Intercorp Financial Services Past Earnings Performance
Past criteria checks 2/6
Intercorp Financial Services has been growing earnings at an average annual rate of 7.5%, while the Banks industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 9.1% per year. Intercorp Financial Services's return on equity is 10.8%, and it has net margins of 26.2%.
Key information
7.5%
Earnings growth rate
6.7%
EPS growth rate
| Banks Industry Growth | 3.5% |
| Revenue growth rate | 9.1% |
| Return on equity | 10.8% |
| Net Margin | 26.2% |
| Next Earnings Update | 13 May 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Intercorp Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 4,090 | 1,073 | 2,488 | 0 |
| 30 Sep 23 | 4,373 | 1,186 | 2,457 | 0 |
| 30 Jun 23 | 4,907 | 1,556 | 2,440 | 0 |
| 31 Mar 23 | 4,787 | 1,450 | 2,399 | 0 |
| 31 Dec 22 | 4,774 | 1,668 | 2,322 | 0 |
| 30 Sep 22 | 4,735 | 1,524 | 2,262 | 0 |
| 30 Jun 22 | 4,551 | 1,509 | 2,185 | 0 |
| 31 Mar 22 | 4,629 | 1,739 | 2,076 | 0 |
| 01 Jan 22 | 4,632 | 1,790 | 2,008 | 0 |
| 30 Sep 21 | 4,467 | 1,905 | 1,944 | 0 |
| 30 Jun 21 | 4,026 | 1,673 | 1,820 | 0 |
| 31 Mar 21 | 2,645 | 766 | 1,723 | 0 |
| 31 Dec 20 | 2,262 | 383 | 1,729 | 0 |
| 30 Sep 20 | 2,313 | 418 | 1,727 | 0 |
| 30 Jun 20 | 2,444 | 433 | 1,781 | 0 |
| 31 Mar 20 | 3,661 | 1,234 | 1,844 | 0 |
| 31 Dec 19 | 3,849 | 1,441 | 1,809 | 0 |
| 30 Sep 19 | 3,665 | 1,310 | 1,782 | 0 |
| 30 Jun 19 | 3,575 | 1,291 | 1,736 | 0 |
| 31 Mar 19 | 3,426 | 1,147 | 1,695 | 0 |
| 31 Dec 18 | 3,331 | 1,084 | 1,661 | 0 |
| 30 Sep 18 | 3,254 | 1,091 | 1,635 | 0 |
| 30 Jun 18 | 3,183 | 1,036 | 1,593 | 0 |
| 31 Mar 18 | 3,148 | 1,077 | 1,551 | 0 |
| 31 Dec 17 | 3,057 | 1,027 | 1,559 | 0 |
| 30 Sep 17 | 3,173 | 1,128 | 1,577 | 0 |
| 30 Jun 17 | 3,127 | 1,074 | 1,584 | 0 |
| 31 Mar 17 | 3,059 | 1,006 | 1,601 | 0 |
| 01 Jan 17 | 2,898 | 945 | 1,500 | 0 |
| 30 Sep 16 | 2,719 | 661 | 1,562 | 0 |
| 30 Jun 16 | 2,927 | 862 | 1,557 | 0 |
| 31 Mar 16 | 3,101 | 1,031 | 1,542 | 0 |
| 31 Dec 15 | 3,282 | 1,232 | 1,537 | 0 |
| 30 Sep 15 | 3,267 | 1,274 | 1,462 | 0 |
| 30 Jun 15 | 3,072 | 1,142 | 1,440 | 0 |
| 31 Mar 15 | 2,922 | 1,077 | 1,415 | 0 |
| 31 Dec 14 | 2,754 | 949 | 1,389 | 0 |
| 30 Sep 14 | 2,574 | 825 | 1,392 | 0 |
| 30 Jun 14 | 2,781 | 1,013 | 1,420 | 0 |
| 31 Mar 14 | 2,631 | 900 | 1,376 | 0 |
| 31 Dec 13 | 2,613 | 970 | 1,328 | 0 |
| 30 Sep 13 | 2,717 | 1,032 | 1,347 | 0 |
| 30 Jun 13 | 2,096 | 674 | 1,148 | 0 |
Quality Earnings: IFS has high quality earnings.
Growing Profit Margin: IFS's current net profit margins (26.2%) are lower than last year (34.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: IFS's earnings have grown by 7.5% per year over the past 5 years.
Accelerating Growth: IFS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: IFS had negative earnings growth (-35.7%) over the past year, making it difficult to compare to the Banks industry average (-26.2%).
Return on Equity
High ROE: IFS's Return on Equity (10.8%) is considered low.