Has the Bangladeshi Banks Industry valuation changed over the past few years?

Investors are pessimistic on the Bangladeshi Banks industry, indicating that they anticipate long term growth rates will be lower than they have historically. The industry is trading at a PE ratio of 6.2x which is lower than its 3-year average PE of 7.3x. The industry is trading close to its 3-year average PS ratio of 1.3x.

Which industries have driven the changes within the Bangladeshi Financials industry?

Investors are most optimistic about the Regional Banks industry which is trading above its 3-year average PE ratio of 5.4x. It looks like they are confident that earnings will grow faster in the future than they have historically. Investors are most pessimistic about the Diversified Banks industry, which is trading below its 3-year average of 7.3x.

Bangladeshi (DSE) Banks Industry Analysis

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Tue, 07 Jul 2026	৳689.1b	৳528.4b	৳110.7b	5.1x	6.2x	1.3x
Thu, 04 Jun 2026	৳686.0b	৳533.9b	৳102.1b	4.8x	6.7x	1.3x
Sat, 02 May 2026	৳681.8b	৳490.3b	৳79.0b	5.9x	8.6x	1.4x
Mon, 30 Mar 2026	৳685.0b	৳475.1b	৳69.0b	7.7x	9.9x	1.4x
Wed, 25 Feb 2026	৳747.9b	৳475.1b	৳69.0b	8.2x	10.8x	1.6x
Fri, 23 Jan 2026	৳655.6b	৳486.8b	৳70.3b	6.8x	9.3x	1.3x
Sun, 21 Dec 2025	৳607.9b	৳486.8b	৳70.3b	6.5x	8.6x	1.2x
Tue, 18 Nov 2025	৳602.8b	৳501.6b	৳75.2b	6.3x	8x	1.2x
Thu, 16 Oct 2025	৳639.1b	৳508.9b	৳72.3b	7.3x	8.8x	1.3x
Sat, 13 Sep 2025	৳683.0b	৳516.6b	৳77.9b	7.5x	8.8x	1.3x
Mon, 11 Aug 2025	৳686.6b	৳517.1b	৳77.8b	8.2x	8.8x	1.3x
Wed, 09 Jul 2025	৳670.5b	৳536.5b	৳78.8b	8x	8.5x	1.2x
Fri, 06 Jun 2025	৳611.4b	৳545.1b	৳81.1b	6.9x	7.5x	1.1x
Sun, 04 May 2025	৳613.1b	৳588.1b	৳107.7b	5.3x	5.7x	1x
Tue, 01 Apr 2025	৳660.4b	৳574.1b	৳102.0b	5.6x	6.5x	1.2x
Thu, 27 Feb 2025	৳670.4b	৳574.1b	৳102.0b	5.5x	6.6x	1.2x
Sat, 25 Jan 2025	৳653.3b	৳574.1b	৳102.0b	5.1x	6.4x	1.1x
Mon, 23 Dec 2024	৳653.5b	৳574.1b	৳102.0b	5.2x	6.4x	1.1x
Wed, 20 Nov 2024	৳665.9b	৳574.1b	৳102.0b	5.5x	6.5x	1.2x
Fri, 18 Oct 2024	৳685.8b	৳573.8b	৳112.6b	5.4x	6.1x	1.2x
Sun, 15 Sep 2024	৳707.7b	৳573.8b	৳112.6b	5.6x	6.3x	1.2x
Tue, 13 Aug 2024	৳738.0b	৳573.0b	৳112.5b	5.8x	6.6x	1.3x
Thu, 11 Jul 2024	৳633.1b	৳548.9b	৳107.1b	5.5x	5.9x	1.2x
Sat, 08 Jun 2024	৳605.8b	৳545.5b	৳106.6b	5.5x	5.7x	1.1x
Mon, 06 May 2024	৳638.0b	৳521.7b	৳102.1b	6.1x	6.2x	1.2x
Wed, 03 Apr 2024	৳645.8b	৳507.0b	৳96.3b	6.8x	6.7x	1.3x
Fri, 01 Mar 2024	৳675.1b	৳507.0b	৳96.3b	7.2x	7x	1.3x
Sun, 28 Jan 2024	৳645.8b	৳504.6b	৳95.9b	7.1x	6.7x	1.3x
Tue, 26 Dec 2023	৳654.0b	৳505.5b	৳95.8b	7.5x	6.8x	1.3x
Thu, 23 Nov 2023	৳650.4b	৳505.5b	৳95.8b	7.5x	6.8x	1.3x
Sat, 21 Oct 2023	৳650.9b	৳495.9b	৳93.4b	7.2x	7x	1.3x
Mon, 18 Sep 2023	৳650.9b	৳495.9b	৳93.4b	7.2x	7x	1.3x
Wed, 16 Aug 2023	৳652.0b	৳497.3b	৳93.5b	7.2x	7x	1.3x
Fri, 14 Jul 2023	৳653.1b	৳491.4b	৳92.5b	6.9x	7.1x	1.3x


BD Market	1.13%
Financials	0.056%
Banks	-0.83%
Regional Banks	0%	0
Diversified Banks	-0.84%

Company	Last Price	7D	1Y	Valuation
DUTCHBANGL Dutch-Bangla Bank	৳46.80	5.4% +৳2.4b	19.3%	PB0.8x
PREMIERBAN Premier Bank	৳4.80	9.1% +৳493.4m	-36.8%	PB0.4x
ALARABANK Al-Arafah Islami Bank	৳15.80	1.9% +৳345.5m	-6.0%	PB0.7x
ICBIBANK ICB Islamic Bank	৳2.80	3.7% +৳66.5m	-3.4%	PE-2x

Announcement • May 21

ELFI, A Division of Southeast Bank Launches Edmed Private Student Loan Program for Medical and Healthcare Professionals

ELFI, a division of SouthEast Bank, announced the launch of EdMed, a new private student loan program designed specifically for medical and healthcare professionals. Together with its parent company, ELFI brings over 30 years of experience in the student loan space. ELFI is expanding its graduate student loan offerings with EdMed to specifically support students enrolled in the highest-cost programs in the country, including medical, dental, podiatric, veterinary, optometry, pharmacy and nursing degrees. EdMed's features support borrowers through training and into practice, offering multi-year eligibility; financing for up to 100% of the cost of attendance; flexible income and cosigner requirements; and up to 96 months of residency deferment. ELFI also has collaborated with the AAMC to support MD students facing urgent education funding gaps with the MedLoans borrower benefit program, which features an exclusive interest-rate discount on EdMed loans for approved applicants enrolled in or accepted to LCME accredited U.S. MD programs. In addition to supporting MD students through the AAMC ELFI collaboration, ELFI's EdMed loans can benefit aspiring healthcare professionals in multiple fields, such as dentistry, osteopathic medicine, veterinary, optometry, pharmacy and nursing, as students seek sufficient funding to complete their education. Among changes introduced by the One Big Beautiful Bill (OBBB) that will take effect July 1, 2026, the elimination of Grad PLUS loans for new students and rollback of professional degree designations are likely to impact students seeking federal aid for medical and healthcare programs, particularly those enrolling after July 1. Importantly, students who already have borrowed Grad PLUS loans prior to July 1, 2026, are expected to be grandfathered under the provisions for Grad PLUS, allowing them to continue borrowing up to the full cost of attendance for up to three additional years or until completion of their program. However, new aggregate borrowing limits for Direct Unsubsidized Loans of $50,000 per year and $200,000 in aggregate – levels that are approximately 30-50% below the median four-year cost of medical school at public and private institutions, respectively – may no longer fully cover the cost of medical education, requiring many new graduate students to secure supplemental financing to complete their degrees. To better understand the implications of rising education costs and evolving loan availability, ELFI commissioned a study examining the cost of medical school and healthcare training, the challenges students face in financing their education and the broader impact on the physician pipeline. Based on study findings, the median four-year cost of medical school has increased 16% over the past five years. Approximately 70% of the medical school class of 2025 graduated with education debt, with average balances exceeding $220,000 upon entry into residency – nearly 8% higher than in 2020. As education costs rise and federal loan capacity contracts, private financing has become an increasingly essential component of how healthcare students plan their futures. These dynamics are expected to primarily affect new cohorts of students entering programs after federal policy changes take effect on July 1, 2026, rather than those already enrolled and utilizing existing federal loan options. Programs such as EdMed are designed to reflect the realities of medical education, accommodating student loan debt carried over from undergraduate degrees, further financing for extensive training timelines and repayment flexibility aligned with professional earnings during residency. EdMed graduate loans are available to students enrolled in MD, DO, DPM, DDS, DMD, DNP, MSN, OD, DVM and PharmD degree programs. Eligibility is subject to credit approval, school certification, enrollment verification, legal residency and other requirements.

Bangladeshi (DSE) Banks Industry Analysis

Industry Valuation and Performance

Industry Trends

Top Stock Gainers and Losers

Latest News

ICB Islamic Bank Limited to Report Fiscal Year 2025 Results on Jul 07, 2026

New major risk - Revenue size

Islami Bank Bangladesh Limited Appoints Mohammad Zahir Hussain as Executive Director

Price target increased by 13% to ৳31.39

Now 20% overvalued

First quarter 2026 earnings released: EPS: ৳1.72 (vs ৳1.24 in 1Q 2025)

ELFI, A Division of Southeast Bank Launches Edmed Private Student Loan Program for Medical and Healthcare Professionals

First quarter 2026 earnings released: EPS: ৳1.25 (vs ৳0.94 in 1Q 2025)

First quarter 2026 earnings released: EPS: ৳0.14 (vs ৳0.042 in 1Q 2025)

Upcoming dividend of ৳1.70 per share

BRAC Bank PLC. to Report Q1, 2026 Results on May 12, 2026

Shahjalal Islami Bank PLC. to Report Q1, 2026 Results on Apr 29, 2026