MIBANC1 Stock Overview
Provides various banking products and services in Peru. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 1/6 |
My Notes
Capture your thoughts, links and company narrative
Mibanco Banco de la Microempresa S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | S/1.66 |
| 52 Week High | S/1.76 |
| 52 Week Low | S/1.76 |
| Beta | 0.034 |
| 1 Month Change | 0% |
| 3 Month Change | -5.68% |
| 1 Year Change | -17.00% |
| 3 Year Change | -17.12% |
| 5 Year Change | -22.17% |
| Change since IPO | 803.76% |
Recent News & Updates
Recent updates
Shareholder Returns
| MIBANC1 | PE Banks | PE Market | |
|---|---|---|---|
| 7D | 0% | -0.7% | 0.2% |
| 1Y | -17.0% | 21.2% | 0.7% |
Return vs Industry: MIBANC1 underperformed the PE Banks industry which returned 21.2% over the past year.
Return vs Market: MIBANC1 underperformed the PE Market which returned 0.7% over the past year.
Price Volatility
| MIBANC1 volatility | |
|---|---|
| MIBANC1 Average Weekly Movement | 1.6% |
| Banks Industry Average Movement | 2.7% |
| Market Average Movement | 2.8% |
| 10% most volatile stocks in PE Market | 7.4% |
| 10% least volatile stocks in PE Market | 1.6% |
Stable Share Price: MIBANC1 has not had significant price volatility in the past 3 months compared to the PE market.
Volatility Over Time: MIBANC1's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 9,696 | Humberto Ichazo Bardales | www.mibanco.com.pe |
Mibanco Banco de la Microempresa S.A. provides various banking products and services in Peru. The company offers business savings, checking, and current accounts; business loans, such as working capital, machines and equipment, commercial premises, debt purchase, cash credit line, agricultural, markets and shopping malls, campaigns, and financing for SOAT; and business protection, SOAT, and multi-risk insurance products. It also provides fixed term deposits, CTS, easy savings, full savings, online and flexible fixed term deposit, savings for a dream, and woman savings; personal loans, including personal consumption, dwelling, women credit, cash Altoque dependent, and credit businesses with vehicle destination; and personal insurance, such as life financial protection, individual accident family protected, family plan, flex home insurance, microinsurance onco support, tax return, and tax relief return, as well as national transfers and exchange rate services.
Mibanco Banco de la Microempresa S.A. Fundamentals Summary
| MIBANC1 fundamental statistics | |
|---|---|
| Market cap | S/3.06b |
| Earnings (TTM) | S/264.80m |
| Revenue (TTM) | S/1.49b |
11.5x
P/E Ratio1.2x
P/B RatioIs MIBANC1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MIBANC1 income statement (TTM) | |
|---|---|
| Revenue | S/1.49b |
| Cost of Revenue | S/126.40m |
| Gross Profit | S/1.37b |
| Other Expenses | S/1.10b |
| Earnings | S/264.80m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.14 |
| Gross Margin | 91.53% |
| Net Profit Margin | 17.74% |
| Debt/Equity Ratio | 105.3% |
How did MIBANC1 perform over the long term?
See historical performance and comparisonDividends
12.0%
Current Dividend Yield243%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 08:32 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Mibanco Banco de la Microempresa S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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