Filipino (PSEi) Financials Sector Analysis

Sector Valuation and Performance

Has the Filipino Financials Sector valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Sun, 12 Jul 2026	₱2.2t	₱1.0t	₱328.6b	7.9x	6.8x	2.2x
Tue, 09 Jun 2026	₱2.1t	₱1.0t	₱328.4b	7.1x	6.4x	2.1x
Thu, 07 May 2026	₱2.1t	₱1.0t	₱325.6b	7x	6.5x	2.1x
Sat, 04 Apr 2026	₱2.2t	₱1.0t	₱322.9b	8.1x	6.8x	2.2x
Mon, 02 Mar 2026	₱2.5t	₱1.0t	₱323.6b	9.1x	7.7x	2.5x
Wed, 28 Jan 2026	₱2.4t	₱986.5b	₱316.7b	9.1x	7.7x	2.5x
Fri, 26 Dec 2025	₱2.4t	₱986.5b	₱316.7b	9.4x	7.5x	2.4x
Sun, 23 Nov 2025	₱2.3t	₱985.7b	₱316.4b	9.2x	7.3x	2.4x
Tue, 21 Oct 2025	₱2.4t	₱971.5b	₱313.8b	9.2x	7.6x	2.5x
Thu, 18 Sep 2025	₱2.4t	₱969.6b	₱312.3b	9.2x	7.8x	2.5x
Sat, 16 Aug 2025	₱2.5t	₱968.9b	₱313.5b	9.3x	7.9x	2.6x
Mon, 14 Jul 2025	₱2.6t	₱949.3b	₱307.5b	9.5x	8.3x	2.7x
Wed, 11 Jun 2025	₱2.6t	₱949.3b	₱307.5b	9.8x	8.6x	2.8x
Fri, 09 May 2025	₱2.7t	₱943.8b	₱307.0b	10.2x	8.9x	2.9x
Sun, 06 Apr 2025	₱2.7t	₱931.1b	₱304.9b	9.9x	8.8x	2.9x
Tue, 04 Mar 2025	₱2.6t	₱924.0b	₱300.5b	9.5x	8.7x	2.8x
Thu, 30 Jan 2025	₱2.5t	₱934.6b	₱293.0b	9.4x	8.5x	2.7x
Sat, 28 Dec 2024	₱2.5t	₱934.5b	₱293.0b	9.5x	8.5x	2.7x
Mon, 25 Nov 2024	₱2.6t	₱934.4b	₱293.0b	10.1x	8.8x	2.8x
Wed, 23 Oct 2024	₱2.7t	₱901.4b	₱278.0b	11.2x	9.8x	3x
Fri, 20 Sep 2024	₱2.6t	₱901.4b	₱278.0b	10.9x	9.2x	2.9x
Sun, 18 Aug 2024	₱2.3t	₱900.4b	₱277.7b	8.8x	8.4x	2.6x
Tue, 16 Jul 2024	₱2.4t	₱876.0b	₱270.7b	9.3x	8.7x	2.7x
Thu, 13 Jun 2024	₱2.3t	₱876.0b	₱270.7b	9.5x	8.4x	2.6x
Sat, 11 May 2024	₱2.3t	₱870.3b	₱271.3b	8.4x	8.5x	2.6x
Mon, 08 Apr 2024	₱2.4t	₱848.8b	₱262.4b	11.1x	9.1x	2.8x
Wed, 06 Mar 2024	₱2.3t	₱848.3b	₱263.4b	8.8x	8.9x	2.8x
Fri, 02 Feb 2024	₱2.4t	₱866.4b	₱260.8b	10.7x	9.2x	2.8x
Sun, 31 Dec 2023	₱2.2t	₱866.6b	₱260.6b	9.7x	8.6x	2.6x
Tue, 28 Nov 2023	₱2.2t	₱866.2b	₱260.3b	9.9x	8.5x	2.6x
Thu, 26 Oct 2023	₱2.2t	₱834.5b	₱249.9b	10x	8.7x	2.6x
Sat, 23 Sep 2023	₱2.3t	₱834.5b	₱249.9b	10.2x	9x	2.7x
Mon, 21 Aug 2023	₱2.3t	₱837.0b	₱253.1b	9.4x	9.3x	2.8x
Wed, 19 Jul 2023	₱2.4t	₱810.5b	₱232.4b	12.8x	10.2x	2.9x

Current Industry PE

Investors are pessimistic on the Filipino Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.

The industry is trading at a PE ratio of 6.8x which is lower than its 3-year average PE of 8.4x.

The 3-year average PS ratio of 2.6x is higher than the industry's current PS ratio of 2.2x.

Past Earnings Growth

The earnings for companies in the Financials industry have grown 12% per year over the last three years.
Revenues for these companies have grown 8.1% per year.
This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Filipino Financials sector?


PH Market	0.65%
Financials	0.19%
Capital Markets	0.89%
Banks	0.28%
Mortgage Finance	0%	0
Insurance	0%	0
Diversified Financial	-2.93%
Consumer Finance	-7.67%

Industry PE

Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 55.4x.

It looks like they are confident that earnings will grow faster in the future than they have historically.

Investors are most pessimistic about the Insurance industry, which is trading close to its 3-year average of 2.7x.

Forecasted Growth

Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 7.8% over the next 5 years.
This is better than its past earnings growth rate of 5.5% per year.

In contrast, the Banks industry is expected to see its earnings grow by 7.8% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company	Last Price	7D	1Y	Valuation
BPI Bank of the Philippine Islands	₱103.00	2.0% +₱10.6b	-16.3%	PB1.1x
BDO BDO Unibank	₱124.20	0.6% +₱3.7b	-17.6%	PB1x
BNCOM Bank of Commerce	₱11.10	4.9% +₱729.6m	50.0%	PB0.4x
PNB Philippine National Bank	₱58.15	0.4% +₱381.4m	1.3%	PB0.4x
CBC China Banking	₱56.40	0.2% +₱269.1m	-14.5%	PB0.8x

Bank of Commerce Announces Board and Committee Changes

Bank of Commerce at its Annual Stockholders' Meeting held on June 30, 2026, approved the appointment of MARIE JOSEPHINE M. OCAMPO as Independent Director for the upcoming year 2026 and member of audit committee, corporate governance committee and board risk oversight committee. Appointment of the members of the Board Committees of the Bank, as follows: Audit Committee: LEONARDO J. MATIGNAS, JR. {Lead Independent Director), Chairman; ANTONIO S. ABACAN, JR. (Independent Director), Member; MARIE JOSEPHINE M. OCAMPO (Independent Director), Member MELINDA S. GONZALES-MANTO, Member, JOSE CARMELO C. NOGRALES, Member. CORPORATE GOVERNANCE COMMITTEE: ANTONIO S. ABACAN, JR. (Independent Director), Chairman; RICARDO D. FERNANDEZ (Independent Director), Member; MARIE JOSEPHINE M. OCAMPO (Independent Director), Member; FE B. BARIN, Member; JOSE CARMELO C. NOGRALES, Member. BOARD RISK OVERSIGHT COMMITTEE: RAFAEL G. AYUSTE, JR. (Independent Director), Chairman; MARIE JOSEPHINE M. OCAMPO (Independent Director), Member; LEONARDO J. MATIGNAS, JR. (Independent Director), Member; FE B. BARIN, Member; MELINDA S. GONZALES-MANTO, Member. RELATED PARTY TRANSACTIONS COMMITTEE: RICARDO D. FERNANDEZ (Independent Director), Chairman; RAFAEL G. AYUSTE, JR. (Independent Director), Member; LEONARDO J. MATIGNAS, JR. (Lead Independent Director), Member; JOSE CARMELO C. NOGRALES, Member; MELINDA S. GONZALES-MANTO, Member. NOMINATION, COMPENSATION, AND REMUNERATIONS COMMITTEE: ANTONIO S. ABACAN, JR. (Independent Director), Chairman; RICARDO D. FERNANDEZ (Independent Director), Member; LEONARDO J. MATIGNAS, JR. (Independent Director), Member; FE B. BARIN, Member; JOSE A. BARCELON, Member; JOSE T. PARDO, Advisor. EXECUTIVE COMMITTEE: ROBERTO C. BENARES, Chairman; MICHELANGELO R. AGUILAR, Vice Chairman; BENEDICTA A. DU-BALADAD, Member; MARITO L. PLATON, Member; ALEXANDER R. MAGNO, Member. . UNDERWRITING COMMITTEE: MICHELANGELO R. AGUILAR, Chairman; ROBERTO C. BENARES, Member; ALEXANDER R. MAGNO, Member; JOSE A. BARCELON, Member; ANTONIO S. LAQUINDANUM, Member; AURORA T. CALDERON, Advisor. INFORMATION TECHNOLOGY STEERING COMMITTEE: ROBERTO C. BENARES, Chairman; MICHELANGELO R. AGUILAR, Member; MARITO L. PLATON, Member; ANTONIO S. LAQUINDANUM, Member; MARIE SUZANNE A. SISON-SEVILLA, Member/Chief Information Officer; CECILE L. ANG, Advisor. TRUST INVESTMENT COMMITTEE: BENEDICTA A. DU-BALADAD, Chairperson; MICHELANGELO R. AGUILAR, Member; MARITO L. PLATON, Member; RAFAEL G. AYUSTE, JR. (Independent Director), Member; DON CARLO P. HERNANDEZ, Member/Chief Trust Officer; JOSE T. PARDO, Advisor.

Filipino (PSEi) Financials Sector Analysis

Sector Valuation and Performance

Industry Trends

Top Stock Gainers and Losers

Latest News

BPI: Higher Margins And Dividend Plans Will Support Future Upside

Insider recently bought ₱613k worth of stock

Upcoming dividend of ₱1.00 per share

Chairman & Founder recently bought ₱149k worth of stock

Chairman of the Board recently bought ₱1.6m worth of stock

Union Bank of the Philippines Announces Executive Appointments, Effective July 1, 2026

Security Bank Corporation Announces Management Changes, Effective July 1, 2026

Bank of Commerce Announces Board and Committee Changes

Rizal Commercial Banking Corporation Announces Executive Promotions, Effective July 1, 2026

Dividend of ₱1.65 announced

Insider recently bought ₱499k worth of stock

Insider recently bought ₱262k worth of stock

Key Executive recently sold ₱104k worth of stock

Dividend reduced to ₱5.50

GMA Holdings, Inc. announces Annual dividend, payable on May 15, 2026

Investor sentiment improves as stock rises 20%