Narrative Update • Apr 30
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Egyptian (CASE/EGX) Financials Sector Analysis
UpdatedMay 12, 2026
DataAggregated Company Financials
Companies48
- 7D4.2%
- 3M10.7%
- 1Y75.2%
- YTD31.8%
Qatar National Bank is up 20%, leading the way for the Financials industry, which has gained 4.3%. During this same period, the Abu Dhabi Islamic Bank - Egypt -E underperformed, falling 5.6%. In the last 12 months, the industry was up 77%. As for the next few years, earnings are expected to grow by 15% per annum.
Sector Valuation and Performance
Has the Egyptian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 12 May 2026 | ج.م1.2t | ج.م534.2b | ج.م164.8b | 8.8x | 7.5x | 2.3x |
| Thu, 09 Apr 2026 | ج.م1.1t | ج.م527.7b | ج.م161.8b | 8.6x | 6.8x | 2.1x |
| Sat, 07 Mar 2026 | ج.م1.1t | ج.م526.0b | ج.م165.2b | 8x | 6.4x | 2x |
| Mon, 02 Feb 2026 | ج.م1.1t | ج.م529.0b | ج.م169.8b | 8.6x | 6.3x | 2x |
| Wed, 31 Dec 2025 | ج.م940.5b | ج.م526.4b | ج.م168.9b | 8.7x | 5.6x | 1.8x |
| Fri, 28 Nov 2025 | ج.م883.8b | ج.م525.2b | ج.م170.3b | 7.7x | 5.2x | 1.7x |
| Sun, 26 Oct 2025 | ج.م801.8b | ج.م495.5b | ج.م145.5b | 7.9x | 5.5x | 1.6x |
| Tue, 23 Sep 2025 | ج.م724.8b | ج.م493.8b | ج.م144.8b | 7.9x | 5x | 1.5x |
| Thu, 21 Aug 2025 | ج.م750.5b | ج.م492.8b | ج.م144.7b | 8.8x | 5.2x | 1.5x |
| Sat, 19 Jul 2025 | ج.م694.6b | ج.م479.0b | ج.م139.8b | 8.2x | 5x | 1.5x |
| Mon, 16 Jun 2025 | ج.م637.3b | ج.م465.8b | ج.م138.5b | 6.9x | 4.6x | 1.4x |
| Wed, 14 May 2025 | ج.م623.5b | ج.م464.2b | ج.م131.4b | 6.2x | 4.7x | 1.3x |
| Fri, 11 Apr 2025 | ج.م610.1b | ج.م462.7b | ج.م131.6b | 6.2x | 4.6x | 1.3x |
| Sun, 09 Mar 2025 | ج.م604.8b | ج.م460.1b | ج.م132.3b | 6x | 4.6x | 1.3x |
| Tue, 04 Feb 2025 | ج.م590.0b | ج.م416.8b | ج.م122.1b | 6x | 4.8x | 1.4x |
| Thu, 02 Jan 2025 | ج.م601.1b | ج.م413.6b | ج.م119.8b | 6.2x | 5x | 1.5x |
| Sat, 30 Nov 2024 | ج.م616.1b | ج.م409.0b | ج.م117.2b | 5.9x | 5.3x | 1.5x |
| Mon, 28 Oct 2024 | ج.م594.7b | ج.م366.2b | ج.م103.2b | 6.5x | 5.8x | 1.6x |
| Wed, 25 Sep 2024 | ج.م602.7b | ج.م365.0b | ج.م103.2b | 6.8x | 5.8x | 1.7x |
| Fri, 23 Aug 2024 | ج.م609.1b | ج.م350.2b | ج.م105.3b | 7x | 5.8x | 1.7x |
| Sun, 21 Jul 2024 | ج.م570.0b | ج.م329.7b | ج.م92.7b | 6.4x | 6.1x | 1.7x |
| Tue, 18 Jun 2024 | ج.م525.9b | ج.م326.1b | ج.م90.2b | 5.7x | 5.8x | 1.6x |
| Thu, 16 May 2024 | ج.م515.3b | ج.م315.4b | ج.م83.5b | 7.3x | 6.2x | 1.6x |
| Sat, 13 Apr 2024 | ج.م569.5b | ج.م302.7b | ج.م72.6b | 8x | 7.8x | 1.9x |
| Mon, 11 Mar 2024 | ج.م661.9b | ج.م298.2b | ج.م72.0b | 8.7x | 9.2x | 2.2x |
| Wed, 07 Feb 2024 | ج.م564.8b | ج.م288.1b | ج.م64.4b | 9.1x | 8.8x | 2x |
| Fri, 05 Jan 2024 | ج.م524.2b | ج.م275.4b | ج.م62.7b | 9.8x | 8.4x | 1.9x |
| Sun, 03 Dec 2023 | ج.م520.2b | ج.م272.2b | ج.م60.6b | 9.6x | 8.6x | 1.9x |
| Tue, 31 Oct 2023 | ج.م450.2b | ج.م247.2b | ج.م51.8b | 9.2x | 8.7x | 1.8x |
| Thu, 28 Sep 2023 | ج.م417.2b | ج.م244.5b | ج.م50.7b | 8.8x | 8.2x | 1.7x |
| Sat, 26 Aug 2023 | ج.م391.4b | ج.م243.1b | ج.م51.1b | 8.7x | 7.7x | 1.6x |
| Mon, 24 Jul 2023 | ج.م371.7b | ج.م225.9b | ج.م42.7b | 11x | 8.7x | 1.6x |
| Wed, 21 Jun 2023 | ج.م375.1b | ج.م213.1b | ج.م42.2b | 11x | 8.9x | 1.8x |
| Fri, 19 May 2023 | ج.م348.2b | ج.م207.9b | ج.م40.2b | 9.8x | 8.7x | 1.7x |
Price to Earnings Ratio
8.7x
Current Industry PE
- Investors are optimistic on the Egyptian Financials industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 7.5x which is higher than its 3-year average PE of 6.5x.
- The 3-year average PS ratio of 1.7x is lower than the industry's current PS ratio of 2.3x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 61% per year over the last three years.
- Revenues for these companies have grown 37% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Egyptian Financials sector?
| EG Market | 3.44% | |
| Financials | 4.21% | |
| Diversified Financial | 6.61% | |
| Banks | 4.19% | |
| Consumer Finance | 2.78% | |
| Capital Markets | 2.37% | |
| Insurance | -1.60% | |
Industry PE
- Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 12.9x.
- Analysts are expecting annual earnings growth of 33.7%, which is higher than its past year's earnings growth of 15.3% per year.
- Investors are most pessimistic about the Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 5.1x.
Forecasted Growth
- Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 34% over the next 5 years.
- This is better than its past earnings growth rate of 15% per year.
- In contrast, the Banks industry is expected to see its earnings grow by 11% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| COMI Commercial International Bank Egypt (CIB)E | ج.م143.00 | 5.8% +ج.م26.7b | 98.0% | PB2.1x | |
| FWRY Fawry for Banking Technology and Electronic PaymentsE | ج.م21.08 | 8.6% +ج.م5.7b | 112.9% | PE28.5x | |
| QNBE Qatar National Bank | ج.م58.14 | 4.8% +ج.م5.7b | 94.8% | PB1.1x | |
| EFIH e-finance for Digital and Financial InvestmentsE | ج.م22.32 | 6.4% +ج.م4.6b | 80.6% | PE39.6x | |
| ADIB Abu Dhabi Islamic Bank - Egypt -E | ج.م48.20 | 3.9% +ج.م2.2b | 138.0% | PB1.6x |