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Egyptian (CASE/EGX) Financials Sector Analysis

UpdatedDec 25, 2025
DataAggregated Company Financials
Companies48
  • 7D-0.1%
  • 3M21.0%
  • 1Y35.7%
  • YTD35.7%

Over the last 7 days, the Financials industry has dropped 1.2%, driven by Commercial International Bank Egypt (CIB)E declining 2.7%. In the past year, the industry has gained 35%. As for the next few years, earnings are expected to grow by 12% per annum.

Sector Valuation and Performance

Has the Egyptian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 25 Dec 2025ج.م944.0bج.م528.1bج.م168.9b8.5x5.6x1.8x
Sat, 22 Nov 2025ج.م878.7bج.م522.6bج.م170.5b7.5x5.2x1.7x
Mon, 20 Oct 2025ج.م798.1bج.م495.5bج.م145.5b8.1x5.5x1.6x
Wed, 17 Sep 2025ج.م725.3bج.م493.8bج.م144.9b8x5x1.5x
Fri, 15 Aug 2025ج.م744.1bج.م489.9bج.م143.8b9.2x5.2x1.5x
Sun, 13 Jul 2025ج.م680.7bج.م479.0bج.م151.3b7.8x4.5x1.4x
Tue, 10 Jun 2025ج.م668.1bج.م465.9bج.م138.6b7.1x4.8x1.4x
Thu, 08 May 2025ج.م621.7bج.م463.5bج.م131.0b6.3x4.7x1.3x
Sat, 05 Apr 2025ج.م625.4bج.م461.9bج.م131.7b6.4x4.7x1.4x
Mon, 03 Mar 2025ج.م604.2bج.م462.3bج.م132.0b6.6x4.6x1.3x
Wed, 29 Jan 2025ج.م587.0bج.م416.8bج.م122.1b6.1x4.8x1.4x
Fri, 27 Dec 2024ج.م611.1bج.م413.6bج.م119.8b6.1x5.1x1.5x
Sun, 24 Nov 2024ج.م619.8bج.م401.3bج.م116.4b6.4x5.3x1.5x
Tue, 22 Oct 2024ج.م576.3bج.م366.2bج.م103.2b6.4x5.6x1.6x
Thu, 19 Sep 2024ج.م599.0bج.م354.4bج.م105.7b6.7x5.7x1.7x
Sat, 17 Aug 2024ج.م589.4bج.م347.2bج.م101.1b5.8x5.8x1.7x
Mon, 15 Jul 2024ج.م569.6bج.م329.7bج.م92.7b6x6.1x1.7x
Wed, 12 Jun 2024ج.م520.2bج.م324.5bج.م88.9b6.5x5.8x1.6x
Fri, 10 May 2024ج.م523.4bج.م291.1bج.م76.8b7.7x6.8x1.8x
Sun, 07 Apr 2024ج.م572.5bج.م302.7bج.م72.7b8.2x7.9x1.9x
Tue, 05 Mar 2024ج.م588.0bج.م297.0bج.م71.1b8.5x8.3x2x
Thu, 01 Feb 2024ج.م601.8bج.م288.0bج.م64.4b9.1x9.3x2.1x
Sat, 30 Dec 2023ج.م508.0bج.م275.4bج.م62.7b9.6x8.1x1.8x
Mon, 27 Nov 2023ج.م525.1bج.م272.4bج.م60.6b9.6x8.7x1.9x
Wed, 25 Oct 2023ج.م424.7bج.م247.2bج.م51.8b8.9x8.2x1.7x
Fri, 22 Sep 2023ج.م416.7bج.م244.5bج.م50.7b8.9x8.2x1.7x
Sun, 20 Aug 2023ج.م390.9bج.م241.1bج.م49.8b8.4x7.8x1.6x
Tue, 18 Jul 2023ج.م370.6bج.م214.3bج.م43.1b11x8.6x1.7x
Thu, 15 Jun 2023ج.م371.7bج.م211.2bج.م41.2b11x9x1.8x
Sat, 13 May 2023ج.م348.4bج.م189.2bج.م39.0b10.8x8.9x1.8x
Mon, 10 Apr 2023ج.م339.3bج.م184.6bج.م36.0b10.7x9.4x1.8x
Wed, 08 Mar 2023ج.م300.9bج.م181.3bج.م35.5b9x8.5x1.7x
Fri, 03 Feb 2023ج.م291.0bج.م176.1bج.م33.9b10.4x8.6x1.7x
Sun, 01 Jan 2023ج.م253.9bج.م174.2bج.م32.6b9.7x7.8x1.5x
Price to Earnings Ratio

7.8x


Total Market Cap: ج.م253.9bTotal Earnings: ج.م32.6bTotal Revenue: ج.م174.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Egyptian Financials Sector Price to Earnings3Y Average 6.7x202320242025
Current Industry PE
  • Investors are pessimistic on the Egyptian Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 5.6x which is lower than its 3-year average PE of 6.7x.
  • The industry is trading close to its 3-year average PS ratio of 1.7x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 73% per year over the last three years.
  • Revenues for these companies have grown 45% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Egyptian Financials sector?

EG Market0.55%
Financials-0.10%
Diversified Financial0.15%
Banks0.014%
Consumer Finance0.0092%
Insurance-0.26%
Capital Markets-0.81%
Industry PE
  • Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 11.0x.
    • Analysts are expecting annual earnings growth of 38.5%, which is higher than its past year's earnings growth of 29.6% per year.
  • Investors are most pessimistic about the Banks industry, which is trading below its 3-year average of 5.4x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 38% over the next 5 years.
  • This is better than its past earnings growth rate of 30% per year.
  • In contrast, the Banks industry is expected to see its earnings grow by 7.3% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
COMI Commercial International Bank Egypt (CIB)Eج.م104.881.0%
+ج.م3.6b		41.4%PB1.7x
ADIB Abu Dhabi Islamic Bank - Egypt -Eج.م29.705.3%
+ج.م1.8b		55.2%PB1.1x
HDBK Housing and Development Bank- Egypt (S.A.E)ج.م88.391.6%
+ج.م759.8m		65.7%PB1.2x
CANA Suez Canal Bank (S.A.E)ج.م38.022.3%
+ج.م565.5m		124.3%PB1.3x
EGBE Egyptian Gulf Bank (S.A.E)US$0.316.6%
+US$9.7m		13.7%PB0.6x

Latest News

COMI
ج.م104.88
Commercial International Bank Egypt (CIB)E
7D
1.0%
1Y
41.4%
CCAP
ج.م3.69
QALA For Financial Investments
7D
-4.2%
1Y
66.2%
BTFH
ج.م3.51
Beltone HoldingE
7D
-2.0%
1Y
29.5%
BINV
ج.م36.98
B Investments HoldingE
7D
-1.6%
1Y
50.4%
FWRY
ج.م16.30
Fawry for Banking Technology and Electronic PaymentsE
7D
0.6%
1Y
96.4%
EGBE
US$0.31
Egyptian Gulf Bank (S.A.E)
7D
6.6%
1Y
13.7%
HDBK
ج.م88.39
Housing and Development Bank- Egypt (S.A.E)
7D
1.6%
1Y
65.7%
EFIH
ج.م18.01
e-finance for Digital and Financial InvestmentsE
7D
0.6%
1Y
42.9%
EXPA
ج.م15.80
Export Development Bank of Egypt (S.A.E.)
7D
-1.3%
1Y
24.9%
QNBE
ج.م42.12
Qatar National Bank
7D
-6.2%
1Y
30.7%
CIEB
ج.م22.24
Credit Agricole - Egypt Bank (S.A.E.)
7D
-1.2%
1Y
13.5%
EBSC
ج.م1.96
Osool ESB Securities Brokerage
7D
17.4%
1Y
164.2%
CICH
ج.م8.53
CI Capital Holding For Financial Investments (S.A.E)
7D
-2.3%
1Y
46.6%
ADIB
ج.م29.70
Abu Dhabi Islamic Bank - Egypt -E
7D
5.3%
1Y
55.2%
CANA
ج.م38.02
Suez Canal Bank (S.A.E)
7D
2.3%
1Y
124.3%
FAIT
ج.م31.63
Faisal Islamic Bank of Egypt
7D
-2.7%
1Y
-12.7%