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UBP logo

Union Bank of the Philippines PSE:UBP Stock Report

Last Price

₱34.85

Market Cap

₱116.9b

7D

-3.1%

1Y

-30.2%

Updated

20 Dec, 2024

Data

Company Financials +

Union Bank of the Philippines

PSE:UBP Stock Report

Market Cap: ₱116.9b

UBP Stock Overview

Provides commercial banking products and services in the Philippines. More details

UBP fundamental analysis
Snowflake Score
Valuation2/6
Future Growth4/6
Past Performance1/6
Financial Health4/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

Union Bank of the Philippines Competitors

Price History & Performance

Summary of share price highs, lows and changes for Union Bank of the Philippines
Historical stock prices
Current Share Price₱34.85
52 Week High₱50.40
52 Week Low₱32.45
Beta0.63
1 Month Change-5.94%
3 Month Change-9.01%
1 Year Change-30.16%
3 Year Change-56.61%
5 Year Change-4.12%
Change since IPO228.63%

Recent News & Updates

Recent updates

Shareholder Returns

UBPPH BanksPH Market
7D-3.1%-2.8%-2.3%
1Y-30.2%18.6%7.9%

Return vs Industry: UBP underperformed the PH Banks industry which returned 18.6% over the past year.

Return vs Market: UBP underperformed the PH Market which returned 7.9% over the past year.

Price Volatility

Is UBP's price volatile compared to industry and market?
UBP volatility
UBP Average Weekly Movement4.1%
Banks Industry Average Movement4.8%
Market Average Movement5.2%
10% most volatile stocks in PH Market10.9%
10% least volatile stocks in PH Market2.8%

Stable Share Price: UBP has not had significant price volatility in the past 3 months compared to the PH market.

Volatility Over Time: UBP's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19685,482Edwin Bautistawww.unionbankph.com

Union Bank of the Philippines, together with its subsidiaries, provides commercial banking products and services in the Philippines. It operates through Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Treasury Banking, and Trust and Insurance segments. The company offers savings, currency, and checking accounts; time deposits; personal, auto, mortgage, and quick loans; debit, credit, and corporate credit cards; bancassurance products; commercial banking ; cash management, retail banking, capital markets, corporate and consumer finance, investment management and trust banking services; SME banking solutions; wealth; and treasury products.

Union Bank of the Philippines Fundamentals Summary

How do Union Bank of the Philippines's earnings and revenue compare to its market cap?
UBP fundamental statistics
Market cap₱116.90b
Earnings (TTM)₱9.53b
Revenue (TTM)₱57.41b

12.1x

P/E Ratio

0.6x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UBP income statement (TTM)
Revenue₱57.41b
Cost of Revenue₱224.38m
Gross Profit₱57.19b
Other Expenses₱47.65b
Earnings₱9.53b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.87
Gross Margin99.61%
Net Profit Margin16.60%
Debt/Equity Ratio128.8%

How did UBP perform over the long term?

See historical performance and comparison

Dividends

2.3%

Current Dividend Yield

26%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 15:57
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Union Bank of the Philippines is covered by 13 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joahnna SorianoBofA Global Research
Alfred DyCLSA
Charles William AngCOL Financial Group, Inc