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Egyptian (CASE/EGX) Financials Sector Analysis
UpdatedJan 21, 2025
DataAggregated Company Financials
Companies47
- 7D1.5%
- 3M-1.6%
- 1Y-2.2%
- YTD-3.2%
Over the last 7 days, the Financials industry has risen 1.5%, driven by gains from Commercial International Bank (Egypt)E of 2.9%. Despite this gain, the industry's performance has been flat over the past year. As for the next few years, earnings are expected to grow by 13% per annum.
Sector Valuation and Performance
Has the Egyptian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 22 Jan 2025 | ج.م588.3b | ج.م416.7b | ج.م122.1b | 6.2x | 4.8x | 1.4x |
| Fri, 20 Dec 2024 | ج.م627.4b | ج.م413.6b | ج.م119.8b | 6.1x | 5.2x | 1.5x |
| Sun, 17 Nov 2024 | ج.م630.5b | ج.م384.1b | ج.م114.6b | 6.5x | 5.5x | 1.6x |
| Tue, 15 Oct 2024 | ج.م578.1b | ج.م366.2b | ج.م103.2b | 6.5x | 5.6x | 1.6x |
| Thu, 12 Sep 2024 | ج.م598.4b | ج.م354.7b | ج.م105.7b | 6.9x | 5.7x | 1.7x |
| Sat, 10 Aug 2024 | ج.م574.0b | ج.م340.9b | ج.م100.0b | 6x | 5.7x | 1.7x |
| Mon, 08 Jul 2024 | ج.م572.1b | ج.م326.1b | ج.م90.2b | 6.1x | 6.3x | 1.8x |
| Wed, 05 Jun 2024 | ج.م534.8b | ج.م321.5b | ج.م87.7b | 6.6x | 6.1x | 1.7x |
| Fri, 03 May 2024 | ج.م529.4b | ج.م306.8b | ج.م75.1b | 7.7x | 7x | 1.7x |
| Sun, 31 Mar 2024 | ج.م567.8b | ج.م302.7b | ج.م72.7b | 7.9x | 7.8x | 1.9x |
| Tue, 27 Feb 2024 | ج.م581.6b | ج.م295.8b | ج.م70.1b | 10.8x | 8.3x | 2x |
| Thu, 25 Jan 2024 | ج.م584.1b | ج.م286.3b | ج.م63.9b | 10.2x | 9.1x | 2x |
| Sat, 23 Dec 2023 | ج.م507.5b | ج.م272.7b | ج.م60.7b | 9.4x | 8.4x | 1.9x |
| Mon, 20 Nov 2023 | ج.م508.3b | ج.م269.8b | ج.م61.8b | 9.3x | 8.2x | 1.9x |
| Wed, 18 Oct 2023 | ج.م416.3b | ج.م247.2b | ج.م51.8b | 8.5x | 8x | 1.7x |
| Fri, 15 Sep 2023 | ج.م413.2b | ج.م243.8b | ج.م51.5b | 8.8x | 8x | 1.7x |
| Sun, 13 Aug 2023 | ج.م386.1b | ج.م241.0b | ج.م49.3b | 10.3x | 7.8x | 1.6x |
| Tue, 11 Jul 2023 | ج.م355.2b | ج.م211.7b | ج.م41.8b | 11x | 8.5x | 1.7x |
| Thu, 08 Jun 2023 | ج.م368.7b | ج.م210.9b | ج.م40.9b | 10.3x | 9x | 1.7x |
| Sat, 06 May 2023 | ج.م352.2b | ج.م189.2b | ج.م39.0b | 11x | 9x | 1.9x |
| Mon, 03 Apr 2023 | ج.م331.5b | ج.م187.3b | ج.م36.1b | 10.7x | 9.2x | 1.8x |
| Wed, 01 Mar 2023 | ج.م307.6b | ج.م179.3b | ج.م35.3b | 9.3x | 8.7x | 1.7x |
| Fri, 27 Jan 2023 | ج.م299.0b | ج.م176.1b | ج.م33.9b | 10.9x | 8.8x | 1.7x |
| Sun, 25 Dec 2022 | ج.م253.7b | ج.م174.2b | ج.م32.6b | 9.4x | 7.8x | 1.5x |
| Tue, 22 Nov 2022 | ج.م215.9b | ج.م90.6b | ج.م35.0b | 7.3x | 6.2x | 2.4x |
| Thu, 20 Oct 2022 | ج.م177.8b | ج.م86.2b | ج.م33.0b | 6.6x | 5.4x | 2.1x |
| Sat, 17 Sep 2022 | ج.م173.0b | ج.م84.5b | ج.م32.3b | 6.7x | 5.4x | 2x |
| Mon, 15 Aug 2022 | ج.م170.9b | ج.م83.8b | ج.م31.7b | 6.1x | 5.4x | 2x |
| Wed, 13 Jul 2022 | ج.م154.8b | ج.م82.3b | ج.م31.3b | 6x | 4.9x | 1.9x |
| Fri, 10 Jun 2022 | ج.م175.0b | ج.م82.0b | ج.م31.2b | 6.3x | 5.6x | 2.1x |
| Sun, 08 May 2022 | ج.م190.2b | ج.م81.6b | ج.م30.9b | 6.7x | 6.2x | 2.3x |
| Tue, 05 Apr 2022 | ج.م202.8b | ج.م78.4b | ج.م29.4b | 7.1x | 6.9x | 2.6x |
| Thu, 03 Mar 2022 | ج.م205.6b | ج.م88.3b | ج.م31.8b | 7.1x | 6.5x | 2.3x |
| Sat, 29 Jan 2022 | ج.م219.0b | ج.م86.4b | ج.م30.9b | 7.3x | 7.1x | 2.5x |
Price to Earnings Ratio
7.1x
Current Industry PE
- Investors are pessimistic on the Egyptian Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 4.8x which is lower than its 3-year average PE of 7.1x.
- The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 1.4x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 58% per year over the last three years.
- Revenues for these companies have grown 69% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Egyptian Financials sector?
| EG Market | 4.46% | |
| Financials | 1.47% | |
| Insurance | 7.00% | |
| Consumer Finance | 3.17% | |
| Capital Markets | 3.05% | |
| Diversified Financial | 1.87% | |
| Banks | 0.90% | |
| Mortgage Finance | 0% | 0 |
| Mortgage REITs | 0% | 0 |
Industry PE
- Investors are most optimistic about the Diversified Financial industry even though it's trading below its 3-year average PE ratio of 13.2x.
- Analysts are expecting annual earnings growth of 24.2%, which is lower than the prior year's growth of 78.5% per year.
- Investors are most pessimistic about the Banks industry, which is trading below its 3-year average of 5.8x.
Forecasted Growth
- Analysts are most optimistic on the Diversified Financial industry, expecting annual earnings growth of 24% over the next 5 years.
- However this is lower than its past earnings growth rate of 78% per year.
- In contrast, the Banks industry is expected to see its earnings grow by 11% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| COMI Commercial International Bank (Egypt)E | ج.م76.40 | 1.9% +ج.م4.3b | -0.8% | PB1.7x | |
| EFIH e-finance for Digital and Financial InvestmentsE | ج.م18.80 | 7.6% +ج.م3.0b | 29.2% | PE34x | |
| HRHO EFG Holding | ج.م20.45 | 5.1% +ج.م1.4b | 13.6% | PE6.8x | |
| BTFH Beltone Financial Holding SAE | ج.م2.51 | 7.3% +ج.م928.8m | -36.3% | PE9.7x | |
| FWRY Fawry for Banking Technology and Electronic PaymentsE | ج.م8.44 | 2.9% +ج.م817.6m | 53.2% | PE23.2x |