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Filipino (PSEi) Diversified Banks Industry Analysis

UpdatedDec 24, 2025
DataAggregated Company Financials
Companies12
  • 7D0.5%
  • 3M-1.2%
  • 1Y-5.3%
  • YTDn/a

In the last week, the Diversified Banks industry is up 2.1%, with China Banking up 8.2%. During this same period, the Philippine Trust underperformed, falling 11%. In contrast, the industry has lost 5.1% in the last 12 months. Earnings are forecast to grow by 8.4% annually.

Industry Valuation and Performance

Has the Filipino Diversified Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 24 Dec 2025₱2.2t₱932.4b₱295.9b5.8x7.5x2.4x
Fri, 21 Nov 2025₱2.2t₱931.8b₱295.7b5.6x7.3x2.3x
Sun, 19 Oct 2025₱2.2t₱916.6b₱291.5b6.3x7.7x2.4x
Tue, 16 Sep 2025₱2.2t₱916.6b₱291.5b6.2x7.5x2.4x
Thu, 14 Aug 2025₱2.3t₱909.5b₱289.6b6.3x8x2.5x
Sat, 12 Jul 2025₱2.4t₱896.2b₱286.7b6.8x8.4x2.7x
Mon, 09 Jun 2025₱2.5t₱896.2b₱286.7b7x8.8x2.8x
Wed, 07 May 2025₱2.6t₱887.9b₱285.3b7.2x9.1x2.9x
Fri, 04 Apr 2025₱2.6t₱877.5b₱282.8b7.4x9x2.9x
Sun, 02 Mar 2025₱2.4t₱871.0b₱278.5b7.1x8.8x2.8x
Tue, 28 Jan 2025₱2.3t₱881.7b₱271.3b7.1x8.5x2.6x
Thu, 26 Dec 2024₱2.3t₱881.7b₱271.3b7x8.6x2.6x
Sat, 23 Nov 2024₱2.4t₱881.6b₱271.7b6.9x8.9x2.8x
Mon, 21 Oct 2024₱2.6t₱850.8b₱259.1b7.4x10x3x
Wed, 18 Sep 2024₱2.4t₱850.8b₱259.1b6.4x9.3x2.8x
Fri, 16 Aug 2024₱2.2t₱851.6b₱258.7b5.2x8.4x2.5x
Sun, 14 Jul 2024₱2.2t₱827.9b₱253.3b5.4x8.8x2.7x
Tue, 11 Jun 2024₱2.2t₱827.9b₱253.3b5.6x8.6x2.6x
Thu, 09 May 2024₱2.2t₱823.8b₱254.6b5.3x8.7x2.7x
Sat, 06 Apr 2024₱2.2t₱803.9b₱247.3b5.4x9.1x2.8x
Mon, 04 Mar 2024₱2.2t₱803.6b₱249.7b5.4x9x2.8x
Wed, 31 Jan 2024₱2.1t₱765.5b₱234.8b5.7x9x2.7x
Fri, 29 Dec 2023₱1.9t₱765.6b₱234.8b5.5x8.3x2.5x
Sun, 26 Nov 2023₱1.9t₱765.3b₱234.7b5.6x8.3x2.5x
Tue, 24 Oct 2023₱1.9t₱735.2b₱224.8b5.7x8.5x2.6x
Thu, 21 Sep 2023₱2.0t₱735.2b₱224.8b5.6x8.7x2.7x
Sat, 19 Aug 2023₱2.1t₱735.1b₱225.0b5.8x9.3x2.8x
Mon, 17 Jul 2023₱2.1t₱712.0b₱219.3b5.4x9.8x3x
Wed, 14 Jun 2023₱2.0t₱712.0b₱219.3b5.6x9.2x2.8x
Fri, 12 May 2023₱2.1t₱690.3b₱209.9b6.4x9.9x3x
Sun, 09 Apr 2023₱2.0t₱672.6b₱202.8b6.7x9.8x3x
Tue, 07 Mar 2023₱2.0t₱674.9b₱208.3b6.9x9.7x3x
Thu, 02 Feb 2023₱2.0t₱650.3b₱194.1b6.7x10.4x3.1x
Sat, 31 Dec 2022₱1.8t₱650.3b₱194.1b6.1x9.3x2.8x
Price to Earnings Ratio

9.3x


Total Market Cap: ₱1.8tTotal Earnings: ₱194.1bTotal Revenue: ₱650.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Filipino Diversified Banks Industry Price to Earnings3Y Average 8.9x202320242025
Current Industry PE
  • Investors are pessimistic on the Filipino Diversified Banks industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.5x which is lower than its 3-year average PE of 8.9x.
  • The 3-year average PS ratio of 2.7x is higher than the industry's current PS ratio of 2.4x.
Past Earnings Growth
  • The earnings for companies in the Diversified Banks industry have grown 15% per year over the last three years.
  • Revenues for these companies have grown 13% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Filipino Diversified Banks compare with similar industries?

PH Market-0.16%
Financials0.51%
Banks0.47%
Diversified Banks0.47%
Regional Banks0.41%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BDO BDO Unibank₱133.001.5%
+₱10.7b		-7.5%PB1.1x
CBC China Banking₱57.103.8%
+₱5.7b		-9.9%PB0.8x
UBP Union Bank of the Philippines₱27.002.3%
+₱2.0b		-23.0%PB0.5x
PNB Philippine National Bank₱51.952.1%
+₱1.6b		93.5%PB0.3x
BNCOM Bank of Commerce₱9.192.1%
+₱266.6m		36.1%PB0.4x

Latest News

RCB
₱25.30
Rizal Commercial Banking
7D
-1.2%
1Y
6.1%
BPI
₱119.80
Bank of the Philippine Islands
7D
-0.2%
1Y
-2.3%

BPI: Steady Dividend And Merger Plans Will Support Bullish Outlook

Analysts have trimmed their price target for Bank of the Philippine Islands slightly, citing marginally lower assumed revenue growth and discount rates, offset by a modestly higher projected profit margin and a slightly cheaper future price to earnings multiple. This results in an updated fair value estimate that remains effectively unchanged at PHP 150.31.
PNB
₱51.95
Philippine National Bank
7D
2.1%
1Y
93.5%
UBP
₱27.00
Union Bank of the Philippines
7D
2.3%
1Y
-23.0%

UBP: Capital Support For Subsidiary Is Expected To Drive Stronger Prospects

Analysts have trimmed their fair value estimate for Union Bank of the Philippines from PHP 33.50 to PHP 30.00, citing a higher required return and slightly slower expected revenue growth, partly offset by improved profit margin assumptions and a modestly lower future price to earnings multiple. What's in the News A board meeting is scheduled for October 8, 2025, to consider infusing up to PHP 1.5 billion in additional capital into subsidiary City Savings Bank Inc to support its growth and ongoing operations (Key Developments).
PTC
₱85.95
Philippine Trust
7D
-13.2%
1Y
-9.5%
BDO
₱133.00
BDO Unibank
7D
1.5%
1Y
-7.5%
SECB
₱64.20
Security Bank
7D
-4.0%
1Y
-27.0%
CBC
₱57.10
China Banking
7D
3.8%
1Y
-9.9%
PBC
₱16.78
Philippine Bank of Communications
7D
2.9%
1Y
5.5%
BNCOM
₱9.19
Bank of Commerce
7D
2.1%
1Y
36.1%
MBT
₱67.90
Metropolitan Bank & Trust
7D
-0.5%
1Y
-9.2%