PFI Stock Overview
Operates as a credit mediation company in Italy. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 1/6 |
| Past Performance | 1/6 |
| Financial Health | 5/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
Premia Finance S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €1.13 |
| 52 Week High | €3.14 |
| 52 Week Low | €1.10 |
| Beta | -0.20 |
| 1 Month Change | -5.04% |
| 3 Month Change | 2.73% |
| 1 Year Change | -64.01% |
| 3 Year Change | -65.76% |
| 5 Year Change | n/a |
| Change since IPO | -62.33% |
Recent News & Updates
Recent updates
Shareholder Returns
| PFI | IT Consumer Finance | IT Market | |
|---|---|---|---|
| 7D | 0% | -2.7% | -2.8% |
| 1Y | -64.0% | 10.2% | 8.5% |
Return vs Industry: PFI underperformed the Italian Consumer Finance industry which returned 10.3% over the past year.
Return vs Market: PFI underperformed the Italian Market which returned 8.5% over the past year.
Price Volatility
| PFI volatility | |
|---|---|
| PFI Average Weekly Movement | 2.4% |
| Consumer Finance Industry Average Movement | 4.5% |
| Market Average Movement | 4.3% |
| 10% most volatile stocks in IT Market | 7.8% |
| 10% least volatile stocks in IT Market | 2.5% |
Stable Share Price: PFI has not had significant price volatility in the past 3 months compared to the Italian market.
Volatility Over Time: PFI's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2011 | 21 | n/a | www.premiafinancespa.it |
Premia Finance S.p.A. operates as a credit mediation company in Italy. The company’s products include employee loans, assignment of the fifth of the pension, loan with proxy, mortgages, personal loans, insurance, and advance TFS (end of service treatment). It operates through two direct branches in Catania and Reggio Calabria; approximately 30 indirect branches; and approximately 100 credit consultants.
Premia Finance S.p.A. Fundamentals Summary
| PFI fundamental statistics | |
|---|---|
| Market cap | €4.34m |
| Earnings (TTM) | €36.57k |
| Revenue (TTM) | €5.71m |
118.8x
P/E Ratio0.8x
P/S RatioIs PFI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PFI income statement (TTM) | |
|---|---|
| Revenue | €5.71m |
| Cost of Revenue | €4.25m |
| Gross Profit | €1.46m |
| Other Expenses | €1.42m |
| Earnings | €36.57k |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.0095 |
| Gross Margin | 25.52% |
| Net Profit Margin | 0.64% |
| Debt/Equity Ratio | 0.8% |
How did PFI perform over the long term?
See historical performance and comparisonDividends
13.3%
Current Dividend Yield446%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:46 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Premia Finance S.p.A. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gian Guicciardi | Banca Finnat Euramerica SpA |
| Stefania Vergati | Banca Finnat Euramerica SpA |