Snowflake Score | |
---|---|
Valuation | 3/6 |
Future Growth | 0/6 |
Past Performance | 2/6 |
Financial Health | 4/6 |
Dividends | 4/6 |
BBVAC1 Stock Overview
Banco BBVA Perú, S.A. provides various banking products and services in Peru.
Banco BBVA Perú Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | S/1.70 |
52 Week High | S/2.30 |
52 Week Low | S/1.43 |
Beta | 0.49 |
1 Month Change | 6.25% |
3 Month Change | -23.42% |
1 Year Change | -10.53% |
3 Year Change | -41.72% |
5 Year Change | -41.21% |
Change since IPO | 1,301.43% |
Recent News & Updates
Shareholder Returns
BBVAC1 | PE Banks | PE Market | |
---|---|---|---|
7D | 1.2% | -1.7% | -2.9% |
1Y | -10.5% | -2.1% | 4.7% |
Return vs Industry: BBVAC1 underperformed the PE Banks industry which returned -2.1% over the past year.
Return vs Market: BBVAC1 underperformed the PE Market which returned 4.7% over the past year.
Price Volatility
BBVAC1 volatility | |
---|---|
BBVAC1 Average Weekly Movement | 6.3% |
Banks Industry Average Movement | 5.1% |
Market Average Movement | 5.0% |
10% most volatile stocks in PE Market | 8.7% |
10% least volatile stocks in PE Market | 1.6% |
Stable Share Price: BBVAC1 is not significantly more volatile than the rest of PE stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: BBVAC1's weekly volatility (6%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
1951 | 6,154 | Fernando Eguiluz Lozano | https://www.bbva.pe |
Banco BBVA Perú, S.A. provides various banking products and services in Peru. The company offers savings, current, and travel accounts; term deposits; and debit, credit, and prepaid cards. It also provides personal and commercial loans; mortgage, vehicle, and motorcycle credits; bail letters; financial leasing; and electronic factoring services.
Banco BBVA Perú Fundamentals Summary
BBVAC1 fundamental statistics | |
---|---|
Market Cap | S/12.55b |
Earnings (TTM) | S/1.78b |
Revenue (TTM) | S/4.83b |
7.1x
P/E Ratio1.3x
P/B RatioIs BBVAC1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
BBVAC1 income statement (TTM) | |
---|---|
Revenue | S/4.83b |
Cost of Revenue | S/0 |
Gross Profit | S/4.83b |
Other Expenses | S/3.05b |
Earnings | S/1.78b |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
n/a
Earnings per share (EPS) | 0.24 |
Gross Margin | 100.00% |
Net Profit Margin | 36.82% |
Debt/Equity Ratio | 238.9% |
How did BBVAC1 perform over the long term?
See historical performance and comparisonDividends
9.5%
Current Dividend Yield61%
Payout RatioValuation
Is BBVAC1 undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
3/6Valuation Score 3/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BBVAC1?
Other financial metrics that can be useful for relative valuation.
What is BBVAC1's n/a Ratio? | |
---|---|
n/a Ratio | 0x |
n/a | n/a |
Market Cap | S/12.55b |
Key Statistics | |
---|---|
Enterprise Value/Revenue | n/a |
Enterprise Value/EBITDA | n/a |
PEG Ratio | n/a |
Price to Earnings Ratio vs Peers
How does BBVAC1's PE Ratio compare to its peers?
BBVAC1 PE Ratio vs Peers |
---|
Company | PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 9.9x | ||
IFS Intercorp Financial Services | 6.1x | 7.1% | US$2.6b |
SCOTIAC1 Scotiabank PerúA | 12x | n/a | S/15.3b |
CREDITC1 Banco de Crédito del Perú | 7.8x | n/a | S/28.7b |
MIBANC1 Mibanco Banco de la Microempresa | 13x | n/a | S/3.7b |
BBVAC1 Banco BBVA Perú | 7.1x | n/a | S/12.5b |
Price-To-Earnings vs Peers: BBVAC1 is good value based on its Price-To-Earnings Ratio (7.1x) compared to the peer average (9.9x).
Price to Earnings Ratio vs Industry
How does BBVAC1's PE Ratio compare vs other companies in the South American Banks Industry?
Price-To-Earnings vs Industry: BBVAC1 is good value based on its Price-To-Earnings Ratio (7.1x) compared to the PE Banks industry average (9.6x)
Price to Earnings Ratio vs Fair Ratio
What is BBVAC1's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 7.1x |
Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BBVAC1's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of BBVAC1 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: BBVAC1 (PEN1.7) is trading below our estimate of fair value (PEN1.76)
Significantly Below Fair Value: BBVAC1 is trading below fair value, but not by a significant amount.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BBVAC1's PEG Ratio to determine if it is good value.
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Future Growth
How is Banco BBVA Perú forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
8.7%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Banco BBVA Perú has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Examine whether Banco BBVA Perú is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
Past Performance
How has Banco BBVA Perú performed over the past 5 years?
Past Performance Score
2/6Past Performance Score 2/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
-5.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BBVAC1 has a high level of non-cash earnings.
Growing Profit Margin: BBVAC1's current net profit margins (36.8%) are higher than last year (17.5%).
Past Earnings Growth Analysis
Earnings Trend: BBVAC1's earnings have declined by 5.3% per year over the past 5 years.
Accelerating Growth: BBVAC1's earnings growth over the past year (265.3%) exceeds its 5-year average (-5.3% per year).
Earnings vs Industry: BBVAC1 earnings growth over the past year (265.3%) underperformed the Banks industry 486.9%.
Return on Equity
High ROE: BBVAC1's Return on Equity (18.2%) is considered low.
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Financial Health
How is Banco BBVA Perú's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score
4/6Financial Health Score 4/6
Asset Level
Allowance for Bad Loans
Low Risk Liabilities
Loan Level
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBVAC1's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: BBVAC1 has a low allowance for bad loans (98%).
Low Risk Liabilities: 69% of BBVAC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBVAC1 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: BBVAC1's Loans to Deposits ratio (110%) is appropriate.
Level of Bad Loans: BBVAC1 has a high level of bad loans (6.4%).
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Dividend
What is Banco BBVA Perú current dividend yield, its reliability and sustainability?
Dividend Score
4/6Dividend Score 4/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
9.46%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BBVAC1's dividend (9.46%) is higher than the bottom 25% of dividend payers in the PE market (7.13%).
High Dividend: BBVAC1's dividend (9.46%) is low compared to the top 25% of dividend payers in the PE market (27.22%).
Stability and Growth of Payments
Stable Dividend: BBVAC1's dividends per share have been stable in the past 10 years.
Growing Dividend: BBVAC1's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (61.2%), BBVAC1's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.
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Management
How experienced are the management team and are they aligned to shareholders interests?
3.0yrs
Average management tenure
CEO
Fernando Eguiluz Lozano
3yrs
Tenure
Mr. Fernando Eguiluz Lozano has been General Manager and Director at Banco BBVA Perú since July 1, 2019.
Leadership Team
Experienced Management: BBVAC1's management team is considered experienced (3 years average tenure).
Board Members
Experienced Board: BBVAC1's board of directors are considered experienced (7.7 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 9.2%.
Top Shareholders
Company Information
Banco BBVA Perú, S.A.'s employee growth, exchange listings and data sources
Key Information
- Name: Banco BBVA Perú, S.A.
- Ticker: BBVAC1
- Exchange: BVL
- Founded: 1951
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: S/12.550b
- Shares outstanding: 7.38b
- Website: https://www.bbva.pe
Number of Employees
Location
- Banco BBVA Perú, S.A.
- Av. RepUblica de PanamA No 3055
- San Isidro
- Lima
- Peru
Listings
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2022/07/06 00:00 |
End of Day Share Price | 2022/07/05 00:00 |
Earnings | 2022/03/31 |
Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.