Intercorp Financial Services Inc.

BVL:IFS Stock Report

Market Cap: US$6.5b

Intercorp Financial Services Future Growth

Future criteria checks 3/6

Intercorp Financial Services is forecast to grow earnings and revenue by 11.3% and 16.9% per annum respectively. EPS is expected to grow by 10.4% per annum. Return on equity is forecast to be 17.8% in 3 years.

Key information

11.3%

Earnings growth rate

10.40%

EPS growth rate

Banks earnings growth12.3%
Revenue growth rate16.9%
Future return on equity17.84%
Analyst coverage

Low

Last updated15 Jun 2026

Recent future growth updates

Recent updates

Narrative Update • Jun 26

IFS: Balanced Outlook Will Hinge On Peru Politics And Dividend Payout

Analysts have lifted their fair value estimate for Intercorp Financial Services from about $46.81 to roughly $59.02, citing updated assumptions on discount rates, revenue growth, profit margins, and forward P/E multiples, along with recent Street research that reflects stronger early year earnings and a more balanced risk/reward profile at a $56 price target. Analyst Commentary Street research on Intercorp Financial Services highlights a mix of optimism on earnings power and caution around the broader backdrop in Peru, which feeds directly into how analysts are thinking about valuation and risk/reward.
New Narrative • Mar 26

Digital Lending And Wealth Ecosystem Expansion Will Drive Stronger Long Term Prospects

Catalysts About Intercorp Financial Services Intercorp Financial Services is a Peru based financial group operating in banking, insurance and wealth management through Interbank, Interseguro and Inteligo. What are the underlying business or industry changes driving this perspective?
New Narrative • Mar 12

Future Shift Toward Higher Yielding Loans Will Weaken Earnings Quality

Catalysts About Intercorp Financial Services Intercorp Financial Services is a Peru focused financial group with operations in banking, insurance and wealth management through Interbank, Interseguro and Inteligo. What are the underlying business or industry changes driving this perspective?

Earnings and Revenue Growth Forecasts

BVL:IFS - Analysts future estimates and past financials data (PEN Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20289,4092,854N/AN/A2
12/31/20278,0112,548N/AN/A3
12/31/20266,9832,285N/AN/A2
3/31/20265,8112,087-2,213-1,664N/A
12/31/20255,4981,932-897-374N/A
9/30/20255,4821,962-2,209-1,794N/A
6/30/20255,3331,896-2,580-2,169N/A
3/31/20254,8911,603-2,997-2,633N/A
12/31/20244,4861,300-2,128-1,778N/A
9/30/20244,1191,097-1,750-1,385N/A
6/30/20243,813903-698-299N/A
3/31/20243,8929481,3201,725N/A
12/31/20234,0901,0731,9442,372N/A
9/30/20234,3121,1931,5111,937N/A
6/30/20234,8291,5641,2811,718N/A
3/31/20234,7071,458-62336N/A
12/31/20224,7741,668-907-545N/A
9/30/20224,7351,524-24791N/A
6/30/20224,5511,509-695-407N/A
3/31/20224,6291,739-19266N/A
1/1/20224,6321,790-806-548N/A
9/30/20214,4671,905-94106N/A
6/30/20214,0261,6732,0392,218N/A
3/31/20212,6457661,6581,855N/A
12/31/20202,2623833,6063,855N/A
9/30/20202,3134182,6772,950N/A
6/30/20202,444433-1,525-1,253N/A
3/31/20203,6611,234-904-642N/A
12/31/20193,8491,441N/A-2,705N/A
9/30/20193,6651,310N/A-2,414N/A
6/30/20193,5751,291N/A-909N/A
3/31/20193,4261,147N/A-2,661N/A
12/31/20183,3311,084N/A-3,091N/A
9/30/20183,2541,091N/A-3,715N/A
6/30/20183,1831,036N/A-1,902N/A
3/31/20183,1481,077N/A28N/A
12/31/20173,0571,027N/A896N/A
9/30/20173,1731,128N/A1,150N/A
6/30/20173,1271,074N/A451N/A
3/31/20173,0591,006N/A-449N/A
1/1/20172,898945N/A-212N/A
9/30/20162,719661N/A69N/A
6/30/20162,927862N/A-376N/A
3/31/20163,1011,031N/A-950N/A
12/31/20153,2821,232N/A-512N/A
9/30/20153,2671,274N/A127N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: IFS's forecast earnings growth (11.3% per year) is above the savings rate (6.7%).

Earnings vs Market: IFS's earnings (11.3% per year) are forecast to grow faster than the PE market (5.9% per year).

High Growth Earnings: IFS's earnings are forecast to grow, but not significantly.

Revenue vs Market: IFS's revenue (16.9% per year) is forecast to grow faster than the PE market (4.6% per year).

High Growth Revenue: IFS's revenue (16.9% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: IFS's Return on Equity is forecast to be low in 3 years time (17.8%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/07 01:22
End of Day Share Price 2026/07/06 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Intercorp Financial Services Inc. is covered by 12 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Roberto de Aguiar AttuchBarclays
Ernesto Gabilondo MárquezBofA Global Research
Alonso AramburúBTG Pactual