CREDITC1 Stock Overview
Provides banking products and services to individuals, small-sized companies, and corporate customers in Peru. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for CREDITC1 from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Banco de Crédito del Perú S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | S/4.00 |
| 52 Week High | S/4.10 |
| 52 Week Low | S/2.72 |
| Beta | 0.081 |
| 1 Month Change | 0% |
| 3 Month Change | 19.05% |
| 1 Year Change | 42.86% |
| 3 Year Change | 63.76% |
| 5 Year Change | -6.47% |
| Change since IPO | 11,581.56% |
Recent News & Updates
Recent updates
Shareholder Returns
| CREDITC1 | PE Banks | PE Market | |
|---|---|---|---|
| 7D | -1.2% | 1.0% | 0.7% |
| 1Y | 42.9% | 20.2% | -0.3% |
Return vs Industry: CREDITC1 exceeded the PE Banks industry which returned 20.2% over the past year.
Return vs Market: CREDITC1 exceeded the PE Market which returned -0.3% over the past year.
Price Volatility
| CREDITC1 volatility | |
|---|---|
| CREDITC1 Average Weekly Movement | 3.7% |
| Banks Industry Average Movement | 2.9% |
| Market Average Movement | 2.8% |
| 10% most volatile stocks in PE Market | 7.4% |
| 10% least volatile stocks in PE Market | 1.5% |
Stable Share Price: CREDITC1 has not had significant price volatility in the past 3 months compared to the PE market.
Volatility Over Time: CREDITC1's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1889 | 28,744 | Diego Cavero Belaunde | www.viabcp.com |
Banco de Crédito del Perú S.A. provides banking products and services to individuals, small-sized companies, and corporate customers in Peru. The company offers savings and current account; term deposits; digital and salary accounts; personal, vehicle, mortgage, working capital, and fixed asset loans, as well as bank guarantees; life, financial protection, burial, cancer, protected cash micro, car, property, financed auto, and medical assistance insurance products; and debit card, and corporate, business, and travel business credit cards. It also provides collection and payment services; electronic and business financing services, discount of bills and invoices, and letters of guarantee; exchange, national exchange, payment of services, automatic and contactless payment, foreign exchanged, and foreign trade services; and import and export financing; as well as invests in fixed-term deposits, mutual funds, and markets and consulting.
Banco de Crédito del Perú S.A. Fundamentals Summary
| CREDITC1 fundamental statistics | |
|---|---|
| Market cap | S/51.89b |
| Earnings (TTM) | S/4.95b |
| Revenue (TTM) | S/13.99b |
10.5x
P/E Ratio2.1x
P/B RatioIs CREDITC1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CREDITC1 income statement (TTM) | |
|---|---|
| Revenue | S/13.99b |
| Cost of Revenue | S/123.76m |
| Gross Profit | S/13.87b |
| Other Expenses | S/8.91b |
| Earnings | S/4.95b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.38 |
| Gross Margin | 99.12% |
| Net Profit Margin | 35.42% |
| Debt/Equity Ratio | 125.3% |
How did CREDITC1 perform over the long term?
See historical performance and comparisonDividends
6.0%
Current Dividend Yield56%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 20:44 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Banco de Crédito del Perú S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|