Union Bank of the Philippines

PSE:UBP Stock Report

Market Cap: ₱109.6b

Union Bank of the Philippines Management

Management criteria checks 2/4

Union Bank of the Philippines' CEO is Ana Maria Delgado, appointed in Jan 2025, has a tenure of less than a year. directly owns 0.054% of the company’s shares, worth ₱59.23M. The average tenure of the management team and the board of directors is 3.3 years and 4.1 years respectively.

Key information

Ana Maria Delgado

Chief executive officer

n/a

Total compensation

CEO salary percentagen/a
CEO tenureless than a year
CEO ownership0.05%
Management average tenure3.3yrs
Board average tenure4.1yrs

Recent management updates

Recent updates

author-image

Completion Of Citi Integration Will Enable Focus On Growth Initiatives By 2025

Focus on consumer loans and strategic shifts aim to sustain high net interest margins, enhancing future revenue growth and profitability.

CEO

Ana Maria Delgado (43 yo)

less than a year
Tenure

Ms. Ana Maria Aboitiz Delgado was Head of Inst. Banking, Chief Digital Channel Ofcr & Chief Customer Experience Ofcr of Union Bank of the Philippines. He has been President, CEO & Director of Union Bank of...


Leadership Team

NamePositionTenureCompensationOwnership
Ana Maria Delgado
Presidentless than a yearno data0.054%
₱ 59.2m
Manuel Lozano
Executive VP & CFO2.3yrsno data0.0021%
₱ 2.3m
Manish Chawla
Executive VPless than a yearno datano data
Cristina Tismo
Senior VP & Chief Information Officer1.6yrsno data0.00013%
₱ 142.5k
Carlo Enanosa
Senior VP - Head of Corporate Planning & Investor Relations2.9yrsno data0.0022%
₱ 2.4m
Joselito Banaag
Senior VP9.5yrsno data0.00089%
₱ 975.5k
Isagani Cortes
Executive VPless than a yearno datano data
Albert Raymond Cuadrante
Senior VP and Chief Marketing & Experience Officer3.8yrsno data0.00031%
₱ 339.8k
Michaela Sophia Rubio
Executive VP5.8yrsno data0.0066%
₱ 7.3m
Ramon Duarte
Executive VP - Center Head of Transaction Banking18.9yrsno data0.012%
₱ 12.9m
Raquel Palang
Senior Vice President4.9yrsno data0.0037%
₱ 4.1m
Gerard dela Darvin
Senior VP & Corporate Solutions Head8.8yrsno data0.0029%
₱ 3.1m
3.3yrs
Average Tenure
53yo
Average Age

Experienced Management: UBP's management team is considered experienced (3.3 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Ana Maria Delgado
President4.1yrsno data0.054%
₱ 59.2m
Francisco Lim
Independent Director4yrsno data0.00041%
₱ 449.4k
Justo Antonio Ortiz
Vice Chairman of the Board31.8yrsno data0.17%
₱ 186.4m
Sabin Aboitiz
Non-Executive Director12yrsno data0.17%
₱ 185.2m
Erramon Isidro Aboitiz
Chairman of the Board31.8yrsno data0.87%
₱ 958.1m
Jose Emmanuel Hilado
Director2.1yrsno data0.033%
₱ 35.7m
Nina Perpetua Aguas
Non-Executive Director9.3yrsno data0%
₱ 0
Iker Markel Aboitiz
Directorless than a yearno data0.063%
₱ 68.5m
Manuel Escueta
Independent Director4.1yrsno data0%
₱ 0
Roberto Manabat
Lead Independent Director7yrsno data0%
₱ 0
Josiah Go
Independent Director4.1yrsno data0%
₱ 0
Samel Aboitiz
Non-Executive Director3.1yrsno data0.073%
₱ 80.3m
4.1yrs
Average Tenure
63.5yo
Average Age

Experienced Board: UBP's board of directors are considered experienced (4.1 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/30 18:09
End of Day Share Price 2025/05/30 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Union Bank of the Philippines is covered by 14 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Julian Vincent RoxasBofA Global Research
Alfred DyCLSA
Charmaine CoCOL Financial Group, Inc