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Filipino (PSEi) Financials Sector Analysis
UpdatedSep 28, 2025
DataAggregated Company Financials
Companies36
- 7D-3.9%
- 3M-8.9%
- 1Y-10.6%
- YTD-4.3%
Over the last 7 days, the Financials industry has dropped 3.9%, driven by a pullback from BDO Unibank of 8.2%. Overall the industry is down 11% in 12 months. As for the next few years, earnings are expected to grow by 9.6% per annum.
Sector Valuation and Performance
Has the Filipino Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sun, 28 Sep 2025 | ₱2.4t | ₱969.6b | ₱312.3b | 9.2x | 7.7x | 2.5x |
| Tue, 26 Aug 2025 | ₱2.4t | ₱969.6b | ₱312.3b | 9.4x | 7.8x | 2.5x |
| Thu, 24 Jul 2025 | ₱2.6t | ₱949.4b | ₱307.5b | 9.6x | 8.3x | 2.7x |
| Sat, 21 Jun 2025 | ₱2.6t | ₱949.3b | ₱307.5b | 9.7x | 8.6x | 2.8x |
| Mon, 19 May 2025 | ₱2.7t | ₱950.3b | ₱308.9b | 9.8x | 8.8x | 2.9x |
| Wed, 16 Apr 2025 | ₱2.7t | ₱930.6b | ₱304.7b | 9.9x | 8.8x | 2.9x |
| Fri, 14 Mar 2025 | ₱2.7t | ₱930.4b | ₱304.2b | 9.5x | 8.9x | 2.9x |
| Sun, 09 Feb 2025 | ₱2.6t | ₱934.6b | ₱293.0b | 9.7x | 8.7x | 2.7x |
| Tue, 07 Jan 2025 | ₱2.5t | ₱934.5b | ₱293.0b | 9.8x | 8.7x | 2.7x |
| Thu, 05 Dec 2024 | ₱2.6t | ₱934.5b | ₱293.0b | 10.3x | 8.7x | 2.7x |
| Sat, 02 Nov 2024 | ₱2.6t | ₱909.8b | ₱281.7b | 10.1x | 9.4x | 2.9x |
| Mon, 30 Sep 2024 | ₱2.7t | ₱901.4b | ₱278.0b | 11x | 9.6x | 3x |
| Wed, 28 Aug 2024 | ₱2.4t | ₱901.4b | ₱278.0b | 10.3x | 8.8x | 2.7x |
| Fri, 26 Jul 2024 | ₱2.4t | ₱876.1b | ₱270.7b | 9.1x | 8.8x | 2.7x |
| Sun, 23 Jun 2024 | ₱2.2t | ₱876.0b | ₱270.7b | 9.2x | 8.1x | 2.5x |
| Tue, 21 May 2024 | ₱2.3t | ₱877.5b | ₱270.9b | 9.1x | 8.6x | 2.7x |
| Thu, 18 Apr 2024 | ₱2.4t | ₱850.6b | ₱263.6b | 10.8x | 9x | 2.8x |
| Sat, 16 Mar 2024 | ₱2.3t | ₱847.1b | ₱262.0b | 8.7x | 8.8x | 2.7x |
| Mon, 12 Feb 2024 | ₱2.3t | ₱810.4b | ₱249.6b | 9x | 9.3x | 2.9x |
| Wed, 10 Jan 2024 | ₱2.3t | ₱866.6b | ₱260.6b | 10x | 8.9x | 2.7x |
| Fri, 08 Dec 2023 | ₱2.2t | ₱866.6b | ₱260.5b | 9.5x | 8.3x | 2.5x |
| Sun, 05 Nov 2023 | ₱2.2t | ₱851.9b | ₱255.6b | 9.5x | 8.5x | 2.6x |
| Tue, 03 Oct 2023 | ₱2.3t | ₱834.5b | ₱249.9b | 11x | 9.3x | 2.8x |
| Thu, 31 Aug 2023 | ₱2.3t | ₱837.0b | ₱253.0b | 9.6x | 9.2x | 2.8x |
| Sat, 29 Jul 2023 | ₱2.4t | ₱810.8b | ₱232.5b | 13x | 10.4x | 3x |
| Mon, 26 Jun 2023 | ₱2.3t | ₱810.5b | ₱232.4b | 12.2x | 10x | 2.9x |
| Wed, 24 May 2023 | ₱2.3t | ₱810.2b | ₱232.2b | 12.5x | 10.1x | 2.9x |
| Fri, 21 Apr 2023 | ₱2.3t | ₱776.4b | ₱230.5b | 12.2x | 10.1x | 3x |
| Sun, 19 Mar 2023 | ₱2.2t | ₱760.3b | ₱223.0b | 10.8x | 10x | 2.9x |
| Tue, 14 Feb 2023 | ₱2.3t | ₱738.9b | ₱216.8b | 12.3x | 10.6x | 3.1x |
| Thu, 12 Jan 2023 | ₱2.1t | ₱738.9b | ₱216.8b | 10.9x | 9.7x | 2.8x |
| Sat, 10 Dec 2022 | ₱2.0t | ₱739.0b | ₱216.8b | 10.2x | 9.4x | 2.8x |
| Mon, 07 Nov 2022 | ₱2.0t | ₱719.2b | ₱208.2b | 11.4x | 9.6x | 2.8x |
| Wed, 05 Oct 2022 | ₱1.9t | ₱704.2b | ₱198.4b | 10.9x | 9.6x | 2.7x |
Price to Earnings Ratio
9.6x
Current Industry PE
- Investors are pessimistic on the Filipino Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 7.7x which is lower than its 3-year average PE of 9.1x.
- The 3-year average PS ratio of 2.8x is higher than the industry's current PS ratio of 2.5x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 16% per year over the last three years.
- Revenues for these companies have grown 11% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Filipino Financials sector?
| PH Market | -2.88% | |
| Financials | -3.90% | |
| Insurance | 2.90% | |
| Consumer Finance | 0.15% | |
| Mortgage Finance | 0% | 0 |
| Diversified Financial | -0.045% | |
| Capital Markets | -3.48% | |
| Banks | -3.96% | |
Industry PE
- Investors are most optimistic about the Consumer Finance industry even though it's trading below its 3-year average PE ratio of 85.9x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 2.2x.
Forecasted Growth
- Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 9.6% over the next 5 years.
- However this is lower than its past earnings growth rate of 13% per year.
- In contrast, the Banks industry is expected to see its earnings grow by 9.6% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| CBC China Banking | ₱62.40 | 2.3% +₱3.8b | 21.2% | PB1x | |
| PSB Philippine Savings Bank | ₱56.75 | 3.0% +₱704.3m | -4.9% | PB0.5x | |
| PBC Philippine Bank of Communications | ₱17.32 | 4.1% +₱326.8m | -3.1% | PB0.4x | |
| RCB Rizal Commercial Banking | ₱25.60 | 0.4% +₱242.0m | -4.8% | PB0.4x | |
| BNCOM Bank of Commerce | ₱8.00 | 1.3% +₱140.3m | -7.0% | PB0.4x |