Shareholders May Not Be So Generous With Gruppo MutuiOnline S.p.A's (BIT:MOL) CEO Compensation And Here's Why
Apr 22
Italian (Borsa Italiana) Consumer Finance Industry Analysis
UpdatedMay 01, 2024
DataAggregated Company Financials
Companies4
- 7D-0.4%
- 3M8.9%
- 1Y25.3%
- YTDn/a
Over the last 7 days, the Consumer Finance industry has dropped 3.3%, driven by Gruppo MutuiOnline declining 3.5%. On the other hand Premia Finance is actually up 20%. In the past year, the industry has gained 22%. Looking forward, earnings are forecast to grow by 23% annually.
Industry Valuation and Performance
Has the Italian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 01 May 2024 | €1.4b | €428.1m | €34.3m | 34x | 40.1x | 3.2x |
| Fri, 29 Mar 2024 | €1.5b | €428.1m | €34.3m | 33.5x | 42.7x | 3.4x |
| Sun, 25 Feb 2024 | €1.3b | €399.9m | €38.4m | 31.9x | 32.6x | 3.1x |
| Tue, 23 Jan 2024 | €1.2b | €399.9m | €38.4m | 36.9x | 31.2x | 3x |
| Thu, 21 Dec 2023 | €1.2b | €399.9m | €38.4m | 37.1x | 31.7x | 3x |
| Sat, 18 Nov 2023 | €1.1b | €399.9m | €38.4m | 36x | 29.4x | 2.8x |
| Mon, 16 Oct 2023 | €944.7m | €372.8m | €37.7m | 33.8x | 25x | 2.5x |
| Wed, 13 Sep 2023 | €952.1m | €372.6m | €33.9m | 22.2x | 28.1x | 2.6x |
| Fri, 11 Aug 2023 | €1.1b | €346.5m | €40.7m | 21.8x | 26.6x | 3.1x |
| Sun, 09 Jul 2023 | €1.2b | €346.6m | €40.7m | 22.8x | 28.8x | 3.4x |
| Tue, 06 Jun 2023 | €1.2b | €347.7m | €40.7m | 22.8x | 28.8x | 3.4x |
| Thu, 04 May 2023 | €1.1b | €326.2m | €40.9m | 21.3x | 25.7x | 3.2x |
| Sat, 01 Apr 2023 | €1.0b | €325.6m | €40.9m | 21.8x | 24.7x | 3.1x |
| Mon, 27 Feb 2023 | €1.1b | €322.8m | €16.3m | 35x | 66.4x | 3.4x |
| Wed, 25 Jan 2023 | €1.1b | €322.8m | €16.3m | 35.8x | 68.5x | 3.5x |
| Fri, 23 Dec 2022 | €961.0m | €322.8m | €16.3m | 32.2x | 58.9x | 3x |
| Sun, 20 Nov 2022 | €957.8m | €322.8m | €16.3m | 32.2x | 58.7x | 3x |
| Tue, 18 Oct 2022 | €848.4m | €324.5m | €15.1m | 30.8x | 56.1x | 2.6x |
| Thu, 15 Sep 2022 | €953.3m | €324.3m | €19.7m | 43.5x | 48.3x | 2.9x |
| Sat, 13 Aug 2022 | €1.0b | €325.3m | €13.6m | 55.1x | 76x | 3.2x |
| Mon, 11 Jul 2022 | €936.3m | €325.3m | €13.6m | 51.9x | 68.9x | 2.9x |
| Wed, 08 Jun 2022 | €1.1b | €325.3m | €13.6m | 57.8x | 84.5x | 3.5x |
| Fri, 06 May 2022 | €1.1b | €325.5m | €14.9m | 54.9x | 76.1x | 3.5x |
| Sun, 03 Apr 2022 | €1.2b | €320.9m | €14.6m | 74.5x | 85.4x | 3.9x |
| Tue, 01 Mar 2022 | €1.5b | €316.3m | €130.1m | 11x | 11.2x | 4.6x |
| Thu, 27 Jan 2022 | €1.6b | €316.3m | €130.1m | 12x | 12.3x | 5.1x |
| Sat, 25 Dec 2021 | €1.7b | €316.3m | €130.1m | 12.6x | 12.9x | 5.3x |
| Mon, 22 Nov 2021 | €1.5b | €315.7m | €127.6m | 11.7x | 12.1x | 4.9x |
| Wed, 20 Oct 2021 | €1.8b | €302.8m | €128.5m | 13.7x | 14.2x | 6x |
| Fri, 17 Sep 2021 | €1.8b | €302.8m | €128.5m | 13.5x | 13.9x | 5.9x |
| Sun, 15 Aug 2021 | €2.0b | €302.8m | €128.5m | 14.9x | 15.4x | 6.5x |
| Thu, 10 Jun 2021 | €1.6b | €284.2m | €130.8m | 11.8x | 12.2x | 5.6x |
Price to Earnings Ratio
13.1x
Current Industry PE
- Investors are relatively neutral on the Italian Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 37.6x.
- The 3-year average PS ratio of 3.8x is higher than the industry's current PS ratio of 3.1x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have declined 36% per year over the last three years.
- Meanwhile revenues for these companies have grown 15% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.
Industry Comparison
How does Italian Consumer Finance compare with similar industries?
| IT Market | -1.77% | |
| Financials | -0.25% | |
| Consumer Finance | -0.44% | |
| Consumer Finance | -0.44% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| KK Kruso Kapital | €1.86 | 0.5% +€246.1k | n/a | n/a | |
| CNF Conafi | €0.18 | 1.7% +€110.8k | -53.9% | PS1.3x |