Union Bank of the Philippines

PSE:UBP Stock Report

Market Cap: ₱122.9b

Union Bank of the Philippines Future Growth

Future criteria checks 4/6

Union Bank of the Philippines is forecast to grow earnings and revenue by 30.5% and 18.1% per annum respectively. EPS is expected to grow by 22.4% per annum. Return on equity is forecast to be 9% in 3 years.

Key information

30.5%

Earnings growth rate

22.4%

EPS growth rate

Banks earnings growth9.5%
Revenue growth rate18.1%
Future return on equity9.0%
Analyst coverage

Low

Last updated06 Nov 2024

Recent future growth updates

Recent updates

Earnings and Revenue Growth Forecasts

PSE:UBP - Analysts future estimates and past financials data (PHP Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202694,00619,794N/AN/A2
12/31/202580,10616,846N/AN/A3
12/31/202477,21312,715N/AN/A2
9/30/202457,4129,836-8,357-6,765N/A
6/30/202455,6038,0346,6078,171N/A
3/31/202456,4997,528-28,334-26,534N/A
12/31/202356,7379,072-38,072-35,789N/A
9/30/202358,13810,288-66,940-64,616N/A
6/30/202357,59712,660-75,322-73,000N/A
3/31/202352,36413,550-65,725-63,609N/A
12/31/202248,13212,601-55,577-55,026N/A
9/30/202242,26811,868-42,785-42,260N/A
6/30/202236,87510,222-18,970-18,426N/A
3/31/202237,08010,383-12,720-12,228N/A
12/31/202139,30412,5252,7123,218N/A
9/30/202139,85213,73926,52327,117N/A
6/30/202141,22915,56514,56415,303N/A
3/31/202138,09714,28646,14447,085N/A
12/31/202033,69011,55323,45524,481N/A
9/30/202035,69613,924-8,377-7,158N/A
6/30/202035,81313,517-13,264-12,177N/A
3/31/202035,48313,780-33,422-33,534N/A
12/31/201934,82314,026-41,542-40,608N/A
9/30/201929,4989,372-16,479-15,401N/A
6/30/201925,7656,943-21,496-20,563N/A
3/31/201924,6176,171-29,278-27,176N/A
12/31/201824,6176,876-28,330-27,287N/A
9/30/201824,6248,106-41,559-40,831N/A
6/30/201824,9198,767N/A-29,310N/A
3/31/201825,0119,135N/A-12,161N/A
1/1/201824,1037,904N/A-27,487N/A
9/30/201722,4798,312N/A-59,515N/A
6/30/201724,83410,501N/A-45,897N/A
3/31/201724,34610,659N/A-77,781N/A
1/1/201723,55610,058N/A-40,970N/A
9/30/201624,34810,477N/A-42,409N/A
6/30/201620,3916,924N/A-71,473N/A
3/31/201619,5106,139N/A-76,918N/A
12/31/201519,1136,008N/A-66,133N/A
9/30/201518,6816,072N/A53,549N/A
6/30/201518,5476,939N/A80,094N/A
3/31/201518,8847,474N/A134,283N/A
12/31/201419,7578,401N/A25,641N/A
9/30/201418,1377,682N/A-87,477N/A
6/30/201417,7247,298N/A-112,222N/A
3/31/201417,9147,430N/A-141,753N/A
12/31/201320,0779,025N/A-14,306N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: UBP's forecast earnings growth (30.5% per year) is above the savings rate (5.3%).

Earnings vs Market: UBP's earnings (30.5% per year) are forecast to grow faster than the PH market (12.1% per year).

High Growth Earnings: UBP's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: UBP's revenue (18.1% per year) is forecast to grow faster than the PH market (7.5% per year).

High Growth Revenue: UBP's revenue (18.1% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: UBP's Return on Equity is forecast to be low in 3 years time (9%).

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