Intercorp Financial Services (IFS) Stock Overview
Provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 3/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
IFS Community Fair Values
Create NarrativeSee what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Intercorp Financial Services Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$60.64 |
| 52 Week High | US$61.00 |
| 52 Week Low | US$35.81 |
| Beta | 0.54 |
| 1 Month Change | 9.30% |
| 3 Month Change | 20.92% |
| 1 Year Change | 65.23% |
| 3 Year Change | 146.91% |
| 5 Year Change | 168.32% |
| Change since IPO | 293.77% |
Recent News & Updates
Recent updates
IFS: Balanced Outlook Will Hinge On Peru Politics And Dividend Payout
Analysts have lifted their fair value estimate for Intercorp Financial Services from about $46.81 to roughly $59.02, citing updated assumptions on discount rates, revenue growth, profit margins, and forward P/E multiples, along with recent Street research that reflects stronger early year earnings and a more balanced risk/reward profile at a $56 price target. Analyst Commentary Street research on Intercorp Financial Services highlights a mix of optimism on earnings power and caution around the broader backdrop in Peru, which feeds directly into how analysts are thinking about valuation and risk/reward.
Digital Lending And Wealth Ecosystem Expansion Will Drive Stronger Long Term Prospects
Catalysts About Intercorp Financial Services Intercorp Financial Services is a Peru based financial group operating in banking, insurance and wealth management through Interbank, Interseguro and Inteligo. What are the underlying business or industry changes driving this perspective?
Future Shift Toward Higher Yielding Loans Will Weaken Earnings Quality
Catalysts About Intercorp Financial Services Intercorp Financial Services is a Peru focused financial group with operations in banking, insurance and wealth management through Interbank, Interseguro and Inteligo. What are the underlying business or industry changes driving this perspective?Shareholder Returns
| IFS | PE Banks | PE Market | |
|---|---|---|---|
| 7D | 4.6% | -1.5% | 0.2% |
| 1Y | 65.2% | 35.4% | 41.4% |
Return vs Industry: IFS exceeded the PE Banks industry which returned 35.4% over the past year.
Return vs Market: IFS exceeded the PE Market which returned 41.4% over the past year.
Price Volatility
| IFS volatility | |
|---|---|
| IFS Average Weekly Movement | 7.8% |
| Banks Industry Average Movement | 7.2% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in PE Market | 10.0% |
| 10% least volatile stocks in PE Market | 1.8% |
Stable Share Price: IFS's share price has been volatile over the past 3 months compared to the PE market.
Volatility Over Time: IFS's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of PE stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1897 | 9,229 | Luis Castellanos Lopez-Torres | ifs.com.pe |
Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services. It also engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors.
Intercorp Financial Services Inc. Fundamentals Summary
| IFS fundamental statistics | |
|---|---|
| Market cap | US$6.74b |
| Earnings (TTM) | US$613.84m |
| Revenue (TTM) | US$1.71b |
Is IFS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IFS income statement (TTM) | |
|---|---|
| Revenue | S/5.81b |
| Cost of Revenue | S/0 |
| Gross Profit | S/5.81b |
| Other Expenses | S/3.72b |
| Earnings | S/2.09b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 11, 2026
| Earnings per share (EPS) | 18.79 |
| Gross Margin | 100.00% |
| Net Profit Margin | 35.92% |
| Debt/Equity Ratio | 114.1% |
How did IFS perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/11 03:24 |
| End of Day Share Price | 2026/07/10 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Intercorp Financial Services Inc. is covered by 12 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Roberto de Aguiar Attuch | Barclays |
| Ernesto Gabilondo Márquez | BofA Global Research |
| Alonso Aramburú | BTG Pactual |