Reported Earnings • Jul 24
Second quarter 2026 earnings released: ৳2.28 loss per share (vs ৳1.33 loss in 2Q 2025) Second quarter 2026 results: ৳2.28 loss per share (further deteriorated from ৳1.33 loss in 2Q 2025). Net loss: ৳2.81b (loss widened 71% from 2Q 2025). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 90 percentage points per year, which is a significant difference in performance. Announcement • Jul 20
The Premier Bank PLC. to Report Q2, 2026 Results on Jul 22, 2026 The Premier Bank PLC. announced that they will report Q2, 2026 results on Jul 22, 2026 New Risk • Jul 19
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 6.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 50% per year over the past 5 years. Revenue is less than US$1m. Minor Risks Share price has been volatile over the past 3 months (6.0% average weekly change). Market cap is less than US$100m (৳6.54b market cap, or US$53.0m). New Risk • Jun 25
New major risk - Revenue size The company makes less than US$1m in revenue. This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 50% per year over the past 5 years. Revenue is less than US$1m. Minor Risk Market cap is less than US$100m (৳5.30b market cap, or US$43.2m). New Risk • Jun 05
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 25% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported September 2025 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (৳4.93b market cap, or US$40.2m). Board Change • May 20
High number of new and inexperienced directors There are 6 new directors who have joined the board in the last 3 years. The company's board is composed of: 6 new directors. 5 experienced directors. No highly experienced directors. Independent Director Sheikh Jahan is the most experienced director on the board, commencing their role in 2025. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors. Announcement • May 11
The Premier Bank PLC. to Report Q1, 2026 Results on May 14, 2026 The Premier Bank PLC. announced that they will report Q1, 2026 results on May 14, 2026 Announcement • May 04
The Premier Bank PLC., Annual General Meeting, Jul 08, 2026 The Premier Bank PLC., Annual General Meeting, Jul 08, 2026, at 11:00 Central Asia Standard Time. Location: hybrid system, golf garden,army golf club, airport road, dhaka cantonment, opposite to hotel radisson, dhaka-1206., dhaka Bangladesh Announcement • Apr 20
The Premier Bank PLC. to Report Fiscal Year 2025 Results on Apr 28, 2026 The Premier Bank PLC. announced that they will report fiscal year 2025 results on Apr 28, 2026 Announcement • Oct 23
The Premier Bank PLC. to Report Q3, 2025 Results on Oct 26, 2025 The Premier Bank PLC. announced that they will report Q3, 2025 results on Oct 26, 2025 Announcement • Jul 30
The Premier Bank PLC. to Report Q1, 2025 Results on Jul 30, 2025 The Premier Bank PLC. announced that they will report Q1, 2025 results on Jul 30, 2025 Announcement • Jul 29
The Premier Bank PLC. to Report Q2, 2025 Results on Jul 30, 2025 The Premier Bank PLC. announced that they will report Q2, 2025 results on Jul 30, 2025 Announcement • Jun 02
The Premier Bank PLC., Annual General Meeting, Aug 14, 2025 The Premier Bank PLC., Annual General Meeting, Aug 14, 2025, at 11:00 Central Asia Standard Time. Announcement • May 28
The Premier Bank PLC. to Report Q1, 2025 Results on May 29, 2025 The Premier Bank PLC. announced that they will report Q1, 2025 results on May 29, 2025 Announcement • Apr 23
The Premier Bank PLC. to Report Fiscal Year 2024 Results on Apr 29, 2025 The Premier Bank PLC. announced that they will report fiscal year 2024 results on Apr 29, 2025 Announcement • Apr 16
Premier Bank Appoints Amalendu Roy as Deputy Managing Director Premier Bank Plc has announced the appointment of a new deputy managing director (DMD). The firm has appointed Amalendu Roy to the position. Roy was earlier with United Commercial Bank Plc as a DMD and head of corporate branch and head of internal control and compliance division. Announcement • Oct 28
The Premier Bank PLC. to Report Q3, 2024 Results on Oct 30, 2024 The Premier Bank PLC. announced that they will report Q3, 2024 results on Oct 30, 2024 New Risk • Oct 02
New minor risk - Market cap size The company's market capitalization is less than US$100m. Market cap: ৳11.8b (US$98.7m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (৳11.8b market cap, or US$98.7m). New Risk • Aug 04
New minor risk - Market cap size The company's market capitalization is less than US$100m. Market cap: ৳11.7b (US$99.4m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (৳11.7b market cap, or US$99.4m). Announcement • Jul 25
The Premier Bank PLC. to Report Q2, 2024 Results on Jul 30, 2024 The Premier Bank PLC. announced that they will report Q2, 2024 results on Jul 30, 2024 New Risk • Jun 13
New minor risk - Market cap size The company's market capitalization is less than US$100m. Market cap: ৳11.6b (US$98.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (৳11.6b market cap, or US$98.9m). Upcoming Dividend • May 16
Upcoming dividend of ৳1.25 per share Eligible shareholders must have bought the stock before 23 May 2024. Payment date: 14 July 2024. Payout ratio is a comfortable 35% but the company is not cash flow positive. Trailing yield: 9.9%. Within top quartile of Bangladeshi dividend payers (4.2%). Higher than average of industry peers (5.3%). Announcement • May 08
The Premier Bank PLC. to Report Q1, 2024 Results on May 08, 2024 The Premier Bank PLC. announced that they will report Q1, 2024 results on May 08, 2024 Announcement • May 05
The Premier Bank PLC. Appoints Mohammad Abu Jafar as CEO The Premier Bank PLC announced that the Board of Directors has appointed Mr. Mohammad Abu Jafar as the CEO of the Company with effect from April 24, 2024. Mr. Mohammad Abu Jafar is a veteran banker with 34 years of professional experience in the banking industry in diverse capacities for business development spanning mainly over Ready Made Garment (RMG) Financing, Offshore Banking, Corporate Banking, Treasury Business and Operations, Credit Management, Foreign Trade Financing International Business and Branch Banking, according to a media release. Prior to joining Premier Bank PLC, Mr. Abu Jafar served at Dhaka Bank PLC in the capacity of Additional Managing Director and Chief Business Officer (CBO). He has also served at Dhaka Bank Investment Limited in the capacity of the Managing Director since 2021. He started his banking career at Uttara Bank PLC as a Probationary Officer in 1990. Later, he served National Bank PLC and Dhaka Bank PLC. In both Uttara Bank and National Bank, he worked as a Manager of AD Branches for more than 15 years, the release says. Mr. Abu Jafar enjoyed his Graduation and Post-Graduation in Economics from the University of Chittagong with distinction. He also obtained a diploma from Diplomaed Associate of the Institute of Bankers, Bangladesh (DAIBB). Throughout his career, he has attended different banking programmes, training, seminars, and symposiums both at home and abroad. Declared Dividend • May 02
Dividend of ৳1.25 announced Shareholders will receive a dividend of ৳1.25. Ex-date: 23rd May 2024 Payment date: 14th July 2024 Dividend yield will be 10%, which is higher than the industry average of 4.5%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 7 years. However, payments have been volatile during that time. Earnings per share has grown by 16% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Announcement • May 01
Premier Bank plc Recommends Cash Dividend for the Year Ended December 31, 2023 The Board of Directors of The Premier Bank PLC has recommended 12.50% cash dividend for the year ended December 31, 2023. Record Date is 21 May 2024. Buy Or Sell Opportunity • Apr 25
Now 21% undervalued after recent price drop Over the last 90 days, the stock has fallen 3.6% to ৳13.20. The fair value is estimated to be ৳16.60, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 19%. Announcement • Apr 24
The Premier Bank PLC. to Report Fiscal Year 2023 Results on Apr 29, 2024 The Premier Bank PLC. announced that they will report fiscal year 2023 results on Apr 29, 2024 Announcement • Oct 17
The Premier Bank Limited to Report Q3, 2023 Results on Oct 18, 2023 The Premier Bank Limited announced that they will report Q3, 2023 results on Oct 18, 2023 Announcement • Jul 25
The Premier Bank Limited to Report Q2, 2023 Results on Jul 30, 2023 The Premier Bank Limited announced that they will report Q2, 2023 results on Jul 30, 2023 Upcoming Dividend • May 18
Upcoming dividend of ৳1.25 per share at 8.1% yield Eligible shareholders must have bought the stock before 24 May 2023. Payment date: 16 July 2023. Payout ratio is a comfortable 34% but the company is not cash flow positive. Trailing yield: 8.1%. Within top quartile of Bangladeshi dividend payers (3.5%). Higher than average of industry peers (4.6%). Buying Opportunity • Jan 05
Now 21% undervalued Over the last 90 days, the stock is up 3.8%. The fair value is estimated to be ৳17.04, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last 3 years. Earnings per share has grown by 5.0%. Reported Earnings • Jun 05
First quarter 2022 earnings released: EPS: ৳0.59 (vs ৳0.51 in 1Q 2021) First quarter 2022 results: EPS: ৳0.59 (up from ৳0.51 in 1Q 2021). Revenue: ৳3.57b (up 43% from 1Q 2021). Net income: ৳682.1m (up 18% from 1Q 2021). Profit margin: 19% (down from 23% in 1Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 11% per year, which means it is tracking significantly ahead of earnings growth. Reported Earnings • Apr 28
Full year 2021 earnings released: EPS: ৳3.15 (vs ৳1.80 in FY 2020) Full year 2021 results: EPS: ৳3.15 (up from ৳1.80 in FY 2020). Revenue: ৳14.4b (up 18% from FY 2020). Net income: ৳3.28b (up 59% from FY 2020). Profit margin: 23% (up from 17% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 16% per year, which means it is tracking significantly ahead of earnings growth. Upcoming Dividend • Apr 14
Upcoming dividend of ৳1.25 per share Eligible shareholders must have bought the stock before 21 April 2022. Payment date: 16 June 2022. Payout ratio is a comfortable 41% but the company is not cash flow positive. Trailing yield: 7.1%. Within top quartile of Bangladeshi dividend payers (3.5%). Higher than average of industry peers (4.5%). Announcement • Mar 30
The Premier Bank Limited Recommends Cash Dividend for the Year Ended December 31, 2021 The Board of Directors of The Premier Bank Limited has recommended 12.50% cash dividend for the year ended December 31, 2021. Date of AGM: May 17, 2022. Valuation Update With 7 Day Price Move • Nov 22
Investor sentiment improved over the past week After last week's 19% share price gain to ৳17.50, the stock trades at a trailing P/E ratio of 6.6x. Average trailing P/E is 8x in the Banks industry in Bangladesh. Total returns to shareholders of 147% over the past three years. Reported Earnings • Aug 03
Second quarter 2021 earnings released: EPS ৳1.03 (vs ৳0.39 in 2Q 2020) The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: ৳3.35b (up 73% from 2Q 2020). Net income: ৳1.07b (up 166% from 2Q 2020). Profit margin: 32% (up from 21% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth. Reported Earnings • May 17
First quarter 2021 earnings released: EPS ৳0.60 (vs ৳0.51 in 1Q 2020) The company reported a solid first quarter result with improved earnings and revenues, although profit margins were flat. First quarter 2021 results: Revenue: ৳2.50b (up 6.8% from 1Q 2020). Net income: ৳579.1m (up 9.0% from 1Q 2020). Profit margin: 23% (in line with 1Q 2020). Over the last 3 years on average, earnings per share has increased by 9% per year whereas the company’s share price has increased by 11% per year. Reported Earnings • Apr 15
Full year 2020 earnings released: EPS ৳2.13 (vs ৳3.20 in FY 2019) The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2020 results: Revenue: ৳12.2b (up 17% from FY 2019). Net income: ৳2.06b (down 38% from FY 2019). Profit margin: 17% (down from 32% in FY 2019). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth. Upcoming Dividend • Apr 06
Upcoming dividend of ৳1.25 per share Eligible shareholders must have bought the stock before 13 April 2021. Payment date: 06 June 2021. Trailing yield: 9.3%. Within top quartile of Bangladeshi dividend payers (3.9%). Higher than average of industry peers (5.0%). Valuation Update With 7 Day Price Move • Jan 06
Investor sentiment improved over the past week After last week's 15% share price gain to ৳12.70, the stock is trading at a trailing P/E ratio of 3.9x, up from the previous P/E ratio of 3.3x. This compares to an average P/E of 8x in the Banks industry in Bangladesh. Total returns to shareholders over the past three years are 24%. Is New 90 Day High Low • Jan 04
New 90-day high: ৳11.50 The company is up 3.0% from its price of ৳11.20 on 06 October 2020. The Bangladeshi market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, its price trend is similar to the Banks industry, which is also up 3.0% over the same period. Reported Earnings • Nov 01
Third quarter earnings released Over the last 12 months the company has reported total profits of ৳3.19b, up 15% from the prior year. Total revenue was ৳9.95b over the last 12 months, down 9.1% from the prior year. 
