PNB Stock Overview
Provides various banking and financial products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
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Philippine National Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₱31.10 |
| 52 Week High | ₱31.45 |
| 52 Week Low | ₱19.12 |
| Beta | 0.66 |
| 1 Month Change | 6.51% |
| 3 Month Change | 15.40% |
| 1 Year Change | 62.32% |
| 3 Year Change | 55.81% |
| 5 Year Change | 6.32% |
| Change since IPO | -92.10% |
Recent News & Updates
Recent updates
Shareholder Returns
| PNB | PH Banks | PH Market | |
|---|---|---|---|
| 7D | 7.2% | 1.7% | 0.7% |
| 1Y | 62.3% | 9.6% | 1.9% |
Return vs Industry: PNB exceeded the PH Banks industry which returned 9.6% over the past year.
Return vs Market: PNB exceeded the PH Market which returned 1.9% over the past year.
Price Volatility
| PNB volatility | |
|---|---|
| PNB Average Weekly Movement | 2.9% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 5.7% |
| 10% most volatile stocks in PH Market | 12.0% |
| 10% least volatile stocks in PH Market | 2.9% |
Stable Share Price: PNB has not had significant price volatility in the past 3 months compared to the PH market.
Volatility Over Time: PNB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1916 | n/a | Florido Casuela | www.pnb.com.ph |
Philippine National Bank provides various banking and financial products and services. It operates through Retail Banking, Corporate Banking, Treasury, and Other segments. The company offers a range of commercial banking services, including deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, investment banking, treasury operations, fund transfers, and remittance and trust services.
Philippine National Bank Fundamentals Summary
| PNB fundamental statistics | |
|---|---|
| Market cap | ₱47.45b |
| Earnings (TTM) | ₱19.41b |
| Revenue (TTM) | ₱53.90b |
2.4x
P/E Ratio0.2x
P/B RatioIs PNB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PNB income statement (TTM) | |
|---|---|
| Revenue | ₱53.90b |
| Cost of Revenue | ₱68.38m |
| Gross Profit | ₱53.83b |
| Other Expenses | ₱34.42b |
| Earnings | ₱19.41b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 12.72 |
| Gross Margin | 99.87% |
| Net Profit Margin | 36.01% |
| Debt/Equity Ratio | 7.3% |
How did PNB perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/21 18:30 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Philippine National Bank is covered by 18 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Minda Olonan | Citigroup Inc |
| Alfred Dy | CLSA |
| Charmaine Co | COL Financial Group, Inc |