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Austrian (ATX) Financials Sector Analysis

UpdatedFeb 15, 2026
DataAggregated Company Financials
Companies13
  • 7D-3.4%
  • 3M17.4%
  • 1Y52.0%
  • YTD0.3%

Over the last 7 days, the Financials industry has dropped 3.4%, driven by Erste Group Bank declining 4.7%. In contrast, BKS Bank has gained 5.2%. Over the past 12 months, the industry was up 52%. Earnings are forecast to grow by 12% annually.

Sector Valuation and Performance

Has the Austrian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 15 Feb 2026€85.7b€44.2b€7.1b11.7x12.1x1.9x
Tue, 13 Jan 2026€85.8b€44.2b€6.4b12.8x13.5x1.9x
Thu, 11 Dec 2025€80.7b€44.2b€6.4b11.1x12.7x1.8x
Sat, 08 Nov 2025€72.2b€44.0b€6.3b10.9x11.4x1.6x
Mon, 06 Oct 2025€71.8b€43.6b€6.2b10.9x11.6x1.6x
Wed, 03 Sep 2025€68.0b€43.6b€6.2b10.4x11x1.6x
Fri, 01 Aug 2025€66.9b€43.0b€6.1b10.8x10.9x1.6x
Sun, 29 Jun 2025€62.5b€42.8b€7.3b9.5x8.6x1.5x
Tue, 27 May 2025€62.2b€42.7b€7.3b9.1x8.5x1.5x
Thu, 24 Apr 2025€55.8b€42.2b€7.2b8.3x7.7x1.3x
Sat, 22 Mar 2025€60.4b€41.8b€7.5b8.4x8.1x1.4x
Mon, 17 Feb 2025€58.0b€41.2b€7.3b8.2x8x1.4x
Wed, 15 Jan 2025€52.5b€41.3b€7.7b7.7x6.8x1.3x
Fri, 13 Dec 2024€50.3b€41.3b€7.7b7.4x6.5x1.2x
Sun, 10 Nov 2024€47.3b€41.3b€7.8b6.5x6.1x1.1x
Tue, 08 Oct 2024€45.1b€41.1b€7.8b6.6x5.8x1.1x
Thu, 05 Sep 2024€45.3b€41.1b€7.8b7x5.8x1.1x
Sat, 03 Aug 2024€42.3b€40.2b€7.8b7.3x5.4x1.1x
Mon, 01 Jul 2024€42.0b€40.1b€7.7b7.3x5.5x1x
Wed, 29 May 2024€42.8b€40.1b€7.7b7.5x5.6x1.1x
Fri, 26 Apr 2024€42.4b€39.9b€7.5b7.4x5.7x1.1x
Sun, 24 Mar 2024€40.5b€44.2b€7.9b6.3x5.2x0.9x
Tue, 20 Feb 2024€39.6b€44.4b€7.7b5.9x5.2x0.9x
Thu, 18 Jan 2024€39.1b€45.6b€8.1b5.8x4.8x0.9x
Sat, 16 Dec 2023€36.6b€45.6b€8.1b5.6x4.5x0.8x
Mon, 13 Nov 2023€35.3b€45.2b€8.0b5.9x4.4x0.8x
Wed, 11 Oct 2023€34.3b€44.5b€7.6b6.3x4.5x0.8x
Fri, 08 Sep 2023€33.6b€41.4b€7.4b7.1x4.5x0.8x
Sun, 06 Aug 2023€34.5b€40.8b€7.2b6.9x4.8x0.8x
Tue, 04 Jul 2023€33.6b€40.1b€7.2b6.7x4.6x0.8x
Thu, 01 Jun 2023€32.4b€40.1b€7.3b6.8x4.5x0.8x
Sat, 29 Apr 2023€34.2b€38.7b€6.7b9.7x5.1x0.9x
Mon, 27 Mar 2023€30.9b€37.9b€6.7b9.7x4.6x0.8x
Wed, 22 Feb 2023€36.1b€38.0b€6.5b9.7x5.6x1x
Price to Earnings Ratio

5.6x


Total Market Cap: €36.1bTotal Earnings: €6.5bTotal Revenue: €38.0bTotal Market Cap vs Earnings and Revenue0%0%0%
Austrian Financials Sector Price to Earnings3Y Average 7x202420252026
Current Industry PE
  • Investors are optimistic on the Austrian Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 12.1x which is higher than its 3-year average PE of 7.0x.
  • The 3-year average PS ratio of 1.2x is lower than the industry's current PS ratio of 1.9x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 2.9% per year over the last three years.
  • Revenues for these companies have grown 5.2% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Austrian Financials sector?

AT Market-1.04%
Financials-3.41%
Capital Markets0.59%
Diversified Financial0%0
Banks-3.30%
Insurance-4.03%
Industry PE
  • Investors are most optimistic about the Banks industry which is trading above its 3-year average PE ratio of 6.9x.
    • Analysts are expecting annual earnings growth of 11.7%, which is higher than its past year's earnings decline of 11.7% per year.
Forecasted Growth
  • Analysts are most optimistic on the Insurance industry, expecting annual earnings growth of 12% over the next 5 years.
  • However this is lower than its past earnings growth rate of 28% per year.
  • In contrast, the Banks industry is expected to see its earnings grow by 12% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BKS BKS Bank€20.205.2%
+€45.7m		32.0%PB0.5x
BTS BTV Vier Länder Bank€69.000.7%
+€18.6m		19.0%PB1x
OBS Oberbank€77.800.3%
+€14.1m		11.1%PB1.3x
WPB Wiener Privatbank€10.701.9%
+€1.0m		48.6%PS6.4x

Latest News

BG
€130.90
BAWAG Group
7D
-3.9%
1Y
43.7%
ADKO
€26.10
Addiko Bank
7D
-1.9%
1Y
41.1%

ADKO: Higher Discount Rate And Richer P/E Will Constrain Future Upside

Analysts have trimmed their price target on Addiko Bank to €22.60, reflecting a slightly higher discount rate and modestly adjusted forward P/E assumptions, while keeping fair value estimates unchanged. Valuation Changes Fair Value: unchanged at €22.60 per share, indicating no adjustment to the central valuation output.
VIG
€62.80
Vienna Insurance Group
7D
-5.1%
1Y
85.3%

VIG: Higher Discount Rate And P/E Assumptions Will Likely Sustain Overpricing

Analysts now place Vienna Insurance Group's fair value at €59.10, up from €56.38. They cite updated assumptions around discount rates, long term revenue growth, profit margins, and future P/E levels.
RBI
€41.40
Raiffeisen Bank International
7D
-1.5%
1Y
65.3%

RBI: Higher Earnings Multiple Expectations Will Shape Balanced Upside And Execution Risk

Analysts have raised their price target on Raiffeisen Bank International to about €40.46 from €35.03, reflecting updated assumptions on the discount rate, revenue trajectory, profit margins and future P/E multiples, supported by recent target increases from multiple research houses. Analyst Commentary Recent research updates point to a cluster of higher price targets for Raiffeisen Bank International, with some bullish analysts now working with figures around €41.50 compared with earlier levels closer to €37.10.
UQA
€15.64
UNIQA Insurance Group
7D
-2.1%
1Y
85.3%

UQA: Future Margin And P/E Assumptions Will Support Fair Value Profile

Analysts have nudged their price target for UNIQA Insurance Group higher to €15.94 from €15.28, citing updated assumptions around fair value, discount rate, profit margin and future P/E as the key drivers. Valuation Changes Fair Value: revised from €15.28 to €15.94, indicating a modest uplift in the estimated share value.
WPB
€10.70
Wiener Privatbank
7D
1.9%
1Y
48.6%
EBS
€102.00
Erste Group Bank
7D
-4.7%
1Y
52.3%

EBS: Higher Profit Margins And P/E Assumptions Will Drive Shares Higher

Erste Group Bank's analyst price target has been lifted from about €97 to roughly €130, as analysts point to updated assumptions around profit margins and future P/E multiples, along with recent target increases from several major banks, even as opinions on the stock's rating differ. Analyst Commentary Recent research on Erste Group Bank highlights a split in views on the shares, with several bullish analysts lifting their price targets into a higher range.
BKS
€20.20
BKS Bank
7D
5.2%
1Y
32.0%
OBS
€77.80
Oberbank
7D
0.3%
1Y
11.1%
BTS
€69.00
BTV Vier Länder Bank
7D
0.7%
1Y
19.0%
EIOS
€97.50
Enry S Island Spa Sb
7D
-2.0%
1Y
56.0%
MER
€0.86
Meridiana Capital Markets
7D
-4.4%
1Y
-15.7%