Narrative Update • Jun 18
Have your own idea? Try our Stock Screener
Egyptian (CASE/EGX) Financials Sector Analysis
UpdatedJun 26, 2026
DataAggregated Company Financials
Companies48
- 7D-1.6%
- 3M12.1%
- 1Y57.7%
- YTD26.2%
Over the last 7 days, the Financials industry has dropped 1.2%, driven by a pullback from Commercial International Bank Egypt (CIB)E of 3.3%. In contrast, Housing and Development Bank- Egypt (S.A.E) has gained 11%. This takes the industry's 12 month performance to a gain of 58%. Earnings are forecast to grow by 17% annually.
Sector Valuation and Performance
Has the Egyptian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 26 Jun 2026 | ج.م1.2t | ج.م549.1b | ج.م170.4b | 9.6x | 7x | 2.2x |
| Sun, 24 May 2026 | ج.م1.2t | ج.م545.2b | ج.م167.9b | 8.4x | 7x | 2.1x |
| Tue, 21 Apr 2026 | ج.م1.2t | ج.م530.2b | ج.م163.7b | 8.4x | 7.2x | 2.2x |
| Thu, 19 Mar 2026 | ج.م1.1t | ج.م530.6b | ج.م164.4b | 8.1x | 6.5x | 2x |
| Sat, 14 Feb 2026 | ج.م1.1t | ج.م522.2b | ج.م164.4b | 8.5x | 6.8x | 2.1x |
| Mon, 12 Jan 2026 | ج.م976.7b | ج.م526.4b | ج.م168.9b | 8.7x | 5.8x | 1.9x |
| Wed, 10 Dec 2025 | ج.م956.5b | ج.م526.8b | ج.م169.6b | 8x | 5.6x | 1.8x |
| Fri, 07 Nov 2025 | ج.م842.6b | ج.م507.1b | ج.م161.5b | 7.6x | 5.2x | 1.7x |
| Sun, 05 Oct 2025 | ج.م767.6b | ج.م493.8b | ج.م144.8b | 8.3x | 5.3x | 1.6x |
| Tue, 02 Sep 2025 | ج.م733.3b | ج.م494.4b | ج.م144.6b | 8x | 5.1x | 1.5x |
| Thu, 31 Jul 2025 | ج.م718.0b | ج.م483.1b | ج.م140.6b | 8.1x | 5.1x | 1.5x |
| Sat, 28 Jun 2025 | ج.م680.7b | ج.م466.2b | ج.م138.6b | 7.3x | 4.9x | 1.5x |
| Mon, 26 May 2025 | ج.م656.6b | ج.م464.0b | ج.م139.3b | 6.5x | 4.7x | 1.4x |
| Wed, 23 Apr 2025 | ج.م605.5b | ج.م466.1b | ج.م131.6b | 6.5x | 4.6x | 1.3x |
| Fri, 21 Mar 2025 | ج.م620.7b | ج.م460.2b | ج.م132.3b | 6.1x | 4.7x | 1.3x |
| Sun, 16 Feb 2025 | ج.م595.3b | ج.م438.1b | ج.م134.4b | 5.7x | 4.4x | 1.4x |
| Tue, 14 Jan 2025 | ج.م579.0b | ج.م413.6b | ج.م119.8b | 6.1x | 4.8x | 1.4x |
| Thu, 12 Dec 2024 | ج.م628.4b | ج.م409.2b | ج.م117.4b | 6.1x | 5.4x | 1.5x |
| Sat, 09 Nov 2024 | ج.م614.1b | ج.م380.0b | ج.م111.6b | 6.3x | 5.5x | 1.6x |
| Mon, 07 Oct 2024 | ج.م612.6b | ج.م366.2b | ج.م103.2b | 6.9x | 5.9x | 1.7x |
| Wed, 04 Sep 2024 | ج.م610.0b | ج.م354.6b | ج.م105.7b | 7.5x | 5.8x | 1.7x |
| Fri, 02 Aug 2024 | ج.م591.8b | ج.م340.2b | ج.م99.3b | 6.4x | 6x | 1.7x |
| Sun, 30 Jun 2024 | ج.م552.3b | ج.م326.1b | ج.م90.2b | 6.1x | 6.1x | 1.7x |
| Tue, 28 May 2024 | ج.م538.3b | ج.م319.8b | ج.م85.8b | 7.7x | 6.3x | 1.7x |
| Thu, 25 Apr 2024 | ج.م528.0b | ج.م305.3b | ج.م74.1b | 7.8x | 7.1x | 1.7x |
| Sat, 23 Mar 2024 | ج.م605.1b | ج.م302.9b | ج.م72.8b | 8.4x | 8.3x | 2x |
| Mon, 19 Feb 2024 | ج.م608.7b | ج.م294.4b | ج.م69.2b | 9.7x | 8.8x | 2.1x |
| Wed, 17 Jan 2024 | ج.م556.3b | ج.م278.5b | ج.م63.5b | 10x | 8.8x | 2x |
| Fri, 15 Dec 2023 | ج.م517.8b | ج.م272.6b | ج.م60.7b | 8.4x | 8.5x | 1.9x |
| Sun, 12 Nov 2023 | ج.م496.6b | ج.م254.1b | ج.م56.4b | 8.9x | 8.8x | 2x |
| Tue, 10 Oct 2023 | ج.م407.2b | ج.م244.5b | ج.م50.7b | 9x | 8x | 1.7x |
| Thu, 07 Sep 2023 | ج.م414.3b | ج.م243.8b | ج.م51.5b | 8.8x | 8x | 1.7x |
| Sat, 05 Aug 2023 | ج.م382.3b | ج.م239.4b | ج.م49.3b | 10.7x | 7.8x | 1.6x |
| Mon, 03 Jul 2023 | ج.م369.2b | ج.م211.7b | ج.م41.8b | 11x | 8.8x | 1.7x |
Price to Earnings Ratio
8.8x
Current Industry PE
- Investors are optimistic on the Egyptian Financials industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 7.0x which is higher than its 3-year average PE of 6.4x.
- The 3-year average PS ratio of 1.7x is lower than the industry's current PS ratio of 2.2x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 60% per year over the last three years.
- Revenues for these companies have grown 37% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Egyptian Financials sector?
| EG Market | -1.19% | |
| Financials | -1.63% | |
| Consumer Finance | 0.87% | |
| Banks | -1.48% | |
| Diversified Financial | -1.66% | |
| Capital Markets | -2.63% | |
| Insurance | -4.10% | |
Industry PE
- Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 13.6x.
- Analysts are expecting annual earnings growth of 34.7%, which is higher than its past year's earnings growth of 22.4% per year.
- Investors are most pessimistic about the Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 5.1x.
Forecasted Growth
- Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 35% over the next 5 years.
- This is better than its past earnings growth rate of 22% per year.
- In contrast, the Banks industry is expected to see its earnings grow by 12% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| HDBK Housing and Development Bank- Egypt (S.A.E) | ج.م161.92 | 11.3% +ج.م8.8b | 157.4% | PB2.1x | |
| EGBE Egyptian Gulf Bank (S.A.E) | US$0.46 | 4.8% +US$10.9m | 69.9% | PB0.9x | |
| CNFN Contact Financial HoldingE | ج.م4.84 | 6.8% +ج.م371.1m | 4.3% | PE16.4x | |
| EXPA Export Development Bank of Egypt (S.A.E.) | ج.م18.40 | 1.0% +ج.م258.4m | 30.3% | PE3.3x | |
| QNBE Qatar National Bank | ج.م53.18 | 0.2% +ج.م237.0m | 87.1% | PB1x |