Intercorp Financial Services Balance Sheet Health
Financial Health criteria checks 5/6
Intercorp Financial Services has total assets of PEN89.6B and total equity of PEN10.0B. Total deposits are PEN49.2B, and total loans are PEN46.4B.
Key information
9x
Asset to equity ratio
n/a
Net interest margin
Total deposits | S/49.19b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | S/2.83b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IFS's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: IFS has a sufficient allowance for bad loans (142%).
Low Risk Liabilities: 62% of IFS's liabilities are made up of primarily low risk sources of funding.
Loan Level: IFS has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: IFS's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: IFS has a high level of bad loans (3.4%).