Bank of Commerce Past Earnings Performance
Past criteria checks 5/6
Bank of Commerce has been growing earnings at an average annual rate of 32%, while the Banks industry saw earnings growing at 14.4% annually. Revenues have been growing at an average rate of 13.3% per year. Bank of Commerce's return on equity is 9.1%, and it has net margins of 26.4%.
Key information
32.0%
Earnings growth rate
28.6%
EPS growth rate
| Banks Industry Growth | 13.5% |
| Revenue growth rate | 13.3% |
| Return on equity | 9.1% |
| Net Margin | 26.4% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Bank of Commerce makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 9,896 | 2,614 | 4,186 | 0 |
| 30 Sep 23 | 9,125 | 2,144 | 4,018 | 0 |
| 30 Jun 23 | 9,105 | 2,322 | 3,853 | 0 |
| 31 Mar 23 | 8,524 | 1,997 | 3,763 | 0 |
| 31 Dec 22 | 7,950 | 1,651 | 3,681 | 0 |
| 30 Sep 22 | 8,105 | 1,932 | 3,501 | 0 |
| 30 Jun 22 | 7,646 | 1,629 | 3,453 | 0 |
| 31 Mar 22 | 7,139 | 1,329 | 3,484 | 0 |
| 31 Dec 21 | 6,859 | 1,149 | 3,491 | 0 |
| 31 Dec 20 | 5,911 | 784 | 3,479 | 0 |
| 31 Dec 19 | 5,781 | 653 | 3,249 | 0 |
| 31 Dec 18 | 4,524 | -17 | 3,023 | 0 |
| 31 Dec 17 | 4,424 | 626 | 2,727 | 0 |
| 31 Dec 16 | 4,493 | 610 | 2,721 | 0 |
| 31 Dec 15 | 4,290 | 330 | 2,979 | 0 |
| 31 Dec 14 | 4,852 | 1,330 | 2,566 | 0 |
Quality Earnings: BNCOM has high quality earnings.
Growing Profit Margin: BNCOM's current net profit margins (26.4%) are higher than last year (20.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BNCOM has become profitable over the past 5 years, growing earnings by 32% per year.
Accelerating Growth: BNCOM's earnings growth over the past year (58.3%) exceeds its 5-year average (32% per year).
Earnings vs Industry: BNCOM earnings growth over the past year (58.3%) exceeded the Banks industry 24%.
Return on Equity
High ROE: BNCOM's Return on Equity (9.1%) is considered low.