Loading...
IFS logo

Intercorp Financial Services Inc.BVL:IFS Stock Report

Market Cap US$5.6b
Share Price
US$50.15
US$41.09
22.0% overvalued intrinsic discount
1Y67.2%
7D-0.5%
Portfolio Value
View

Intercorp Financial Services Inc.

BVL:IFS Stock Report

Market Cap: US$5.6b

Intercorp Financial Services (IFS) Stock Overview

Provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. More details

IFS fundamental analysis
Snowflake Score
Valuation0/6
Future Growth3/6
Past Performance4/6
Financial Health5/6
Dividends0/6

IFS Community Fair Values

Create Narrative

See what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.

US$41.09
FV
22.0% overvalued intrinsic discount
20.30%
Revenue growth p.a.
5
users have viewed this narrative
1users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
US$60.13
FV
16.6% undervalued intrinsic discount
20.92%
Revenue growth p.a.
5
users have viewed this narrative
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative

Intercorp Financial Services Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Intercorp Financial Services
Historical stock prices
Current Share PriceUS$50.15
52 Week HighUS$52.05
52 Week LowUS$30.33
Beta0.70
1 Month Change10.22%
3 Month Change11.42%
1 Year Change67.17%
3 Year Change111.25%
5 Year Change61.77%
Change since IPO225.65%

Recent News & Updates

Digital Lending And Wealth Ecosystem Expansion Will Drive Stronger Long Term Prospects

Catalysts About Intercorp Financial Services Intercorp Financial Services is a Peru based financial group operating in banking, insurance and wealth management through Interbank, Interseguro and Inteligo. What are the underlying business or industry changes driving this perspective?

Recent updates

Digital Lending And Wealth Ecosystem Expansion Will Drive Stronger Long Term Prospects

Catalysts About Intercorp Financial Services Intercorp Financial Services is a Peru based financial group operating in banking, insurance and wealth management through Interbank, Interseguro and Inteligo. What are the underlying business or industry changes driving this perspective?

Future Shift Toward Higher Yielding Loans Will Weaken Earnings Quality

Catalysts About Intercorp Financial Services Intercorp Financial Services is a Peru focused financial group with operations in banking, insurance and wealth management through Interbank, Interseguro and Inteligo. What are the underlying business or industry changes driving this perspective?

Shareholder Returns

IFSPE BanksPE Market
7D-0.5%3.4%2.9%
1Y67.2%48.9%34.6%

Return vs Industry: IFS exceeded the PE Banks industry which returned 48.9% over the past year.

Return vs Market: IFS exceeded the PE Market which returned 34.6% over the past year.

Price Volatility

Is IFS's price volatile compared to industry and market?
IFS volatility
IFS Average Weekly Movement5.0%
Banks Industry Average Movement4.2%
Market Average Movement4.0%
10% most volatile stocks in PE Market7.3%
10% least volatile stocks in PE Market0.5%

Stable Share Price: IFS's share price has been volatile over the past 3 months compared to the PE market.

Volatility Over Time: IFS's weekly volatility (5%) has been stable over the past year, but is still higher than 75% of PE stocks.

About the Company

FoundedEmployeesCEOWebsite
18979,229Luis Castellanos Lopez-Torresifs.com.pe

Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services. It also engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors.

Intercorp Financial Services Inc. Fundamentals Summary

How do Intercorp Financial Services's earnings and revenue compare to its market cap?
IFS fundamental statistics
Market capUS$5.57b
Earnings (TTM)US$570.25m
Revenue (TTM)US$1.62b
9.8x
P/E Ratio
1.5x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IFS income statement (TTM)
RevenueS/5.50b
Cost of RevenueS/0
Gross ProfitS/5.50b
Other ExpensesS/3.57b
EarningsS/1.93b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

May 11, 2026

Earnings per share (EPS)17.40
Gross Margin100.00%
Net Profit Margin35.15%
Debt/Equity Ratio104.8%

How did IFS perform over the long term?

See historical performance and comparison

Dividends

2.0%
Current Dividend Yield
22%
Payout Ratio

Does IFS pay a reliable dividends?

See IFS dividend history and benchmarks
When do you need to buy IFS by to receive an upcoming dividend?
Intercorp Financial Services dividend dates
Ex Dividend DateApr 24 2026
Dividend Pay DateMay 05 2026
Days until Ex dividend13 days
Days until Dividend pay date24 days

Does IFS pay a reliable dividends?

See IFS dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/11 01:26
End of Day Share Price 2026/04/10 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Intercorp Financial Services Inc. is covered by 10 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Roberto de Aguiar AttuchBarclays
Ernesto Gabilondo MárquezBofA Global Research
Alonso AramburúBTG Pactual