Vietnamese (HOSE) Property and Casualty Insurance Industry Analysis

Industry Valuation and Performance

Has the Vietnamese Property and Casualty Insurance Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Sat, 29 Aug 2026	₫14.7t	₫23.1t	₫1.6t	9.5x	9.3x	0.6x
Mon, 27 Jul 2026	₫14.5t	₫22.7t	₫1.6t	9.1x	9.3x	0.6x
Wed, 24 Jun 2026	₫15.6t	₫22.4t	₫1.6t	10.1x	10x	0.7x
Fri, 22 May 2026	₫16.0t	₫22.4t	₫1.6t	10.2x	10.3x	0.7x
Sun, 19 Apr 2026	₫16.6t	₫22.1t	₫1.6t	10.7x	10.2x	0.8x
Tue, 17 Mar 2026	₫16.6t	₫22.2t	₫1.7t	9.7x	10x	0.7x
Thu, 12 Feb 2026	₫17.8t	₫22.2t	₫1.7t	10.9x	10.7x	0.8x
Sat, 10 Jan 2026	₫17.1t	₫22.0t	₫1.8t	9.9x	9.7x	0.8x
Mon, 08 Dec 2025	₫17.2t	₫22.0t	₫1.8t	9.5x	9.8x	0.8x
Wed, 05 Nov 2025	₫19.0t	₫22.1t	₫1.8t	10x	10.8x	0.9x
Fri, 03 Oct 2025	₫17.5t	₫21.8t	₫1.6t	11.4x	11.3x	0.8x
Sun, 31 Aug 2025	₫18.5t	₫21.8t	₫1.6t	12.4x	11.9x	0.9x
Tue, 29 Jul 2025	₫16.5t	₫21.8t	₫1.6t	9.6x	10.4x	0.8x
Thu, 26 Jun 2025	₫15.7t	₫21.7t	₫1.6t	9.8x	10.1x	0.7x
Sat, 24 May 2025	₫15.0t	₫21.7t	₫1.6t	9.8x	9.6x	0.7x
Mon, 21 Apr 2025	₫15.2t	₫21.7t	₫1.5t	11.5x	10.2x	0.7x
Wed, 19 Mar 2025	₫15.9t	₫21.7t	₫1.5t	11x	10.5x	0.7x
Fri, 14 Feb 2025	₫15.6t	₫21.7t	₫1.5t	11.5x	10.2x	0.7x
Sun, 12 Jan 2025	₫14.8t	₫17.8t	₫1.2t	10.5x	12.1x	0.8x
Tue, 10 Dec 2024	₫15.0t	₫17.8t	₫1.2t	10.7x	12.3x	0.8x
Thu, 07 Nov 2024	₫14.5t	₫17.9t	₫1.2t	10.4x	11.7x	0.8x
Sat, 05 Oct 2024	₫14.7t	₫17.9t	₫1.4t	8.7x	10.6x	0.8x
Mon, 02 Sep 2024	₫15.5t	₫17.9t	₫1.3t	9.9x	11.7x	0.9x
Wed, 31 Jul 2024	₫15.8t	₫17.7t	₫1.2t	10.5x	13.2x	0.9x
Fri, 28 Jun 2024	₫16.7t	₫17.7t	₫1.2t	10.9x	14x	0.9x
Sun, 26 May 2024	₫15.9t	₫17.7t	₫1.2t	10.4x	13.3x	0.9x
Tue, 23 Apr 2024	₫14.3t	₫17.6t	₫1.1t	9.8x	12.6x	0.8x
Thu, 21 Mar 2024	₫14.9t	₫17.6t	₫1.3t	9.9x	11.8x	0.8x
Sat, 17 Feb 2024	₫14.6t	₫17.7t	₫1.3t	9.7x	11.6x	0.8x
Mon, 15 Jan 2024	₫14.6t	₫17.2t	₫936.4b	10.7x	15.6x	0.9x
Wed, 13 Dec 2023	₫15.2t	₫17.2t	₫936.4b	10.7x	16.3x	0.9x
Fri, 10 Nov 2023	₫14.4t	₫17.1t	₫913.2b	11.3x	15.8x	0.8x
Sun, 08 Oct 2023	₫14.3t	₫16.9t	₫689.2b	10.8x	20.7x	0.8x
Tue, 05 Sep 2023	₫14.9t	₫16.9t	₫687.8b	11.6x	21.7x	0.9x

Current Industry PE

Investors are pessimistic on the Vietnamese Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.

The industry is trading at a PE ratio of 9.3x which is lower than its 3-year average PE of 12.0x.

The industry is trading close to its 3-year average PS ratio of 0.80x.

Past Earnings Growth

The earnings for companies in the Property and Casualty Insurance industry have grown 32% per year over the last three years.
Revenues for these companies have grown 11% per year.
This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Vietnamese Property and Casualty Insurance compare with similar industries?


VN Market	3.38%
Financials	1.37%
Insurance	-2.45%
Property and Casualty Insurance	-3.65%
Reinsurance	0.90%
General Insurance	-1.49%
Life and Health Insurance	-2.88%

Industry PEThere are no additional sub-industries under this industry.

Forecasted GrowthThere are no additional sub-industries under this industry.

	Company	Last Price	7D	1Y	Valuation
	BMI Bao Minh Insurance	₫14.00k	2.9% +₫60.2b	-28.1%	PE8.1x
	PGI Petrolimex Insurance	₫23.30k	0.9% +₫22.2b	14.5%	PE10x

Company

Last Price

Valuation

BMI Bao Minh Insurance

₫14.00k

2.9%
+₫60.2b

-28.1%

PE8.1x

PGI Petrolimex Insurance

₫23.30k

0.9%
+₫22.2b

14.5%

PE10x

New major risk - Revenue and earnings growth

Earnings have declined by 1.8% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 1.8% per year over the past 5 years. Minor Risks Dividend is not well covered by cash flows (127% cash payout ratio). Share price has been volatile over the past 3 months (6.6% average weekly change). Market cap is less than US$100m (₫2.33t market cap, or US$88.5m).

Vietnamese (HOSE) Property and Casualty Insurance Industry Analysis

Industry Valuation and Performance

Industry Comparison

Top Stock Gainers and Losers

Latest News

Now 23% undervalued after recent price drop

Dividend of ₫1,000 announced

New major risk - Revenue and earnings growth

Bao Minh Insurance Corporation Announces Relocation of Branch