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Housing and Development Bank- Egypt (S.A.E) CASE:HDBK Stock Report

Last Price

ج.م54.16

Market Cap

ج.م28.8b

7D

2.2%

1Y

37.9%

Updated

20 Nov, 2024

Data

Company Financials +

Housing and Development Bank- Egypt (S.A.E)

CASE:HDBK Stock Report

Market Cap: ج.م28.8b

HDBK Stock Overview

Together with its, provides corporate and retail banking services in Egypt. More details

HDBK fundamental analysis
Snowflake Score
Valuation6/6
Future Growth1/6
Past Performance6/6
Financial Health5/6
Dividends3/6

Rewards

Trading at 30.3% below our estimate of its fair value

Earnings grew by 105% over the past year

Trading at good value compared to peers and industry

Analysts in good agreement that stock price will rise by 21.5%

Risk Analysis

Earnings are forecast to decline by an average of 5.4% per year for the next 3 years

Unstable dividend track record


Housing and Development Bank- Egypt (S.A.E) Competitors

Credit Agricole - Egypt Bank (S.A.E.)

CASE:CIEB

ج.م27.2b

Abu Dhabi Islamic Bank - Egypt -E

CASE:ADIB

ج.م25.4b

Faisal Islamic Bank of Egypt

CASE:FAITA

US$571.5m

Suez Canal Bank (S.A.E)

CASE:CANA

ج.م11.4b

Price History & Performance

Summary of all time highs, changes and price drops for Housing and Development Bank- Egypt (S.A.E)
Historical stock prices
Current Share Priceج.م54.16
52 Week Highج.م60.32
52 Week Lowج.م36.96
Beta0.37
11 Month Change23.48%
3 Month Change15.63%
1 Year Change37.92%
33 Year Change386.68%
5 Year Change435.10%
Change since IPO1,129.64%

Recent News & Updates

Recent updates

Shareholder Returns

HDBKEG BanksEG Market
7D2.2%-0.2%-1.6%
1Y37.9%13.3%26.5%

Return vs Industry: HDBK exceeded the EG Banks industry which returned 14.5% over the past year.

Return vs Market: HDBK exceeded the EG Market which returned 27.8% over the past year.

Price Volatility

Is HDBK's price volatile compared to industry and market?
HDBK volatility
HDBK Average Weekly Movement4.2%
Banks Industry Average Movement4.1%
Market Average Movement5.4%
10% most volatile stocks in EG Market9.8%
10% least volatile stocks in EG Market3.8%

Stable Share Price: HDBK has not had significant price volatility in the past 3 months compared to the EG market.

Volatility Over Time: HDBK's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19792,953Hassan Ghanemwww.hdb-egy.com

Housing and Development Bank- Egypt (S.A.E), together with its, provides corporate and retail banking services in Egypt. It operates through Corporate, Medium & Small Sized Enterprise; Investments; Retail; and Other Activities segments. The company offers current, saving, and deposit accounts; personal and real estate loans; credit cards; and other banking products.

Housing and Development Bank- Egypt (S.A.E) Fundamentals Summary

How do Housing and Development Bank- Egypt (S.A.E)'s earnings and revenue compare to its market cap?
HDBK fundamental statistics
Market capج.م28.78b
Earnings (TTM)ج.م11.19b
Revenue (TTM)ج.م18.03b

2.6x

P/E Ratio

1.2x

P/B Ratio

Is HDBK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HDBK income statement (TTM)
Revenueج.م18.03b
Cost of Revenueج.م0
Gross Profitج.م18.03b
Other Expensesج.م6.84b
Earningsج.م11.19b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)21.06
Gross Margin100.00%
Net Profit Margin62.06%
Debt/Equity Ratio5.1%

How did HDBK perform over the long term?

See historical performance and comparison

Dividends

5.5%

Current Dividend Yield

14%

Payout Ratio