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Egyptian (CASE/EGX) Financials Sector Analysis
UpdatedMar 26, 2026
DataAggregated Company Financials
Companies48
- 7D-0.7%
- 3M12.0%
- 1Y48.4%
- YTD12.9%
Last week, the Financials industry hasn't moved much but Housing and Development Bank- Egypt (S.A.E) is up 5.3% in that time. As for the the longer term, the industry is up 48% over the past 12 months. As for the next few years, earnings are expected to grow by 13% per annum.
Sector Valuation and Performance
Has the Egyptian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 26 Mar 2026 | ج.م1.1t | ج.م529.8b | ج.م164.4b | 8.2x | 6.4x | 2x |
| Sat, 21 Feb 2026 | ج.م1.1t | ج.م525.4b | ج.م164.9b | 8x | 6.8x | 2.1x |
| Mon, 19 Jan 2026 | ج.م1.0t | ج.م529.0b | ج.م169.8b | 8.1x | 6x | 1.9x |
| Wed, 17 Dec 2025 | ج.م952.0b | ج.م527.0b | ج.م169.7b | 8x | 5.6x | 1.8x |
| Fri, 14 Nov 2025 | ج.م878.7b | ج.م506.6b | ج.م162.5b | 8x | 5.4x | 1.7x |
| Sun, 12 Oct 2025 | ج.م787.2b | ج.م493.8b | ج.م144.8b | 8.3x | 5.4x | 1.6x |
| Tue, 09 Sep 2025 | ج.م724.4b | ج.م492.8b | ج.م144.3b | 8.1x | 5x | 1.5x |
| Thu, 07 Aug 2025 | ج.م744.0b | ج.م483.3b | ج.م140.4b | 8.9x | 5.3x | 1.5x |
| Sat, 05 Jul 2025 | ج.م676.1b | ج.م466.9b | ج.م137.7b | 8.5x | 4.9x | 1.4x |
| Mon, 02 Jun 2025 | ج.م660.7b | ج.م465.5b | ج.م140.1b | 6.4x | 4.7x | 1.4x |
| Wed, 30 Apr 2025 | ج.م626.9b | ج.م466.2b | ج.م131.7b | 6.5x | 4.8x | 1.3x |
| Fri, 28 Mar 2025 | ج.م631.7b | ج.م462.8b | ج.م132.4b | 6.3x | 4.8x | 1.4x |
| Sun, 23 Feb 2025 | ج.م610.9b | ج.م452.9b | ج.م129.8b | 6.1x | 4.7x | 1.3x |
| Tue, 21 Jan 2025 | ج.م588.3b | ج.م416.7b | ج.م122.1b | 6.2x | 4.8x | 1.4x |
| Thu, 19 Dec 2024 | ج.م625.9b | ج.م413.1b | ج.م119.5b | 6x | 5.2x | 1.5x |
| Sat, 16 Nov 2024 | ج.م630.5b | ج.م383.8b | ج.م114.4b | 6.5x | 5.5x | 1.6x |
| Mon, 14 Oct 2024 | ج.م578.1b | ج.م366.2b | ج.م103.2b | 6.5x | 5.6x | 1.6x |
| Wed, 11 Sep 2024 | ج.م592.6b | ج.م354.6b | ج.م105.7b | 7.3x | 5.6x | 1.7x |
| Fri, 09 Aug 2024 | ج.م574.0b | ج.م340.9b | ج.م100.0b | 6x | 5.7x | 1.7x |
| Sun, 07 Jul 2024 | ج.م563.3b | ج.م326.1b | ج.م90.2b | 6x | 6.2x | 1.7x |
| Tue, 04 Jun 2024 | ج.م535.1b | ج.م321.0b | ج.م87.0b | 6.5x | 6.1x | 1.7x |
| Thu, 02 May 2024 | ج.م519.1b | ج.م306.8b | ج.م75.1b | 7.6x | 6.9x | 1.7x |
| Sat, 30 Mar 2024 | ج.م567.8b | ج.م302.7b | ج.م72.7b | 7.9x | 7.8x | 1.9x |
| Mon, 26 Feb 2024 | ج.م602.1b | ج.م294.9b | ج.م69.3b | 10.9x | 8.7x | 2x |
| Wed, 24 Jan 2024 | ج.م584.7b | ج.م278.1b | ج.م63.5b | 10.2x | 9.2x | 2.1x |
| Fri, 22 Dec 2023 | ج.م507.5b | ج.م272.7b | ج.م60.7b | 9.4x | 8.4x | 1.9x |
| Sun, 19 Nov 2023 | ج.م497.0b | ج.م261.8b | ج.م61.2b | 8.8x | 8.1x | 1.9x |
| Tue, 17 Oct 2023 | ج.م416.3b | ج.م247.2b | ج.م51.8b | 8.5x | 8x | 1.7x |
| Thu, 14 Sep 2023 | ج.م410.0b | ج.م243.8b | ج.م51.5b | 8.7x | 8x | 1.7x |
| Sat, 12 Aug 2023 | ج.م386.1b | ج.م241.0b | ج.م49.3b | 10.3x | 7.8x | 1.6x |
| Mon, 10 Jul 2023 | ج.م350.0b | ج.م211.7b | ج.م41.8b | 11x | 8.4x | 1.7x |
| Wed, 07 Jun 2023 | ج.م370.1b | ج.م210.9b | ج.م40.9b | 11x | 9x | 1.8x |
| Fri, 05 May 2023 | ج.م352.2b | ج.م189.2b | ج.م39.0b | 11x | 9x | 1.9x |
| Sun, 02 Apr 2023 | ج.م331.5b | ج.م187.3b | ج.م36.1b | 10.6x | 9.2x | 1.8x |
Price to Earnings Ratio
9.2x
Current Industry PE
- Investors are relatively neutral on the Egyptian Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 6.6x.
- The 3-year average PS ratio of 1.7x is lower than the industry's current PS ratio of 2.0x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 66% per year over the last three years.
- Revenues for these companies have grown 41% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Egyptian Financials sector?
| EG Market | 0.25% | |
| Financials | -0.67% | |
| Consumer Finance | 1.77% | |
| Diversified Financial | 1.57% | |
| Insurance | 0.67% | |
| Capital Markets | -0.07% | |
| Banks | -1.38% | |
Industry PE
- Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 12.1x.
- Analysts are expecting annual earnings growth of 34.1%, which is higher than its past year's earnings growth of 21.9% per year.
- Investors are most pessimistic about the Banks industry, which is trading close to its 3-year average of 5.2x.
Forecasted Growth
- Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 34% over the next 5 years.
- This is better than its past earnings growth rate of 22% per year.
- In contrast, the Banks industry is expected to see its earnings grow by 9.1% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| HDBK Housing and Development Bank- Egypt (S.A.E) | ج.م120.51 | 5.3% +ج.م3.2b | 118.2% | PB1.5x | |
| EFIH e-finance for Digital and Financial InvestmentsE | ج.م19.00 | 1.9% +ج.م1.2b | 68.0% | PE33.7x | |
| FWRY Fawry for Banking Technology and Electronic PaymentsE | ج.م17.90 | 1.7% +ج.م1.0b | 91.4% | PE24.2x | |
| CANA Suez Canal Bank (S.A.E) | ج.م41.80 | 3.5% +ج.م916.5m | 92.2% | PB1.3x | |
| VALU U Consumer FinanceE | ج.م10.89 | 2.3% +ج.م505.5m | n/a | PE30x |