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Omani (MSM) Consumer Finance Industry Analysis
UpdatedFeb 15, 2026
DataAggregated Company Financials
Companies4
- 7D10.7%
- 3M46.0%
- 1Y53.3%
- YTDn/a
The Consumer Finance industry is up 4.2% in the last week, with National Finance Company SAOG up 5.4%. In the last 12 months, the industry was up 42%. Looking forward, earnings are forecast to grow by 11% annually.
Industry Valuation and Performance
Has the Omani Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sun, 15 Feb 2026 | ر.ع260.7m | ر.ع100.9m | ر.ع20.6m | 13.6x | 12.6x | 2.6x |
| Tue, 13 Jan 2026 | ر.ع202.3m | ر.ع66.8m | ر.ع22.4m | 10.6x | 9x | 3x |
| Thu, 11 Dec 2025 | ر.ع189.7m | ر.ع66.8m | ر.ع22.4m | 10x | 8.5x | 2.8x |
| Sat, 08 Nov 2025 | ر.ع176.0m | ر.ع68.4m | ر.ع22.4m | 9.2x | 7.9x | 2.6x |
| Mon, 06 Oct 2025 | ر.ع171.1m | ر.ع64.9m | ر.ع21.5m | 9.4x | 8x | 2.6x |
| Wed, 03 Sep 2025 | ر.ع170.2m | ر.ع64.9m | ر.ع21.5m | 9.4x | 7.9x | 2.6x |
| Fri, 01 Aug 2025 | ر.ع171.5m | ر.ع71.9m | ر.ع22.8m | 9.1x | 7.5x | 2.4x |
| Sun, 29 Jun 2025 | ر.ع157.2m | ر.ع64.0m | ر.ع20.9m | 9.2x | 7.5x | 2.5x |
| Tue, 27 May 2025 | ر.ع157.5m | ر.ع64.0m | ر.ع20.9m | 9.2x | 7.5x | 2.5x |
| Thu, 24 Apr 2025 | ر.ع155.5m | ر.ع61.8m | ر.ع20.7m | 8.7x | 7.5x | 2.5x |
| Sat, 22 Mar 2025 | ر.ع163.9m | ر.ع62.0m | ر.ع20.7m | 9.7x | 7.9x | 2.6x |
| Mon, 17 Feb 2025 | ر.ع170.7m | ر.ع83.3m | ر.ع20.4m | 6.7x | 8.4x | 2x |
| Wed, 15 Jan 2025 | ر.ع171.1m | ر.ع60.6m | ر.ع20.5m | 6.5x | 8.4x | 2.8x |
| Fri, 13 Dec 2024 | ر.ع169.6m | ر.ع60.6m | ر.ع20.5m | 6.6x | 8.3x | 2.8x |
| Sun, 10 Nov 2024 | ر.ع169.0m | ر.ع62.9m | ر.ع20.5m | 6.6x | 8.3x | 2.7x |
| Tue, 08 Oct 2024 | ر.ع171.7m | ر.ع59.3m | ر.ع19.6m | 7x | 8.7x | 2.9x |
| Thu, 05 Sep 2024 | ر.ع174.1m | ر.ع59.3m | ر.ع19.6m | 7x | 8.9x | 2.9x |
| Sat, 03 Aug 2024 | ر.ع173.2m | ر.ع60.2m | ر.ع19.6m | 11.5x | 8.8x | 2.9x |
| Mon, 01 Jul 2024 | ر.ع183.8m | ر.ع58.3m | ر.ع19.1m | 12.2x | 9.6x | 3.1x |
| Wed, 29 May 2024 | ر.ع190.4m | ر.ع57.2m | ر.ع18.7m | 12.8x | 10.2x | 3.3x |
| Fri, 26 Apr 2024 | ر.ع197.2m | ر.ع57.1m | ر.ع18.7m | 13x | 10.5x | 3.5x |
| Sun, 24 Mar 2024 | ر.ع186.1m | ر.ع57.2m | ر.ع18.7m | 12.4x | 10x | 3.3x |
| Tue, 20 Feb 2024 | ر.ع185.5m | ر.ع55.9m | ر.ع18.0m | 12.5x | 10.3x | 3.3x |
| Thu, 18 Jan 2024 | ر.ع188.1m | ر.ع53.7m | ر.ع17.9m | 13x | 10.5x | 3.5x |
| Sat, 16 Dec 2023 | ر.ع186.1m | ر.ع52.2m | ر.ع16.8m | 13.2x | 11.1x | 3.6x |
| Mon, 13 Nov 2023 | ر.ع182.3m | ر.ع55.2m | ر.ع16.8m | 12.5x | 10.8x | 3.3x |
| Wed, 11 Oct 2023 | ر.ع183.3m | ر.ع50.7m | ر.ع16.5m | 12.7x | 11.1x | 3.6x |
| Fri, 08 Sep 2023 | ر.ع182.2m | ر.ع50.7m | ر.ع16.5m | 12.7x | 11x | 3.6x |
| Sun, 06 Aug 2023 | ر.ع182.5m | ر.ع48.7m | ر.ع15.2m | 13.6x | 12x | 3.7x |
| Tue, 04 Jul 2023 | ر.ع163.1m | ر.ع48.8m | ر.ع15.4m | 12.4x | 10.6x | 3.3x |
| Thu, 01 Jun 2023 | ر.ع149.0m | ر.ع48.8m | ر.ع15.4m | 11x | 9.7x | 3.1x |
| Sat, 29 Apr 2023 | ر.ع159.6m | ر.ع49.1m | ر.ع15.6m | 12x | 10.2x | 3.3x |
| Mon, 27 Mar 2023 | ر.ع165.1m | ر.ع48.4m | ر.ع15.4m | 12.5x | 10.7x | 3.4x |
| Wed, 22 Feb 2023 | ر.ع160.4m | ر.ع61.0m | ر.ع14.9m | 12.1x | 10.7x | 2.6x |
Price to Earnings Ratio
10.7x
Current Industry PE
- Investors are optimistic on the Omani Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 11.6x which is higher than its 3-year average PE of 9.4x.
- The 3-year average PS ratio of 3.0x is higher than the industry's current PS ratio of 2.4x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 11% per year over the last three years.
- Revenues for these companies have grown 18% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Comparison
How does Omani Consumer Finance compare with similar industries?
| OM Market | 10.67% | |
| Financials | 11.94% | |
| Consumer Finance | 10.72% | |
| Consumer Finance | 10.72% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| AOFS Al Omaniya Financial Services SAOG | ر.ع0.20 | 20.4% +ر.ع10.4m | 25.8% | PE15.5x | |
| NFCI National Finance Company SAOG | ر.ع0.23 | 7.1% +ر.ع9.1m | 78.0% | PE11.7x | |
| MFCI Muscat Finance SAOG | ر.ع0.085 | 21.4% +ر.ع4.6m | 73.5% | PE30.5x | |
| TFCI Taageer Finance Company SAOG | ر.ع0.13 | 3.2% +ر.ع1.1m | 24.0% | PE8.7x |