Housing and Development Bank- Egypt (S.A.E)

CASE:HDBK Stock Report

Market Cap: ج.م28.2b

Housing and Development Bank- Egypt (S.A.E) Past Earnings Performance

Past criteria checks 6/6

Housing and Development Bank- Egypt (S.A.E) has been growing earnings at an average annual rate of 37.7%, while the Banks industry saw earnings growing at 31.5% annually. Revenues have been growing at an average rate of 32% per year. Housing and Development Bank- Egypt (S.A.E)'s return on equity is 44.8%, and it has net margins of 62%.

Key information

37.7%

Earnings growth rate

37.7%

EPS growth rate

Banks Industry Growth17.1%
Revenue growth rate32.0%
Return on equity44.8%
Net Margin62.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Housing and Development Bank- Egypt (S.A.E) makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

CASE:HDBK Revenue, expenses and earnings (EGP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2418,04111,1903,1430
30 Jun 2415,3359,2202,9950
31 Mar 2413,5188,0132,7980
31 Dec 2311,5886,5402,7480
30 Sep 239,8775,4602,4380
30 Jun 238,8294,6892,3780
31 Mar 237,1343,4132,2630
31 Dec 225,9902,7102,1410
30 Sep 225,2402,4302,0120
30 Jun 224,9152,3131,8720
31 Mar 224,3901,9931,8090
31 Dec 214,4102,0161,7370
30 Sep 214,4641,9771,6720
30 Jun 214,2971,9901,5660
31 Mar 214,3782,0981,4800
31 Dec 204,2212,0501,5000
30 Sep 204,4112,1551,5610
30 Jun 204,4442,1531,6190
31 Mar 204,3972,2151,7000
31 Dec 194,3942,2141,6390
30 Sep 194,0442,0821,5670
30 Jun 193,9732,0011,5450
31 Mar 194,0171,9221,4250
31 Dec 184,0201,9511,3330
30 Sep 183,8141,8499460
30 Jun 183,3251,5569200
31 Mar 182,9231,3718400
31 Dec 172,7601,2967710
30 Sep 172,5411,1599720
30 Jun 172,5871,1518530
31 Mar 172,5631,1168530
31 Dec 162,1127448840
30 Sep 162,1067318670
30 Jun 161,9906478130
31 Mar 161,8245947400
31 Dec 151,7375687080
30 Sep 151,5614846290
30 Jun 151,3164146150
31 Mar 151,2253845900
31 Dec 141,1733365870
30 Sep 141,2624015780
30 Jun 141,2994485460
31 Mar 141,1933645460
31 Dec 131,1063605210

Quality Earnings: HDBK has high quality earnings.

Growing Profit Margin: HDBK's current net profit margins (62%) are higher than last year (55.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: HDBK's earnings have grown significantly by 37.7% per year over the past 5 years.

Accelerating Growth: HDBK's earnings growth over the past year (105%) exceeds its 5-year average (37.7% per year).

Earnings vs Industry: HDBK earnings growth over the past year (105%) exceeded the Banks industry 87%.

Return on Equity

High ROE: HDBK's Return on Equity (44.8%) is considered outstanding.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 18:06
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Housing and Development Bank- Egypt (S.A.E) is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Abanob MagdyBeltone Financial
Mostafa MansourBeltone Financial