Housing and Development Bank- Egypt (S.A.E) Future Growth
Future criteria checks 1/6
Housing and Development Bank- Egypt (S.A.E)'s earnings are forecast to decline at 3.3% per annum while its annual revenue is expected to grow at 5.9% per year. EPS is expected to decline by 1.3% per annum. Return on equity is forecast to be 31.2% in 3 years.
Key information
-3.3%
Earnings growth rate
-1.3%
EPS growth rate
| Banks earnings growth | 11.7% |
| Revenue growth rate | 5.9% |
| Future return on equity | 31.2% |
| Analyst coverage | Low |
| Last updated | 29 Aug 2024 |
Recent future growth updates
Recent updates
Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 18,491 | 8,993 | N/A | N/A | 2 |
| 12/31/2025 | 17,756 | 9,494 | N/A | N/A | 3 |
| 12/31/2024 | 18,866 | 11,243 | N/A | N/A | 1 |
| 6/30/2024 | 15,561 | 9,226 | -4,998 | -4,411 | N/A |
| 3/31/2024 | 13,518 | 8,013 | -2,480 | -2,149 | N/A |
| 12/31/2023 | 11,588 | 6,540 | 3,715 | 4,059 | N/A |
| 9/30/2023 | 9,871 | 5,460 | -4,438 | -4,082 | N/A |
| 6/30/2023 | 8,822 | 4,689 | -5,764 | -5,507 | N/A |
| 3/31/2023 | 7,134 | 3,413 | -6,089 | -5,763 | N/A |
| 12/31/2022 | 5,990 | 2,710 | -14,292 | -14,014 | N/A |
| 9/30/2022 | 5,240 | 2,430 | -11,234 | -10,958 | N/A |
| 6/30/2022 | 4,915 | 2,313 | -6,934 | -6,667 | N/A |
| 3/31/2022 | 4,390 | 1,993 | -9,096 | -8,817 | N/A |
| 12/31/2021 | 4,410 | 2,016 | -8,466 | -8,193 | N/A |
| 9/30/2021 | 4,464 | 1,977 | -4,163 | -3,805 | N/A |
| 6/30/2021 | 4,297 | 1,990 | -8,680 | -8,304 | N/A |
| 3/31/2021 | 4,378 | 2,098 | -2,569 | -2,267 | N/A |
| 12/31/2020 | 4,221 | 2,050 | 378 | 694 | N/A |
| 9/30/2020 | 4,411 | 2,155 | -2,198 | -1,828 | N/A |
| 6/30/2020 | 4,444 | 2,153 | -4,036 | -3,626 | N/A |
| 3/31/2020 | 4,397 | 2,215 | -11,158 | -10,631 | N/A |
| 12/31/2019 | 4,394 | 2,214 | -10,317 | -9,773 | N/A |
| 9/30/2019 | 4,044 | 2,082 | -1,209 | -664 | N/A |
| 6/30/2019 | 3,973 | 2,001 | 6,370 | 6,909 | N/A |
| 3/31/2019 | 4,017 | 1,922 | 5,834 | 6,270 | N/A |
| 12/31/2018 | 4,020 | 1,951 | 1,630 | 2,064 | N/A |
| 9/30/2018 | 3,814 | 1,849 | -14,432 | -14,026 | N/A |
| 6/30/2018 | 3,325 | 1,556 | -11,270 | -10,898 | N/A |
| 3/31/2018 | 2,923 | 1,371 | N/A | -9,917 | N/A |
| 12/31/2017 | 2,760 | 1,296 | N/A | -7,923 | N/A |
| 9/30/2017 | 2,541 | 1,159 | N/A | -8,829 | N/A |
| 6/30/2017 | 2,587 | 1,151 | N/A | -21,238 | N/A |
| 3/31/2017 | 2,563 | 1,116 | N/A | -11,156 | N/A |
| 12/31/2016 | 2,112 | 744 | N/A | -13,507 | N/A |
| 9/30/2016 | 2,106 | 731 | N/A | 126 | N/A |
| 6/30/2016 | 1,990 | 647 | N/A | 5,389 | N/A |
| 3/31/2016 | 1,824 | 594 | N/A | -2,680 | N/A |
| 12/31/2015 | 1,737 | 568 | N/A | 261 | N/A |
| 9/30/2015 | 1,561 | 484 | N/A | -2,340 | N/A |
| 6/30/2015 | 1,316 | 414 | N/A | -2,943 | N/A |
| 3/31/2015 | 1,225 | 384 | N/A | -1,079 | N/A |
| 12/31/2014 | 1,173 | 336 | N/A | -1,005 | N/A |
| 9/30/2014 | 1,262 | 401 | N/A | -1,337 | N/A |
| 6/30/2014 | 1,299 | 448 | N/A | 488 | N/A |
| 3/31/2014 | 1,193 | 364 | N/A | -1,073 | N/A |
| 12/31/2013 | 1,106 | 360 | N/A | -854 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: HDBK's earnings are forecast to decline over the next 3 years (-3.3% per year).
Earnings vs Market: HDBK's earnings are forecast to decline over the next 3 years (-3.3% per year).
High Growth Earnings: HDBK's earnings are forecast to decline over the next 3 years.
Revenue vs Market: HDBK's revenue (5.9% per year) is forecast to grow slower than the EG market (14.8% per year).
High Growth Revenue: HDBK's revenue (5.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: HDBK's Return on Equity is forecast to be high in 3 years time (31.2%)