Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

Egyptian (CASE/EGX) Financials Sector Analysis

UpdatedOct 01, 2025
DataAggregated Company Financials
Companies48
  • 7D4.0%
  • 3M8.9%
  • 1Y10.9%
  • YTD15.8%

In the last week, the Financials industry is up 4.0%, with Commercial International Bank Egypt (CIB)E up 5.5%. In the last 12 months, the industry was up 11%. Earnings are forecast to grow by 13% annually.

Sector Valuation and Performance

Has the Egyptian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 01 Oct 2025ج.م759.5bج.م493.8bج.م144.8b8.3x5.2x1.5x
Fri, 29 Aug 2025ج.م747.4bج.م495.5bج.م144.7b7.8x5.2x1.5x
Sun, 27 Jul 2025ج.م721.3bج.م483.1bج.م140.6b8.3x5.1x1.5x
Tue, 24 Jun 2025ج.م649.4bج.م466.2bج.م138.6b7.1x4.7x1.4x
Thu, 22 May 2025ج.م650.0bج.م465.1bج.م139.9b6.2x4.6x1.4x
Sat, 19 Apr 2025ج.م605.5bج.م466.1bج.م131.6b6.4x4.6x1.3x
Mon, 17 Mar 2025ج.م610.6bج.م460.2bج.م132.3b6.2x4.6x1.3x
Wed, 12 Feb 2025ج.م586.1bج.م419.2bج.م123.5b6x4.7x1.4x
Fri, 10 Jan 2025ج.م600.9bج.م413.6bج.م119.8b6.2x5x1.5x
Sun, 08 Dec 2024ج.م637.3bج.م409.1bج.م117.3b6.7x5.4x1.6x
Tue, 05 Nov 2024ج.م609.9bج.م380.0bج.م111.6b6.3x5.5x1.6x
Thu, 03 Oct 2024ج.م624.2bج.م366.2bج.م103.2b7x6x1.7x
Sat, 31 Aug 2024ج.م610.4bج.م353.9bج.م105.7b6.5x5.8x1.7x
Mon, 29 Jul 2024ج.م584.1bج.م340.2bج.م99.3b6.6x5.9x1.7x
Wed, 26 Jun 2024ج.م536.8bج.م326.1bج.م90.2b6.1x5.9x1.6x
Fri, 24 May 2024ج.م536.4bج.م316.0bج.م84.4b7.6x6.4x1.7x
Sun, 21 Apr 2024ج.م567.9bج.م305.1bج.م74.0b7.9x7.7x1.9x
Tue, 19 Mar 2024ج.م642.3bج.م302.1bج.م72.8b8.5x8.8x2.1x
Thu, 15 Feb 2024ج.م599.1bج.م286.6bج.م71.8b8.8x8.3x2.1x
Sat, 13 Jan 2024ج.م530.4bج.م276.0bج.م62.9b9.7x8.4x1.9x
Mon, 11 Dec 2023ج.م521.9bج.م272.6bج.م60.7b8.4x8.6x1.9x
Wed, 08 Nov 2023ج.م471.4bج.م254.1bج.م56.4b9.6x8.4x1.9x
Fri, 06 Oct 2023ج.م416.3bج.م243.8bج.م50.7b8.9x8.2x1.7x
Sun, 03 Sep 2023ج.م409.2bج.م243.8bج.م51.5b9x7.9x1.7x
Tue, 01 Aug 2023ج.م371.4bج.م238.2bج.م48.5b11.5x7.7x1.6x
Thu, 29 Jun 2023ج.م369.2bج.م211.7bج.م41.8b11x8.8x1.7x
Sat, 27 May 2023ج.م361.4bج.م211.8bج.م41.6b9.8x8.7x1.7x
Mon, 24 Apr 2023ج.م350.1bج.م188.6bج.م38.6b11x9.1x1.9x
Wed, 22 Mar 2023ج.م277.9bج.م181.5bج.م35.4b9.3x7.8x1.5x
Fri, 17 Feb 2023ج.م316.9bج.م179.2bج.م34.3b11.2x9.2x1.8x
Sun, 15 Jan 2023ج.م259.9bج.م176.1bج.م35.2b9.3x7.4x1.5x
Tue, 13 Dec 2022ج.م259.4bج.م90.0bج.م33.8b8.7x7.7x2.9x
Thu, 10 Nov 2022ج.م203.4bج.م86.1bج.م33.0b7.6x6.2x2.4x
Sat, 08 Oct 2022ج.م175.1bج.م84.5bج.م32.4b7.1x5.4x2.1x
Price to Earnings Ratio

5.4x


Total Market Cap: ج.م175.1bTotal Earnings: ج.م32.4bTotal Revenue: ج.م84.5bTotal Market Cap vs Earnings and Revenue0%0%0%
Egyptian Financials Sector Price to Earnings3Y Average 6.8x202320242025
Current Industry PE
  • Investors are pessimistic on the Egyptian Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 5.2x which is lower than its 3-year average PE of 6.8x.
  • The industry is trading close to its 3-year average PS ratio of 1.7x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 65% per year over the last three years.
  • Revenues for these companies have grown 80% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Egyptian Financials sector?

EG Market3.96%
Financials3.98%
Diversified Financial4.64%
Banks4.52%
Consumer Finance3.76%
Capital Markets1.81%
Insurance-0.031%
Industry PE
  • Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 9.9x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Banks industry, which is trading below its 3-year average of 5.5x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Financial industry, expecting annual earnings growth of 31% over the next 5 years.
  • This is better than its past earnings growth rate of 21% per year.
  • In contrast, the Banks industry is expected to see its earnings grow by 9.6% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
COMI Commercial International Bank Egypt (CIB)Eج.م101.005.5%
+ج.م16.1b		17.0%PB1.7x
HDBK Housing and Development Bank- Egypt (S.A.E)ج.م67.057.6%
+ج.م2.5b		42.6%PB1.1x
EXPA Export Development Bank of Egypt (S.A.E.)ج.م15.5612.6%
+ج.م2.4b		32.5%PE3.9x
ADIB Abu Dhabi Islamic Bank - Egypt -Eج.م21.506.0%
+ج.م1.5b		6.2%PB0.9x
EFIH e-finance for Digital and Financial InvestmentsEج.م12.803.2%
+ج.م1.4b		-17.4%PE23.4x

Latest News

CCAP
ج.م2.47
QALA For Financial Investments
7D
-1.2%
1Y
9.3%
FWRY
ج.م14.20
Fawry for Banking Technology and Electronic PaymentsE
7D
2.7%
1Y
67.1%
UBEE
ج.م13.86
United Bank
7D
-0.1%
1Y
n/a
OFH
ج.م0.65
Orascom Financial HoldingE
7D
-1.8%
1Y
86.7%
EGBE
US$0.25
Egyptian Gulf Bank (S.A.E)
7D
-2.7%
1Y
-13.5%
EKHO
US$0.73
Egypt Kuwait Holding Company (S.A.E.)
7D
-0.1%
1Y
-11.2%
HDBK
ج.م67.05
Housing and Development Bank- Egypt (S.A.E)
7D
7.6%
1Y
42.6%
EFIH
ج.م12.80
e-finance for Digital and Financial InvestmentsE
7D
3.2%
1Y
-17.4%
EXPA
ج.م15.56
Export Development Bank of Egypt (S.A.E.)
7D
12.6%
1Y
32.5%
QNBE
ج.م29.61
Qatar National Bank
7D
2.1%
1Y
-6.1%
COMI
ج.م101.00
Commercial International Bank Egypt (CIB)E
7D
5.5%
1Y
17.0%
CNFN
ج.م4.27
Contact Financial HoldingE
7D
-0.2%
1Y
-9.7%
ODIN
ج.م1.64
ODIN Investments (S.A.E)
7D
-1.8%
1Y
7.0%
ADIB
ج.م21.50
Abu Dhabi Islamic Bank - Egypt -E
7D
6.0%
1Y
6.2%
SEIG
ج.م147.33
Saudi Egyptian Investment & FinanceE
7D
-8.1%
1Y
131.8%
CANA
ج.م25.02
Suez Canal Bank (S.A.E)
7D
7.8%
1Y
105.6%