Housing and Development Bank- Egypt (S.A.E) Balance Sheet Health
Financial Health criteria checks 5/6
Housing and Development Bank- Egypt (S.A.E) has total assets of EGP130.7B and total equity of EGP18.1B. Total deposits are EGP103.3B, and total loans are EGP41.3B.
Key information
7.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ج.م103.32b |
Loan to deposit ratio | Appropriate |
Bad loans | 7.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ج.م15.48b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HDBK's Assets to Equity ratio (7.2x) is low.
Allowance for Bad Loans: HDBK has a sufficient allowance for bad loans (114%).
Low Risk Liabilities: 92% of HDBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: HDBK has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: HDBK's Loans to Deposits ratio (40%) is appropriate.
Level of Bad Loans: HDBK has a high level of bad loans (7%).