Banco BBVA Perú
Market Cap
S/14.6b
Last Updated
2021/04/21 00:11 UTC
Data Sources
Company Financials +
Executive Summary
Banco BBVA Perú, S.A. provides various banking products and services in Peru. More Details
Snowflake Analysis
Excellent balance sheet and overvalued.
Similar Companies
Share Price & News
How has Banco BBVA Perú's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BBVAC1 is not significantly more volatile than the rest of PE stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: BBVAC1's weekly volatility (4%) has been stable over the past year.
Market Performance
7 Day Return
-8.2%
BBVAC1
-4.7%
PE Banks
-4.9%
PE Market
1 Year Return
3.1%
BBVAC1
4.1%
PE Banks
5.5%
PE Market
Return vs Industry: BBVAC1 underperformed the PE Banks industry which returned 9% over the past year.
Return vs Market: BBVAC1 underperformed the PE Market which returned 9.6% over the past year.
Shareholder returns
| BBVAC1 | Industry | Market | |
|---|---|---|---|
| 7 Day | -8.2% | -4.7% | -4.9% |
| 30 Day | -7.9% | -3.0% | -5.6% |
| 90 Day | -3.0% | -3.1% | -5.4% |
| 1 Year | 9.0%3.1% | 7.1%4.1% | 9.3%5.5% |
| 3 Year | -25.5%-32.1% | -2.9%-9.8% | -2.7%-10.8% |
| 5 Year | 30.0%9.9% | 73.8%51.2% | 39.4%20.7% |
Long-Term Price Volatility Vs. Market
How volatile is Banco BBVA Perú's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Banco BBVA Perú undervalued compared to its fair value and its price relative to the market?
22.46x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BBVAC1 (PEN2.23) is trading above our estimate of fair value (PEN1.3)
Significantly Below Fair Value: BBVAC1 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BBVAC1 is good value based on its PE Ratio (22.5x) compared to the PE Banks industry average (42.2x).
PE vs Market: BBVAC1 is poor value based on its PE Ratio (22.5x) compared to the PE market (12.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BBVAC1's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BBVAC1's PB Ratio (1.6x) is in line with the PE Banks industry average.
Future Growth
How is Banco BBVA Perú forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
15.7%
Forecasted annual revenue growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if BBVAC1's forecast earnings growth is above the savings rate (7.9%).
Earnings vs Market: Insufficient data to determine if BBVAC1's earnings are forecast to grow faster than the PE market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: BBVAC1's revenue (15.7% per year) is forecast to grow faster than the PE market (9.2% per year).
High Growth Revenue: BBVAC1's revenue (15.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BBVAC1's Return on Equity is forecast to be low in 3 years time (18.4%).
Past Performance
How has Banco BBVA Perú performed over the past 5 years?
-1.9%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BBVAC1 has high quality earnings.
Growing Profit Margin: BBVAC1's current net profit margins (21.9%) are lower than last year (38.6%).
Past Earnings Growth Analysis
Earnings Trend: BBVAC1's earnings have declined by 1.9% per year over the past 5 years.
Accelerating Growth: BBVAC1's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BBVAC1 had negative earnings growth (-59.7%) over the past year, making it difficult to compare to the Banks industry average (-75.4%).
Return on Equity
High ROE: BBVAC1's Return on Equity (6.9%) is considered low.
Financial Health
How is Banco BBVA Perú's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBVAC1's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: BBVAC1 has a sufficient allowance for bad loans (106%).
Low Risk Liabilities: 74% of BBVAC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBVAC1 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: BBVAC1's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: BBVAC1 has a high level of bad loans (5.9%).
Dividend
What is Banco BBVA Perú current dividend yield, its reliability and sustainability?
6.11%
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BBVAC1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BBVAC1's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BBVAC1's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BBVAC1's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: BBVAC1 is not paying a notable dividend for the PE market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BBVAC1's dividend in 3 years as they are not forecast to pay a notable one for the PE market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.0yrs
Average management tenure
CEO
Fernando Eguiluz Lozano
1.75yrs
Tenure
Mr. Fernando Eguiluz Lozano has been General Manager at Banco BBVA Perú since July 1, 2019 and also serves as its Director since July 2019.
Leadership Team
Experienced Management: BBVAC1's management team is considered experienced (2 years average tenure).
Board Members
Experienced Board: BBVAC1's board of directors are considered experienced (5.1 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Banco BBVA Perú, S.A.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Banco BBVA Perú, S.A.
- Ticker: BBVAC1
- Exchange: BVL
- Founded: 1951
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: S/14.560b
- Shares outstanding: 6.53b
- Website: https://www.bbva.pe
Number of Employees
Location
- Banco BBVA Perú, S.A.
- Av. República de Panamá Nº 3055
- San Isidro
- Lima
- Peru
Listings
Biography
Banco BBVA Perú, S.A. provides various banking products and services in Peru. The company offers savings, current, and travel accounts; term deposits; and debit, credit, and prepaid cards. It also provides...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/04/21 00:11 |
| End of Day Share Price | 2021/04/19 00:00 |
| Earnings | 2020/12/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.