Banco de Crédito del Perú Past Earnings Performance
Past criteria checks 2/6
Banco de Crédito del Perú has been growing earnings at an average annual rate of 13.7%, while the Banks industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 9.9% per year. Banco de Crédito del Perú's return on equity is 21.6%, and it has net margins of 35.2%.
Key information
13.7%
Earnings growth rate
13.8%
EPS growth rate
| Banks Industry Growth | 3.5% |
| Revenue growth rate | 9.9% |
| Return on equity | 21.6% |
| Net Margin | 35.2% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Banco de Crédito del Perú makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 13,074 | 4,597 | 6,424 | 0 |
| 31 Dec 23 | 13,082 | 4,653 | 6,330 | 0 |
| 30 Sep 23 | 13,266 | 4,805 | 6,332 | 0 |
| 30 Jun 23 | 13,320 | 4,970 | 6,137 | 0 |
| 31 Mar 23 | 12,899 | 4,690 | 5,939 | 0 |
| 31 Dec 22 | 12,479 | 4,480 | 5,778 | 0 |
| 30 Sep 22 | 12,082 | 4,459 | 5,534 | 0 |
| 30 Jun 22 | 11,475 | 4,017 | 5,319 | 0 |
| 31 Mar 22 | 10,885 | 3,698 | 5,216 | 0 |
| 31 Dec 21 | 9,740 | 3,036 | 5,092 | 0 |
| 30 Sep 21 | 8,180 | 2,044 | 4,711 | 0 |
| 30 Jun 21 | 6,744 | 1,238 | 4,569 | 0 |
| 31 Mar 21 | 5,680 | 630 | 4,396 | 0 |
| 31 Dec 20 | 6,096 | 820 | 4,434 | 0 |
| 30 Sep 20 | 7,244 | 1,586 | 4,548 | 0 |
| 30 Jun 20 | 8,609 | 2,501 | 4,636 | 0 |
| 31 Mar 20 | 9,906 | 3,352 | 4,742 | 0 |
| 31 Dec 19 | 10,102 | 3,628 | 4,679 | 0 |
| 30 Sep 19 | 10,220 | 3,649 | 4,618 | 0 |
| 30 Jun 19 | 9,924 | 3,536 | 4,584 | 0 |
| 31 Mar 19 | 9,698 | 3,407 | 4,489 | 0 |
| 31 Dec 18 | 9,544 | 3,350 | 4,409 | 0 |
| 30 Sep 18 | 8,960 | 3,263 | 4,543 | 0 |
| 30 Jun 18 | 8,909 | 3,240 | 4,458 | 0 |
| 31 Mar 18 | 8,751 | 3,176 | 4,431 | 0 |
| 31 Dec 17 | 8,728 | 3,026 | 4,165 | 0 |
| 30 Sep 17 | 8,571 | 3,044 | 3,784 | 0 |
| 30 Jun 17 | 8,443 | 2,976 | 3,782 | 0 |
| 31 Mar 17 | 8,287 | 2,834 | 3,752 | 0 |
| 31 Dec 16 | 8,239 | 2,805 | 3,718 | 0 |
| 30 Sep 16 | 8,278 | 2,698 | 3,803 | 0 |
| 30 Jun 16 | 8,058 | 2,606 | 3,747 | 0 |
| 31 Mar 16 | 7,943 | 2,596 | 3,694 | 0 |
| 31 Dec 15 | 8,086 | 2,728 | 3,662 | 0 |
| 30 Sep 15 | 7,914 | 2,525 | 4,042 | 0 |
| 30 Jun 15 | 7,792 | 2,449 | 3,899 | 0 |
| 31 Mar 15 | 7,528 | 2,268 | 3,764 | 0 |
| 31 Dec 14 | 6,630 | 1,840 | 3,384 | 0 |
| 30 Sep 14 | 6,559 | 1,886 | 3,205 | 0 |
| 30 Jun 14 | 6,230 | 1,720 | 3,081 | 0 |
| 31 Mar 14 | 6,020 | 1,682 | 2,970 | 0 |
| 31 Dec 13 | 5,766 | 1,641 | 2,926 | 0 |
| 30 Sep 13 | 5,306 | 1,570 | 3,146 | 0 |
| 30 Jun 13 | 5,203 | 1,542 | 3,126 | 0 |
Quality Earnings: CREDITC1 has high quality earnings.
Growing Profit Margin: CREDITC1's current net profit margins (35.2%) are lower than last year (36.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CREDITC1's earnings have grown by 13.7% per year over the past 5 years.
Accelerating Growth: CREDITC1's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CREDITC1 had negative earnings growth (-2%) over the past year, making it difficult to compare to the Banks industry average (-26.2%).
Return on Equity
High ROE: Whilst CREDITC1's Return on Equity (21.58%) is high, this metric is skewed due to their high level of debt.