Housing and Development Bank- Egypt (S.A.E) Past Earnings Performance
Past criteria checks 6/6
Housing and Development Bank- Egypt (S.A.E) has been growing earnings at an average annual rate of 37.7%, while the Banks industry saw earnings growing at 30.4% annually. Revenues have been growing at an average rate of 32% per year. Housing and Development Bank- Egypt (S.A.E)'s return on equity is 44.8%, and it has net margins of 62.1%.
Key information
37.7%
Earnings growth rate
37.7%
EPS growth rate
| Banks Industry Growth | 17.1% |
| Revenue growth rate | 32.0% |
| Return on equity | 44.8% |
| Net Margin | 62.1% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Housing and Development Bank- Egypt (S.A.E) makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 18,030 | 11,190 | 3,167 | 0 |
| 30 Jun 24 | 15,323 | 9,220 | 3,020 | 0 |
| 31 Mar 24 | 13,518 | 8,013 | 2,798 | 0 |
| 31 Dec 23 | 11,588 | 6,540 | 2,748 | 0 |
| 30 Sep 23 | 9,871 | 5,460 | 2,453 | 0 |
| 30 Jun 23 | 8,822 | 4,689 | 2,392 | 0 |
| 31 Mar 23 | 7,134 | 3,413 | 2,263 | 0 |
| 31 Dec 22 | 5,990 | 2,710 | 2,141 | 0 |
| 30 Sep 22 | 5,240 | 2,430 | 2,012 | 0 |
| 30 Jun 22 | 4,915 | 2,313 | 1,872 | 0 |
| 31 Mar 22 | 4,390 | 1,993 | 1,809 | 0 |
| 31 Dec 21 | 4,410 | 2,016 | 1,737 | 0 |
| 30 Sep 21 | 4,464 | 1,977 | 1,672 | 0 |
| 30 Jun 21 | 4,297 | 1,990 | 1,566 | 0 |
| 31 Mar 21 | 4,378 | 2,098 | 1,480 | 0 |
| 31 Dec 20 | 4,221 | 2,050 | 1,500 | 0 |
| 30 Sep 20 | 4,411 | 2,155 | 1,561 | 0 |
| 30 Jun 20 | 4,444 | 2,153 | 1,619 | 0 |
| 31 Mar 20 | 4,397 | 2,215 | 1,700 | 0 |
| 31 Dec 19 | 4,394 | 2,214 | 1,639 | 0 |
| 30 Sep 19 | 4,044 | 2,082 | 1,567 | 0 |
| 30 Jun 19 | 3,973 | 2,001 | 1,545 | 0 |
| 31 Mar 19 | 4,017 | 1,922 | 1,425 | 0 |
| 31 Dec 18 | 4,020 | 1,951 | 1,333 | 0 |
| 30 Sep 18 | 3,814 | 1,849 | 946 | 0 |
| 30 Jun 18 | 3,325 | 1,556 | 920 | 0 |
| 31 Mar 18 | 2,923 | 1,371 | 840 | 0 |
| 31 Dec 17 | 2,760 | 1,296 | 771 | 0 |
| 30 Sep 17 | 2,541 | 1,159 | 972 | 0 |
| 30 Jun 17 | 2,587 | 1,151 | 853 | 0 |
| 31 Mar 17 | 2,563 | 1,116 | 853 | 0 |
| 31 Dec 16 | 2,112 | 744 | 884 | 0 |
| 30 Sep 16 | 2,106 | 731 | 867 | 0 |
| 30 Jun 16 | 1,990 | 647 | 813 | 0 |
| 31 Mar 16 | 1,824 | 594 | 740 | 0 |
| 31 Dec 15 | 1,737 | 568 | 708 | 0 |
| 30 Sep 15 | 1,561 | 484 | 629 | 0 |
| 30 Jun 15 | 1,316 | 414 | 615 | 0 |
| 31 Mar 15 | 1,225 | 384 | 590 | 0 |
| 31 Dec 14 | 1,173 | 336 | 587 | 0 |
| 30 Sep 14 | 1,262 | 401 | 578 | 0 |
| 30 Jun 14 | 1,299 | 448 | 546 | 0 |
| 31 Mar 14 | 1,193 | 364 | 546 | 0 |
| 31 Dec 13 | 1,106 | 360 | 521 | 0 |
Quality Earnings: HDBK has high quality earnings.
Growing Profit Margin: HDBK's current net profit margins (62.1%) are higher than last year (55.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HDBK's earnings have grown significantly by 37.7% per year over the past 5 years.
Accelerating Growth: HDBK's earnings growth over the past year (105%) exceeds its 5-year average (37.7% per year).
Earnings vs Industry: HDBK earnings growth over the past year (105%) exceeded the Banks industry 90.5%.
Return on Equity
High ROE: HDBK's Return on Equity (44.8%) is considered outstanding.