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Intercorp Financial Services Inc.BVL:IFS Stock Report

Market Cap US$4.7b
Share Price
US$42.12
n/a
1Y46.5%
7D-0.4%
Portfolio Value
View

Intercorp Financial Services Inc.

BVL:IFS Stock Report

Market Cap: US$4.7b

Intercorp Financial Services (IFS) Stock Overview

Provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. More details

IFS fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance4/6
Financial Health5/6
Dividends0/6

IFS Community Fair Values

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US$46.81
FV
10.0% undervalued intrinsic discount
15.68%
Revenue growth p.a.
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Intercorp Financial Services Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Intercorp Financial Services
Historical stock prices
Current Share PriceUS$42.12
52 Week HighUS$43.75
52 Week LowUS$28.18
Beta0.71
1 Month Change2.36%
3 Month Change3.24%
1 Year Change46.45%
3 Year Change67.14%
5 Year Change23.88%
Change since IPO173.51%

Recent News & Updates

Recent updates

Shareholder Returns

IFSPE BanksPE Market
7D-0.4%4.7%3.2%
1Y46.5%30.9%11.5%

Return vs Industry: IFS exceeded the PE Banks industry which returned 30.8% over the past year.

Return vs Market: IFS exceeded the PE Market which returned 11.2% over the past year.

Price Volatility

Is IFS's price volatile compared to industry and market?
IFS volatility
IFS Average Weekly Movement3.1%
Banks Industry Average Movement2.8%
Market Average Movement3.3%
10% most volatile stocks in PE Market7.9%
10% least volatile stocks in PE Market0.8%

Stable Share Price: IFS has not had significant price volatility in the past 3 months compared to the PE market.

Volatility Over Time: IFS's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18978,542Luis Castellanos Lopez-Torreswww.ifs.com.pe

Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services. It also engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors.

Intercorp Financial Services Inc. Fundamentals Summary

How do Intercorp Financial Services's earnings and revenue compare to its market cap?
IFS fundamental statistics
Market capUS$4.69b
Earnings (TTM)US$583.41m
Revenue (TTM)US$1.63b
8.0x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IFS income statement (TTM)
RevenueS/5.48b
Cost of RevenueS/0
Gross ProfitS/5.48b
Other ExpensesS/3.52b
EarningsS/1.96b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

Feb 10, 2026

Earnings per share (EPS)17.62
Gross Margin100.00%
Net Profit Margin35.78%
Debt/Equity Ratio118.2%

How did IFS perform over the long term?

See historical performance and comparison

Dividends

2.4%
Current Dividend Yield
22%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/03 01:50
End of Day Share Price 2026/01/02 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Intercorp Financial Services Inc. is covered by 11 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Roberto de Aguiar AttuchBarclays
Ernesto Gabilondo MárquezBofA Global Research
Alonso AramburúBTG Pactual