Mibanco Banco de la Microempresa Balance Sheet Health
Financial Health criteria checks 5/6
Mibanco Banco de la Microempresa has total assets of PEN16.9B and total equity of PEN2.5B. Total deposits are PEN9.9B, and total loans are PEN11.9B.
Key information
6.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | S/9.88b |
Loan to deposit ratio | Appropriate |
Bad loans | 6.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | S/3.52b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MIBANC1's Assets to Equity ratio (6.8x) is low.
Allowance for Bad Loans: MIBANC1 has a sufficient allowance for bad loans (126%).
Low Risk Liabilities: 69% of MIBANC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: MIBANC1 has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: MIBANC1's Loans to Deposits ratio (120%) is appropriate.
Level of Bad Loans: MIBANC1 has a high level of bad loans (6.7%).