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Egyptian (CASE/EGX) Financials Sector Analysis
UpdatedAug 12, 2025
DataAggregated Company Financials
Companies48
- 7D2.6%
- 3M13.3%
- 1Y16.0%
- YTD14.2%
In the last week, the Financials industry is up 4.2%, with Commercial International Bank Egypt (CIB)E up 7.0%. This takes the industry's 12 month performance to a gain of 17%. Looking forward, earnings are forecast to grow by 13% annually.
Sector Valuation and Performance
Has the Egyptian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 12 Aug 2025 | ج.م749.5b | ج.م484.5b | ج.م141.3b | 8.9x | 5.3x | 1.5x |
| Thu, 10 Jul 2025 | ج.م675.7b | ج.م476.1b | ج.م148.4b | 7.8x | 4.6x | 1.4x |
| Sat, 07 Jun 2025 | ج.م668.1b | ج.م466.1b | ج.م138.7b | 7.1x | 4.8x | 1.4x |
| Mon, 05 May 2025 | ج.م630.8b | ج.م465.8b | ج.م131.1b | 6.5x | 4.8x | 1.4x |
| Wed, 02 Apr 2025 | ج.م631.7b | ج.م462.8b | ج.م132.2b | 6.3x | 4.8x | 1.4x |
| Fri, 28 Feb 2025 | ج.م600.6b | ج.م455.5b | ج.م131.1b | 6.6x | 4.6x | 1.3x |
| Sun, 26 Jan 2025 | ج.م593.1b | ج.م416.8b | ج.م122.1b | 6.2x | 4.9x | 1.4x |
| Tue, 24 Dec 2024 | ج.م615.4b | ج.م413.6b | ج.م119.8b | 6x | 5.1x | 1.5x |
| Thu, 21 Nov 2024 | ج.م619.3b | ج.م388.7b | ج.م117.4b | 6.4x | 5.3x | 1.6x |
| Sat, 19 Oct 2024 | ج.م575.2b | ج.م366.2b | ج.م103.2b | 6.5x | 5.6x | 1.6x |
| Mon, 16 Sep 2024 | ج.م598.5b | ج.م354.4b | ج.م105.7b | 6.9x | 5.7x | 1.7x |
| Wed, 14 Aug 2024 | ج.م582.6b | ج.م341.0b | ج.م100.0b | 5.8x | 5.8x | 1.7x |
| Fri, 12 Jul 2024 | ج.م588.3b | ج.م326.1b | ج.م90.2b | 6x | 6.5x | 1.8x |
| Sun, 09 Jun 2024 | ج.م525.3b | ج.م324.6b | ج.م88.9b | 6.1x | 5.9x | 1.6x |
| Tue, 07 May 2024 | ج.م529.4b | ج.م306.8b | ج.م75.1b | 7.7x | 7x | 1.7x |
| Thu, 04 Apr 2024 | ج.م566.3b | ج.م302.6b | ج.م72.6b | 8.2x | 7.8x | 1.9x |
| Sat, 02 Mar 2024 | ج.م572.8b | ج.م296.3b | ج.م70.1b | 10.7x | 8.2x | 1.9x |
| Mon, 29 Jan 2024 | ج.م588.3b | ج.م288.0b | ج.م64.4b | 9.2x | 9.1x | 2x |
| Wed, 27 Dec 2023 | ج.م498.0b | ج.م275.4b | ج.م62.7b | 9.4x | 7.9x | 1.8x |
| Fri, 24 Nov 2023 | ج.م529.0b | ج.م271.6b | ج.م60.5b | 8.3x | 8.7x | 1.9x |
| Sun, 22 Oct 2023 | ج.م424.4b | ج.م247.2b | ج.م51.8b | 8.4x | 8.2x | 1.7x |
| Tue, 19 Sep 2023 | ج.م415.9b | ج.م244.5b | ج.م50.7b | 8.9x | 8.2x | 1.7x |
| Thu, 17 Aug 2023 | ج.م390.9b | ج.م240.8b | ج.م49.6b | 9.5x | 7.9x | 1.6x |
| Sat, 15 Jul 2023 | ج.م366.6b | ج.م214.3b | ج.م43.1b | 11x | 8.5x | 1.7x |
| Mon, 12 Jun 2023 | ج.م374.0b | ج.م211.7b | ج.م41.2b | 11x | 9.1x | 1.8x |
| Wed, 10 May 2023 | ج.م349.1b | ج.م189.2b | ج.م39.0b | 10.8x | 9x | 1.8x |
| Fri, 07 Apr 2023 | ج.م345.4b | ج.م187.3b | ج.م36.1b | 10.8x | 9.6x | 1.8x |
| Sun, 05 Mar 2023 | ج.م306.7b | ج.م181.3b | ج.م35.5b | 9.1x | 8.6x | 1.7x |
| Tue, 31 Jan 2023 | ج.م304.9b | ج.م176.1b | ج.م33.9b | 11.2x | 9x | 1.7x |
| Thu, 29 Dec 2022 | ج.م253.4b | ج.م174.2b | ج.م32.6b | 9.5x | 7.8x | 1.5x |
| Sat, 26 Nov 2022 | ج.م222.2b | ج.م90.6b | ج.م33.6b | 8.1x | 6.6x | 2.5x |
| Mon, 24 Oct 2022 | ج.م179.0b | ج.م86.2b | ج.م33.0b | 6.6x | 5.4x | 2.1x |
| Wed, 21 Sep 2022 | ج.م175.3b | ج.م84.5b | ج.م32.3b | 6.7x | 5.4x | 2.1x |
| Fri, 19 Aug 2022 | ج.م173.8b | ج.م84.0b | ج.م32.0b | 6.2x | 5.4x | 2.1x |
Price to Earnings Ratio
5.4x
Current Industry PE
- Investors are pessimistic on the Egyptian Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 5.3x which is lower than its 3-year average PE of 6.8x.
- The industry is trading close to its 3-year average PS ratio of 1.7x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 65% per year over the last three years.
- Revenues for these companies have grown 80% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Egyptian Financials sector?
| EG Market | 2.85% | |
| Financials | 2.63% | |
| Diversified Financial | 5.97% | |
| Consumer Finance | 5.02% | |
| Banks | 2.52% | |
| Insurance | 0% | 0 |
| Capital Markets | -0.039% | |
Industry PE
- Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 8.9x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Banks industry, which is trading below its 3-year average of 5.5x.
Forecasted Growth
- Analysts are most optimistic on the Diversified Financial industry, expecting annual earnings growth of 32% over the next 5 years.
- This is better than its past earnings growth rate of 26% per year.
- In contrast, the Banks industry is expected to see its earnings grow by 10% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| COMI Commercial International Bank Egypt (CIB)E | ج.م99.00 | 3.6% +ج.م10.3b | 17.3% | PB1.7x | |
| EFIH e-finance for Digital and Financial InvestmentsE | ج.م14.22 | 10.7% +ج.م4.8b | -13.3% | PE27.4x | |
| FWRY Fawry for Banking Technology and Electronic PaymentsE | ج.م13.38 | 5.7% +ج.م2.5b | 105.2% | PE27.1x | |
| VALU U Consumer FinanceE | ج.م8.61 | 7.1% +ج.م1.2b | n/a | n/a | |
| HRHO EFG Holding CompanyE | ج.م24.04 | 3.4% +ج.م1.1b | 25.1% | PE9.5x |