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RCB logo

Rizal Commercial Banking PSE:RCB Stock Report

Last Price

₱24.95

Market Cap

₱60.4b

7D

4.6%

1Y

18.2%

Updated

21 Dec, 2024

Data

Company Financials

Rizal Commercial Banking Corporation

PSE:RCB Stock Report

Market Cap: ₱60.4b

RCB Stock Overview

Engages in the provision of banking and financial products and services in the Philippines and internationally. More details

RCB fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends3/6

Rewards

Trading at 11.9% below our estimate of its fair value

Risk Analysis

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

Rizal Commercial Banking Corporation Competitors

Security Bank

PSE:SECB

₱65.9b

Philippine Trust

PSE:PTC

₱95.0b

Union Bank of the Philippines

PSE:UBP

₱115.6b

Philippine National Bank

PSE:PNB

₱40.3b

Price History & Performance

Summary of share price highs, lows and changes for Rizal Commercial Banking
Historical stock prices
Current Share Price₱24.95
52 Week High₱27.85
52 Week Low₱21.00
Beta0.44
1 Month Change0.60%
3 Month Change-1.77%
1 Year Change18.25%
3 Year Change24.75%
5 Year Change8.48%
Change since IPO517.26%

Recent News & Updates

Recent updates

Shareholder Returns

RCBPH BanksPH Market
7D4.6%-3.9%-2.1%
1Y18.2%16.8%7.3%

Return vs Industry: RCB exceeded the PH Banks industry which returned 16.8% over the past year.

Return vs Market: RCB exceeded the PH Market which returned 7.3% over the past year.

Price Volatility

Is RCB's price volatile compared to industry and market?
RCB volatility
RCB Average Weekly Movement5.5%
Banks Industry Average Movement4.7%
Market Average Movement5.2%
10% most volatile stocks in PH Market10.8%
10% least volatile stocks in PH Market2.7%

Stable Share Price: RCB has not had significant price volatility in the past 3 months compared to the PH market.

Volatility Over Time: RCB's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1960n/aEugene Acevedowww.rcbc.com

Rizal Commercial Banking Corporation engages in the provision of banking and financial products and services in the Philippines and internationally. It operates through Corporate, Retail, Small and Medium Enterprises, Treasury, and Others segments. The company accepts savings, checking, and time deposits, as well as foreign currency deposits.

Rizal Commercial Banking Corporation Fundamentals Summary

How do Rizal Commercial Banking's earnings and revenue compare to its market cap?
RCB fundamental statistics
Market cap₱60.37b
Earnings (TTM)₱8.28b
Revenue (TTM)₱44.09b

7.3x

P/E Ratio

0.4x

P/B Ratio

Is RCB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RCB income statement (TTM)
Revenue₱44.09b
Cost of Revenue₱0
Gross Profit₱44.09b
Other Expenses₱35.81b
Earnings₱8.28b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)3.42
Gross Margin100.00%
Net Profit Margin18.78%
Debt/Equity Ratio58.2%

How did RCB perform over the long term?

See historical performance and comparison

Dividends

4.1%

Current Dividend Yield

22%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 20:51
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Rizal Commercial Banking Corporation is covered by 10 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Alfred DyCLSA
null nullCLSA
Gilbert LopezCredit Suisse