electronic and business financing; discounting of bills and invoices; letters of guarantees; and collection and payment services. It also provides life, health, vehicle, travel, card and financial protection, funeral, cancer, protected cash micro, medical assistance, SME protection, SCTR, property, car accident, and financed car insurance products; remittances, transfers, payment of services, and top-ups; dollar exchange; and investment products, including mutual funds, fixed term deposits, portfolio of management, custody of securities, trusts, stock market investments, distribution tables, public offerings, and record of actions.
Banco de Crédito del Perú S.A. Fundamentals Summary
| CREDITC1 fundamental statistics | |
|---|---|
| Market cap | S/85.75b |
| Earnings (TTM) | S/6.47b |
| Revenue (TTM) | S/16.85b |
Is CREDITC1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CREDITC1 income statement (TTM) | |
|---|---|
| Revenue | S/16.85b |
| Cost of Revenue | S/106.76m |
| Gross Profit | S/16.75b |
| Other Expenses | S/10.28b |
| Earnings | S/6.47b |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.50 |
| Gross Margin | 99.37% |
| Net Profit Margin | 38.40% |
| Debt/Equity Ratio | 102.1% |
How did CREDITC1 perform over the long term?
See historical performance and comparisonDividends
Does CREDITC1 pay a reliable dividends?
See CREDITC1 dividend history and benchmarks| Banco de Crédito del Perú dividend dates | |
|---|---|
| Ex Dividend Date | Apr 20 2026 |
| Dividend Pay Date | May 06 2026 |
| Days until Ex dividend | 2 days |
| Days until Dividend pay date | 18 days |
Does CREDITC1 pay a reliable dividends?
See CREDITC1 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/17 12:13 |
| End of Day Share Price | 2026/04/16 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banco de Crédito del Perú S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.