Housing and Development Bank- Egypt (S.A.E) Balance Sheet Health
Financial Health criteria checks 5/6
Housing and Development Bank- Egypt (S.A.E) has total assets of EGP165.0B and total equity of EGP25.0B. Total deposits are EGP126.0B, and total loans are EGP48.5B.
Key information
6.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ج.م126.03b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ج.م45.31b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HDBK's Assets to Equity ratio (6.6x) is low.
Allowance for Bad Loans: HDBK has a sufficient allowance for bad loans (131%).
Low Risk Liabilities: 90% of HDBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: HDBK has an appropriate level of Loans to Assets ratio (29%).
Low Risk Deposits: HDBK's Loans to Deposits ratio (38%) is appropriate.
Level of Bad Loans: HDBK has a high level of bad loans (6.8%).