Banco de Crédito del Perú Balance Sheet Health
Financial Health criteria checks 5/6
Banco de Crédito del Perú has total assets of PEN194.5B and total equity of PEN21.4B. Total deposits are PEN132.4B, and total loans are PEN118.1B.
Key information
9.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | S/132.42b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | S/45.57b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CREDITC1's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: CREDITC1 has a sufficient allowance for bad loans (139%).
Low Risk Liabilities: 76% of CREDITC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: CREDITC1 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: CREDITC1's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: CREDITC1 has a high level of bad loans (4.6%).