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Banco BBVA Perú

Market Cap

S/14.6b

Last Updated

2021/04/21 00:11 UTC

Data Sources

Company Financials +

Executive Summary

Banco BBVA Perú, S.A. provides various banking products and services in Peru. More Details


Snowflake Analysis

Excellent balance sheet and overvalued.


Similar Companies

Share Price & News

How has Banco BBVA Perú's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: BBVAC1 is not significantly more volatile than the rest of PE stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: BBVAC1's weekly volatility (4%) has been stable over the past year.


Market Performance


7 Day Return

-8.2%

BBVAC1

-4.7%

PE Banks

-4.9%

PE Market


1 Year Return

3.1%

BBVAC1

4.1%

PE Banks

5.5%

PE Market

Return vs Industry: BBVAC1 underperformed the PE Banks industry which returned 9% over the past year.

Return vs Market: BBVAC1 underperformed the PE Market which returned 9.6% over the past year.


Shareholder returns

BBVAC1IndustryMarket
7 Day-8.2%-4.7%-4.9%
30 Day-7.9%-3.0%-5.6%
90 Day-3.0%-3.1%-5.4%
1 Year9.0%3.1%7.1%4.1%9.3%5.5%
3 Year-25.5%-32.1%-2.9%-9.8%-2.7%-10.8%
5 Year30.0%9.9%73.8%51.2%39.4%20.7%

Long-Term Price Volatility Vs. Market

How volatile is Banco BBVA Perú's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Banco BBVA Perú undervalued compared to its fair value and its price relative to the market?

22.46x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: BBVAC1 (PEN2.23) is trading above our estimate of fair value (PEN1.3)

Significantly Below Fair Value: BBVAC1 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: BBVAC1 is good value based on its PE Ratio (22.5x) compared to the PE Banks industry average (42.2x).

PE vs Market: BBVAC1 is poor value based on its PE Ratio (22.5x) compared to the PE market (12.8x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate BBVAC1's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: BBVAC1's PB Ratio (1.6x) is in line with the PE Banks industry average.


Future Growth

How is Banco BBVA Perú forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

15.7%

Forecasted annual revenue growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if BBVAC1's forecast earnings growth is above the savings rate (7.9%).

Earnings vs Market: Insufficient data to determine if BBVAC1's earnings are forecast to grow faster than the PE market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: BBVAC1's revenue (15.7% per year) is forecast to grow faster than the PE market (9.2% per year).

High Growth Revenue: BBVAC1's revenue (15.7% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: BBVAC1's Return on Equity is forecast to be low in 3 years time (18.4%).


Past Performance

How has Banco BBVA Perú performed over the past 5 years?

-1.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: BBVAC1 has high quality earnings.

Growing Profit Margin: BBVAC1's current net profit margins (21.9%) are lower than last year (38.6%).


Past Earnings Growth Analysis

Earnings Trend: BBVAC1's earnings have declined by 1.9% per year over the past 5 years.

Accelerating Growth: BBVAC1's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BBVAC1 had negative earnings growth (-59.7%) over the past year, making it difficult to compare to the Banks industry average (-75.4%).


Return on Equity

High ROE: BBVAC1's Return on Equity (6.9%) is considered low.


Financial Health

How is Banco BBVA Perú's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BBVAC1's Assets to Equity ratio (11.5x) is moderate.

Allowance for Bad Loans: BBVAC1 has a sufficient allowance for bad loans (106%).

Low Risk Liabilities: 74% of BBVAC1's liabilities are made up of primarily low risk sources of funding.

Loan Level: BBVAC1 has an appropriate level of Loans to Assets ratio (62%).

Low Risk Deposits: BBVAC1's Loans to Deposits ratio (92%) is appropriate.

Level of Bad Loans: BBVAC1 has a high level of bad loans (5.9%).


Dividend

What is Banco BBVA Perú current dividend yield, its reliability and sustainability?

6.11%

Forecast Dividend Yield


Dividend Yield vs Market

Notable Dividend: Unable to evaluate BBVAC1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate BBVAC1's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if BBVAC1's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if BBVAC1's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: BBVAC1 is not paying a notable dividend for the PE market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of BBVAC1's dividend in 3 years as they are not forecast to pay a notable one for the PE market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.0yrs

Average management tenure


CEO

Fernando Eguiluz Lozano

1.75yrs

Tenure

Mr. Fernando Eguiluz Lozano has been General Manager at Banco BBVA Perú since July 1, 2019 and also serves as its Director since July 2019.


Leadership Team

Experienced Management: BBVAC1's management team is considered experienced (2 years average tenure).


Board Members

Experienced Board: BBVAC1's board of directors are considered experienced (5.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Banco BBVA Perú, S.A.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Banco BBVA Perú, S.A.
  • Ticker: BBVAC1
  • Exchange: BVL
  • Founded: 1951
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: S/14.560b
  • Shares outstanding: 6.53b
  • Website: https://www.bbva.pe

Number of Employees


Location

  • Banco BBVA Perú, S.A.
  • Av. República de Panamá Nº 3055
  • San Isidro
  • Lima
  • Peru

Listings


Biography

Banco BBVA Perú, S.A. provides various banking products and services in Peru. The company offers savings, current, and travel accounts; term deposits; and debit, credit, and prepaid cards. It also provides...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/21 00:11
End of Day Share Price2021/04/19 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.