Mibanco Banco de la Microempresa S.A.

BVL:MIBANC1 Stock Report

Market Cap: S/3.1b

Mibanco Banco de la Microempresa Past Earnings Performance

Past criteria checks 3/6

Mibanco Banco de la Microempresa has been growing earnings at an average annual rate of 7.1%, while the Banks industry saw earnings growing at 5.1% annually. Revenues have been growing at an average rate of 2.3% per year. Mibanco Banco de la Microempresa's return on equity is 10.2%, and it has net margins of 17.7%.

Key information

7.1%

Earnings growth rate

3.9%

EPS growth rate

Banks Industry Growth3.5%
Revenue growth rate2.3%
Return on equity10.2%
Net Margin17.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Mibanco Banco de la Microempresa makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BVL:MIBANC1 Revenue, expenses and earnings (PEN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,4932651,0500
30 Jun 241,4662671,0350
31 Mar 241,4842851,0380
31 Dec 231,4702661,0400
30 Sep 231,5632731,0570
30 Jun 231,6093071,0430
31 Mar 231,7143871,0400
31 Dec 221,7804381,0170
30 Sep 221,7604291,0200
30 Jun 221,7023821,0040
31 Mar 221,5742849850
31 Dec 211,4061799690
30 Sep 211,170109240
30 Jun 211,040-479100
31 Mar 21934-928980
31 Dec 201,024-359290
30 Sep 201,3221799900
30 Jun 201,4832801,0150
31 Mar 201,6283661,0370
31 Dec 191,6543921,0270
30 Sep 191,6723859920
30 Jun 191,6524049630
31 Mar 191,6494299490
31 Dec 181,6484519320
30 Sep 181,6114689100
30 Jun 181,5674429100
31 Mar 181,5054028990
31 Dec 171,4433628970
30 Sep 171,4193509050
30 Jun 171,4053399050
31 Mar 171,3723218980
31 Dec 161,3423138850
30 Sep 161,2882638690
30 Jun 161,2212288480
31 Mar 161,1742108090
31 Dec 151,0161547410
30 Sep 15810526330
30 Jun 15631-65410
31 Mar 15470-664790
31 Dec 14431-684310
30 Sep 14463-134430
30 Jun 1450214610
31 Mar 14543284680
31 Dec 13568354830

Quality Earnings: MIBANC1 has high quality earnings.

Growing Profit Margin: MIBANC1's current net profit margins (17.7%) are higher than last year (17.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: MIBANC1's earnings have grown by 7.1% per year over the past 5 years.

Accelerating Growth: MIBANC1's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MIBANC1 had negative earnings growth (-3%) over the past year, making it difficult to compare to the Banks industry average (-8%).

Return on Equity

High ROE: MIBANC1's Return on Equity (10.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 08:32
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mibanco Banco de la Microempresa S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution