Union Bank of the Philippines Future Growth
Future criteria checks 4/6
Union Bank of the Philippines is forecast to grow earnings and revenue by 28% and 16.1% per annum respectively. EPS is expected to grow by 27.9% per annum. Return on equity is forecast to be 11.1% in 3 years.
Key information
28.0%
Earnings growth rate
27.9%
EPS growth rate
Banks earnings growth | 9.1% |
Revenue growth rate | 16.1% |
Future return on equity | 11.1% |
Analyst coverage | Good |
Last updated | 16 Apr 2024 |
Recent future growth updates
Recent updates
Earnings and Revenue Growth Forecasts
Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
---|---|---|---|---|---|
12/31/2026 | 98,844 | 23,889 | N/A | N/A | 1 |
12/31/2025 | 80,671 | 18,274 | N/A | N/A | 3 |
12/31/2024 | 80,793 | 15,388 | N/A | N/A | 1 |
12/31/2023 | 56,737 | 9,072 | -38,072 | -35,789 | N/A |
9/30/2023 | 58,138 | 10,519 | -63,795 | -61,471 | N/A |
6/30/2023 | 57,597 | 12,891 | -72,177 | -69,856 | N/A |
3/31/2023 | 52,364 | 13,295 | -62,468 | -60,351 | N/A |
12/31/2022 | 48,132 | 12,601 | -55,577 | -55,026 | N/A |
9/30/2022 | 42,268 | 11,868 | -42,785 | -42,260 | N/A |
6/30/2022 | 36,875 | 10,222 | -18,970 | -18,426 | N/A |
3/31/2022 | 37,080 | 10,383 | -12,720 | -12,228 | N/A |
12/31/2021 | 39,304 | 12,525 | 2,712 | 3,218 | N/A |
9/30/2021 | 39,852 | 13,739 | 26,523 | 27,117 | N/A |
6/30/2021 | 41,229 | 15,565 | 14,564 | 15,303 | N/A |
3/31/2021 | 38,097 | 14,286 | 46,144 | 47,085 | N/A |
12/31/2020 | 33,690 | 11,553 | 23,455 | 24,481 | N/A |
9/30/2020 | 35,696 | 13,924 | -8,377 | -7,158 | N/A |
6/30/2020 | 35,813 | 13,517 | -13,264 | -12,177 | N/A |
3/31/2020 | 35,483 | 13,780 | -33,422 | -33,534 | N/A |
12/31/2019 | 34,823 | 14,026 | -41,542 | -40,608 | N/A |
9/30/2019 | 29,498 | 9,372 | -16,479 | -15,401 | N/A |
6/30/2019 | 25,765 | 6,943 | -21,496 | -20,563 | N/A |
3/31/2019 | 24,617 | 6,171 | -29,278 | -27,176 | N/A |
12/31/2018 | 24,617 | 6,876 | -28,330 | -27,287 | N/A |
9/30/2018 | 24,624 | 8,106 | -41,559 | -40,831 | N/A |
6/30/2018 | 24,919 | 8,767 | -30,197 | -29,310 | N/A |
3/31/2018 | 25,011 | 9,135 | -12,935 | -12,161 | N/A |
1/1/2018 | 24,103 | 7,904 | -28,269 | -27,487 | N/A |
9/30/2017 | 22,479 | 8,312 | N/A | -59,515 | N/A |
6/30/2017 | 24,834 | 10,501 | N/A | -45,897 | N/A |
3/31/2017 | 24,346 | 10,659 | N/A | -77,781 | N/A |
1/1/2017 | 23,556 | 10,058 | N/A | -40,970 | N/A |
9/30/2016 | 24,348 | 10,477 | N/A | -42,409 | N/A |
6/30/2016 | 20,391 | 6,924 | N/A | -71,473 | N/A |
3/31/2016 | 19,510 | 6,139 | N/A | -76,918 | N/A |
12/31/2015 | 19,113 | 6,008 | N/A | -66,133 | N/A |
9/30/2015 | 18,681 | 6,072 | N/A | 53,549 | N/A |
6/30/2015 | 18,547 | 6,939 | N/A | 80,094 | N/A |
3/31/2015 | 18,884 | 7,474 | N/A | 134,283 | N/A |
12/31/2014 | 19,757 | 8,401 | N/A | 25,641 | N/A |
9/30/2014 | 18,137 | 7,682 | N/A | -87,477 | N/A |
6/30/2014 | 17,724 | 7,298 | N/A | -112,222 | N/A |
3/31/2014 | 17,914 | 7,430 | N/A | -141,753 | N/A |
12/31/2013 | 20,077 | 9,025 | N/A | -14,306 | N/A |
9/30/2013 | 19,241 | 8,627 | N/A | -22,674 | N/A |
6/30/2013 | 19,592 | 9,728 | N/A | -4,514 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: UBP's forecast earnings growth (28% per year) is above the savings rate (5.1%).
Earnings vs Market: UBP's earnings (28% per year) are forecast to grow faster than the PH market (11.7% per year).
High Growth Earnings: UBP's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: UBP's revenue (16.1% per year) is forecast to grow faster than the PH market (7.4% per year).
High Growth Revenue: UBP's revenue (16.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: UBP's Return on Equity is forecast to be low in 3 years time (11.1%).