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Filipino (PSEi) Financials Sector Analysis

UpdatedJan 03, 2026
DataAggregated Company Financials
Companies36
  • 7D2.1%
  • 3M1.6%
  • 1Y-3.5%
  • YTD0%

Over the last 7 days, the Financials industry has risen 2.1%, driven by gains in BDO Unibank and Philippine Trust of 3.0% and 20%, respectively. In contrast, the industry has lost 3.5% in the last 12 months. Looking forward, earnings are forecast to grow by 8.4% annually.

Sector Valuation and Performance

Has the Filipino Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 03 Jan 2026₱2.4t₱986.5b₱316.7b9.4x7.7x2.5x
Mon, 01 Dec 2025₱2.3t₱986.6b₱316.7b9.3x7.4x2.4x
Wed, 29 Oct 2025₱2.3t₱978.4b₱315.1b9x7.3x2.4x
Fri, 26 Sep 2025₱2.4t₱969.6b₱312.3b9.1x7.6x2.5x
Sun, 24 Aug 2025₱2.4t₱969.6b₱312.3b9.4x7.8x2.5x
Tue, 22 Jul 2025₱2.6t₱949.3b₱307.5b9.5x8.3x2.7x
Thu, 19 Jun 2025₱2.6t₱949.3b₱307.5b9.7x8.5x2.8x
Sat, 17 May 2025₱2.7t₱949.6b₱308.1b9.8x8.8x2.9x
Mon, 14 Apr 2025₱2.7t₱931.1b₱304.9b10x8.8x2.9x
Wed, 12 Mar 2025₱2.7t₱927.6b₱301.8b10x8.8x2.9x
Fri, 07 Feb 2025₱2.6t₱934.6b₱293.0b9.9x8.8x2.8x
Sun, 05 Jan 2025₱2.5t₱934.5b₱293.0b9.6x8.6x2.7x
Tue, 03 Dec 2024₱2.6t₱934.5b₱293.0b10.3x8.7x2.7x
Thu, 31 Oct 2024₱2.7t₱909.8b₱281.7b10.6x9.6x3x
Sat, 28 Sep 2024₱2.7t₱901.4b₱278.0b11x9.6x3x
Mon, 26 Aug 2024₱2.4t₱901.2b₱277.7b9.2x8.8x2.7x
Wed, 24 Jul 2024₱2.4t₱876.0b₱270.6b9.2x8.9x2.8x
Fri, 21 Jun 2024₱2.3t₱876.0b₱270.7b9.3x8.3x2.6x
Sun, 19 May 2024₱2.3t₱877.5b₱270.9b9x8.5x2.6x
Tue, 16 Apr 2024₱2.4t₱848.8b₱262.4b10.6x9x2.8x
Thu, 14 Mar 2024₱2.3t₱847.1b₱262.0b8.9x8.9x2.8x
Sat, 10 Feb 2024₱2.3t₱810.4b₱249.6b9x9.3x2.9x
Mon, 08 Jan 2024₱2.3t₱866.6b₱260.6b9.9x8.8x2.7x
Wed, 06 Dec 2023₱2.2t₱866.6b₱260.5b9.8x8.5x2.5x
Fri, 03 Nov 2023₱2.2t₱851.8b₱255.6b9.5x8.5x2.6x
Sun, 01 Oct 2023₱2.3t₱834.5b₱249.9b11x9.4x2.8x
Tue, 29 Aug 2023₱2.3t₱837.0b₱253.0b9.5x9.2x2.8x
Thu, 27 Jul 2023₱2.4t₱810.5b₱232.4b13.1x10.5x3x
Sat, 24 Jun 2023₱2.3t₱810.5b₱232.4b12.2x10x2.9x
Mon, 22 May 2023₱2.4t₱808.7b₱231.9b12.5x10.2x2.9x
Wed, 19 Apr 2023₱2.3t₱763.1b₱225.4b12.2x10.1x3x
Fri, 17 Mar 2023₱2.2t₱772.1b₱230.9b10.8x9.5x2.9x
Sun, 12 Feb 2023₱2.3t₱738.9b₱216.8b12.1x10.6x3.1x
Tue, 10 Jan 2023₱2.1t₱738.9b₱216.8b10.7x9.9x2.9x
Price to Earnings Ratio

9.9x


Total Market Cap: ₱2.1tTotal Earnings: ₱216.8bTotal Revenue: ₱738.9bTotal Market Cap vs Earnings and Revenue0%0%0%
Filipino Financials Sector Price to Earnings3Y Average 8.9x202420252026
Current Industry PE
  • Investors are pessimistic on the Filipino Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.7x which is lower than its 3-year average PE of 8.9x.
  • The industry is trading close to its 3-year average PS ratio of 2.7x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 13% per year over the last three years.
  • Revenues for these companies have grown 10% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Filipino Financials sector?

PH Market1.51%
Financials2.09%
Consumer Finance3.84%
Insurance2.67%
Banks2.12%
Capital Markets1.76%
Mortgage Finance0%0
Diversified Financial-0.26%
Industry PE
  • Investors are most optimistic about the Diversified Financial industry which is trading above its 3-year average PE ratio of 17.3x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Insurance industry, which is trading below its 3-year average of 3.0x.
Forecasted Growth
  • Analysts are most optimistic on the Banks industry, expecting annual earnings growth of 8.4% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Banks industry is expected to see its earnings grow by 8.4% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BDO BDO Unibank₱139.003.0%
+₱21.3b		-3.3%PB1.2x
PTC Philippine Trust₱120.0020.0%
+₱20.0b		1.1%PB5.1x
MBT Metropolitan Bank & Trust₱69.201.9%
+₱5.8b		-7.9%PB0.8x
PNB Philippine National Bank₱55.705.3%
+₱4.3b		96.5%PB0.4x
CBC China Banking₱58.452.5%
+₱3.9b		-13.5%PB0.9x

Latest News

SECB
₱67.00
Security Bank
7D
1.6%
1Y
-19.8%
PNB
₱55.70
Philippine National Bank
7D
5.3%
1Y
96.5%
RCB
₱25.80
Rizal Commercial Banking
7D
1.2%
1Y
4.0%
EW
₱11.64
East West Banking
7D
1.9%
1Y
17.8%
BPI
₱118.60
Bank of the Philippine Islands
7D
-0.8%
1Y
-4.7%

BPI: Steady Dividend And Merger Plans Will Support Bullish Outlook

Analysts have trimmed their price target for Bank of the Philippine Islands slightly, citing marginally lower assumed revenue growth and discount rates, offset by a modestly higher projected profit margin and a slightly cheaper future price to earnings multiple. This results in an updated fair value estimate that remains effectively unchanged at PHP 150.31.
UBP
₱26.90
Union Bank of the Philippines
7D
-0.4%
1Y
-23.7%

UBP: Capital Support For Subsidiary Is Expected To Drive Stronger Prospects

Analysts have trimmed their fair value estimate for Union Bank of the Philippines from PHP 33.50 to PHP 30.00, citing a higher required return and slightly slower expected revenue growth, partly offset by improved profit margin assumptions and a modestly lower future price to earnings multiple. What's in the News A board meeting is scheduled for October 8, 2025, to consider infusing up to PHP 1.5 billion in additional capital into subsidiary City Savings Bank Inc to support its growth and ongoing operations (Key Developments).
PTC
₱120.00
Philippine Trust
7D
20.0%
1Y
1.1%
BDO
₱139.00
BDO Unibank
7D
3.0%
1Y
-3.3%
PBB
₱7.70
Philippine Business Bank
7D
-1.7%
1Y
-20.6%
V
₱0.92
Vantage Equities
7D
-4.2%
1Y
15.0%
CTS
₱0.38
CTS Global Equity Group
7D
-2.6%
1Y
-41.5%
AUB
₱38.50
Asia United Bank
7D
-1.9%
1Y
18.1%
PSB
₱55.00
Philippine Savings Bank
7D
-5.1%
1Y
-6.5%
CBC
₱58.45
China Banking
7D
2.5%
1Y
-13.5%
MBT
₱69.20
Metropolitan Bank & Trust
7D
1.9%
1Y
-7.9%
MED
₱0.094
Medco Holdings
7D
-6.9%
1Y
-21.7%