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Updated 3h ago
BNCOM logo

Bank of CommercePSE:BNCOM Stock Report

Market Cap ₱14.7b
Updated 3h ago
Share Price
n/a
1Y32.3%
7D-2.4%
1D0%
Portfolio Value
​
View

Bank of Commerce

PSE:BNCOM Stock Report

Market Cap: ₱14.7b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Bank of Commerce (BNCOM) Stock Overview

Provides various banking products and services to private and corporate clients in the Philippines. More details

BNCOM fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends1/6

Rewards

Price-To-Earnings ratio (4.2x) is below the PH market (8.4x)

Earnings grew by 9.1% over the past year

Risk Analysis

No risks detected for BNCOM from our risk checks.

BNCOM Community Fair Values

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₱
Current Price
₱10.4880.7% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture013b2016201920222025202620282031Revenue ₱13.1bEarnings ₱3.5b
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Bank of Commerce Competitors

East West Banking

Symbol: PSE:EW
Market cap: ₱22.9b

Philippine Bank of Communications

Symbol: PSE:PBC
Market cap: ₱7.1b

Security Bank

Symbol: PSE:SECB
Market cap: ₱46.7b

Rizal Commercial Banking

Symbol: PSE:RCB
Market cap: ₱55.6b

Price History & Performance

Summary of share price highs, lows and changes for Bank of Commerce
Historical stock prices
Current Share Price₱10.48
52 Week High₱11.94
52 Week Low₱7.42
Beta0.61
1 Month Change0.77%
3 Month Change-5.59%
1 Year Change32.32%
3 Year Change45.56%
5 Year Changen/a
Change since IPO-14.24%

Recent News & Updates

Recent updates

Shareholder Returns

BNCOMPH BanksPH Market
7D-2.4%-2.2%-2.5%
1Y32.3%-14.8%-4.8%

Return vs Industry: BNCOM exceeded the PH Banks industry which returned -14.8% over the past year.

Return vs Market: BNCOM exceeded the PH Market which returned -4.8% over the past year.

Price Volatility

Is BNCOM's price volatile compared to industry and market?
BNCOM volatility
BNCOM Average Weekly Movement4.3%
Banks Industry Average Movement2.8%
Market Average Movement5.0%
10% most volatile stocks in PH Market11.3%
10% least volatile stocks in PH Market2.5%

Stable Share Price: BNCOM has not had significant price volatility in the past 3 months compared to the PH market.

Volatility Over Time: BNCOM's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1963n/aMichelangelo Aguilarwww.bankcom.com.ph

Bank of Commerce provides various banking products and services to private and corporate clients in the Philippines. It operates through Treasury Management Group, Corporate Banking Group, Branch Banking Group, Consumer Group, and Others segments. The company offers various savings, current, and time deposits; automobile, home, salary, term, and working capital, as well as foreign currency-denominated loans; and debit, credit, and prepaid cards, as well as other retail products.

Bank of Commerce Fundamentals Summary

How do Bank of Commerce's earnings and revenue compare to its market cap?
BNCOM fundamental statistics
Market cap₱14.70b
Earnings (TTM)₱3.49b
Revenue (TTM)₱13.07b
4.2x
P/E Ratio
0.5x
P/B Ratio

Is BNCOM overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BNCOM income statement (TTM)
Revenue₱13.07b
Cost of Revenue₱208.42m
Gross Profit₱12.86b
Other Expenses₱9.37b
Earnings₱3.49b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)2.49
Gross Margin98.40%
Net Profit Margin26.69%
Debt/Equity Ratio49.3%

How did BNCOM perform over the long term?

See historical performance and comparison

Dividends

2.4%
Current Dividend Yield
11%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/21 18:18
End of Day Share Price 2026/09/21 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bank of Commerce is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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