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Raiffeisen Bank International AGWBAG:RBI Stock Report

Market Cap €16.2b
Share Price
€49.24
€25.19
95.5% overvalued intrinsic discount
1Y81.7%
7D-0.4%
1D
Portfolio Value
View

Raiffeisen Bank International AG

WBAG:RBI Stock Report

Market Cap: €16.2b

RBI Community Fair Values

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Raiffeisen Bank International AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Raiffeisen Bank International
Historical stock prices
Current Share Price€49.24
52 Week High€50.25
52 Week Low€23.80
Beta1.27
1 Month Change7.56%
3 Month Change33.73%
1 Year Change81.70%
3 Year Change256.81%
5 Year Change141.14%
Change since IPO18.97%

Recent News & Updates

Narrative Update Jun 04

RBI: Addiko Tender Progress And Capital Returns Will Shape Balanced Outlook

Analysts have raised their price target on Raiffeisen Bank International to €45.13 from €40.46, citing updated assumptions around discount rates, profit margins, revenue trends and a revised future P/E estimate. What's in the News RBI reported that its voluntary public tender offer for all Addiko Bank shares had been accepted for approximately 34.75% of issued shares as of 3 June 2026, with the offer period running until 22 July 2026, according to an RBI announcement.
Narrative Update May 20

RBI: Higher Discount Rate And Lower Future P/E Will Pressure Shares

Analysts have slightly reduced their price target for Raiffeisen Bank International to €25.19 from €25.50, citing updated assumptions around discount rates, revenue trends, profit margins and future P/E levels. What's in the News The Annual General Meeting on April 9, 2026, approved a dividend of €1.60 per eligible common share for the 2025 fiscal year, with payment scheduled for April 17, 2026.
Narrative Update May 03

RBI: Future P/E Assumptions Will Likely Prove Too Demanding

Analysts have lifted their price targets for Raiffeisen Bank International, reflected in a higher fair value estimate of €25.50 from €24.07, citing updated assumptions on discount rates, revenue trends, profit margins and future P/E levels. Analyst Commentary While the higher fair value estimate suggests some confidence in the updated assumptions, bearish analysts still flag several risks that could justify a valuation discount if execution does not meet expectations.

Recent updates

Narrative Update Jun 04

RBI: Addiko Tender Progress And Capital Returns Will Shape Balanced Outlook

Analysts have raised their price target on Raiffeisen Bank International to €45.13 from €40.46, citing updated assumptions around discount rates, profit margins, revenue trends and a revised future P/E estimate. What's in the News RBI reported that its voluntary public tender offer for all Addiko Bank shares had been accepted for approximately 34.75% of issued shares as of 3 June 2026, with the offer period running until 22 July 2026, according to an RBI announcement.
Narrative Update May 20

RBI: Higher Discount Rate And Lower Future P/E Will Pressure Shares

Analysts have slightly reduced their price target for Raiffeisen Bank International to €25.19 from €25.50, citing updated assumptions around discount rates, revenue trends, profit margins and future P/E levels. What's in the News The Annual General Meeting on April 9, 2026, approved a dividend of €1.60 per eligible common share for the 2025 fiscal year, with payment scheduled for April 17, 2026.
Narrative Update May 03

RBI: Future P/E Assumptions Will Likely Prove Too Demanding

Analysts have lifted their price targets for Raiffeisen Bank International, reflected in a higher fair value estimate of €25.50 from €24.07, citing updated assumptions on discount rates, revenue trends, profit margins and future P/E levels. Analyst Commentary While the higher fair value estimate suggests some confidence in the updated assumptions, bearish analysts still flag several risks that could justify a valuation discount if execution does not meet expectations.
Narrative Update Apr 18

RBI: Improved Margin Outlook Will Support Future Re Rating Potential

Analysts have raised their price target on Raiffeisen Bank International by €13 in recent research, reflecting updated views on its discount rate, long-term revenue and profit margin assumptions, as well as the expected future P/E level. Analyst Commentary Recent research activity around Raiffeisen Bank International has centered on higher price targets, with bullish analysts reassessing the bank's discount rate, long term revenue potential and profit margin profile, as well as the P/E level they are willing to apply.
Narrative Update Apr 04

RBI: Higher Earnings Visibility Will Support Re Rating As Margins Strengthen

Analysts have lifted their price targets on Raiffeisen Bank International by up to €8 in recent research, citing updated assumptions on discount rates, revenue growth and profit margins as key drivers of the new €54.30 target. Analyst Commentary Bullish analysts have been revising their models to reflect updated assumptions on discount rates, revenue and margins, which is feeding into higher price targets for Raiffeisen Bank International.
Narrative Update Mar 20

RBI: Rising Earnings Visibility Will Support Re Rating As Profitability Holds

Raiffeisen Bank International's analyst price targets have been raised by up to €8 in recent research, as analysts adjust their views on growth, profitability and future P/E expectations for the bank. Analyst Commentary Recent research on Raiffeisen Bank International highlights a series of higher price targets, as bullish analysts reassess growth, profitability and P/E assumptions for the bank.
Narrative Update Mar 06

RBI: Higher Earnings Outlook Will Likely Fail To Sustain Current Valuation

Raiffeisen Bank International's analyst price target has been revised higher from approximately €22.40 to about €24.07, as analysts reflect updated assumptions on discount rate, growth and profitability following recent target increases from several firms. Analyst Commentary Recent research updates on Raiffeisen Bank International highlight a mixed backdrop, with some higher price targets sitting alongside measured analyst language.
Narrative Update Feb 20

RBI: Rising Earnings Visibility Will Support A Higher Future P/E Rating

Raiffeisen Bank International's analyst price target has shifted sharply higher, with fair value moving from about €31.00 to roughly €54.30 as analysts factor in updated assumptions on growth, profitability and a higher future P/E, supported by a series of recent target increases from major banks. Analyst Commentary Recent Street research points to a more constructive tone around Raiffeisen Bank International, with several bullish analysts lifting their fair value assumptions in quick succession.
Narrative Update Feb 06

RBI: Higher Earnings Multiple Expectations Will Shape Balanced Upside And Execution Risk

Analysts have raised their price target on Raiffeisen Bank International to about €40.46 from €35.03, reflecting updated assumptions on the discount rate, revenue trajectory, profit margins and future P/E multiples, supported by recent target increases from multiple research houses. Analyst Commentary Recent research updates point to a cluster of higher price targets for Raiffeisen Bank International, with some bullish analysts now working with figures around €41.50 compared with earlier levels closer to €37.10.
Narrative Update Jan 22

RBI: Higher Earnings Multiple Expectations Will Likely Leave Shares Vulnerable To Disappointment

Analysts have raised their price targets for Raiffeisen Bank International, with one recent revision moving a key target from €37.10 to €41.50. This change is supported by updated views on fair value and earnings multiples.
Narrative Update Jan 08

RBI: Neutral Stance Will Likely Persist As Profitability Offsets Revenue Pressure

Narrative Update on Raiffeisen Bank International Analysts have lifted their price targets on Raiffeisen Bank International, with one recent move taking the target to €41.50 from €37.10. This change is supported by updated assumptions that show a fair value of €34.93, a P/E of 7.98, slightly softer revenue expectations and a higher profit margin of 23.07%.
Narrative Update Dec 25

RBI: Future Returns Will Likely Be Capped After Equal Weight Downgrade

Analysts have nudged their average price target for Raiffeisen Bank International slightly higher to EUR 22.40 from EUR 22.00. This reflects modestly improved valuation assumptions despite a more cautious stance on upside potential.
Narrative Update Dec 11

RBI: Share Gains Will Likely Stall After Discount Rate Cut

Analysts have modestly raised their price target on Raiffeisen Bank International to EUR 32.21 from EUR 30.68, citing a slightly lower discount rate and marginally improved revenue and profit expectations, even as they flag more limited upside from current share levels. Analyst Commentary Analysts remain divided on Raiffeisen Bank International, balancing modestly improved fundamentals against a more constrained upside from current trading levels.
Narrative Update Nov 27

RBI: Near-Term Upside Will Remain Limited Following Barclays Downgrade

Analysts have maintained their price target for Raiffeisen Bank International at €29, citing limited upside for the shares due to recent reassessments of growth prospects and returns. Analyst Commentary Bullish Takeaways The price target for Raiffeisen Bank International remains stable, indicating confidence in the company’s long-term value.
Narrative Update Nov 10

RBI: Future Returns Will Likely Remain Subdued Amid Macroeconomic Headwinds

Narrative Update on Raiffeisen Bank International Analysts have raised the fair value price target for Raiffeisen Bank International from €30.12 to €30.68. This modest increase is supported by stable profit margins and slight improvements in revenue growth, despite a higher discount rate and a cautious outlook on share upside.
Narrative Update Oct 27

Core Performance Gains Will Drive Medium-Term Opportunities In CEE Banking

Analysts have increased their fair value price target for Raiffeisen Bank International from EUR 28.43 to EUR 30.12. This change is driven by views of improving core operating performance, despite limited near-term upside in current market conditions.
Narrative Update Oct 13

CEE Digitalization And Economic Convergence Will Expand Modern Banking

Raiffeisen Bank International's analyst price target has increased from EUR 26.88 to EUR 28.43, as analysts cite improved profit margins and a slightly brighter outlook for core performance. However, they note there is limited upside in the current share environment.
Narrative Update Aug 07

CEE Digitalization And Economic Convergence Will Expand Modern Banking

A marginally improved revenue growth outlook and a slightly higher future P/E multiple have led analysts to modestly raise Raiffeisen Bank International’s consensus price target from €25.72 to €26.67. Valuation Changes Summary of Valuation Changes for Raiffeisen Bank International The Consensus Analyst Price Target has risen slightly from €25.72 to €26.67.
User avatar
New Narrative Dec 04

Robust Capital And Romanian Growth May Boost Earnings, But Russian Challenges And Polish Legal Issues Threaten Profitability

Reducing Russian exposure and optimizing regional capital are expected to boost earnings stability and margins by managing risks and operational costs.

Shareholder Returns

RBIAT BanksAT Market
7D-0.4%-0.5%-0.6%
1Y81.7%43.7%26.6%

Return vs Industry: RBI exceeded the Austrian Banks industry which returned 43.7% over the past year.

Return vs Market: RBI exceeded the Austrian Market which returned 26.6% over the past year.

Price Volatility

Is RBI's price volatile compared to industry and market?
RBI volatility
RBI Average Weekly Movement6.3%
Banks Industry Average Movement5.0%
Market Average Movement4.7%
10% most volatile stocks in AT Market7.2%
10% least volatile stocks in AT Market2.8%

Stable Share Price: RBI's share price has been volatile over the past 3 months compared to the Austrian market.

Volatility Over Time: RBI's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of Austrian stocks.

About the Company

FoundedEmployeesCEOWebsite
188642,154Johann Stroblwww.rbinternational.com/de/home.html

Raiffeisen Bank International AG, together with its subsidiaries, offers banking services to corporate, retail, and institutional customers. The company provides cash management, investment and subsidized financing, eSpeedTrack, financing and sustainable solutions, electronic bank account management, reporting and payment, supply chain financing, payment acceptance, factoring solutions, export and trade finance, factoring, leveraged and acquisition financing, project and structured financing, real estate financing, leasing, digital banking, working capital, investment banking, investing, hedging, and investor services to its institutional clients and corporate customers in agri food and beverage, mobility, construction and building materials, healthcare and pharmaceuticals, infrastructure and logistics, manufacturing, metals and mining, energy, packaging, real estate, retail, technology, telecom, and utilities industries. It also offers corporate, investment, and retail banking services, such as wealth management services to retail customers and small and medium-sized enterprises.

Raiffeisen Bank International AG Fundamentals Summary

How do Raiffeisen Bank International's earnings and revenue compare to its market cap?
RBI fundamental statistics
Market cap€16.17b
Earnings (TTM)€1.02b
Revenue (TTM)€8.84b
15.9x
P/E Ratio
0.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RBI income statement (TTM)
Revenue€8.84b
Cost of Revenue€0
Gross Profit€8.84b
Other Expenses€7.83b
Earnings€1.02b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

Jul 31, 2026

Earnings per share (EPS)3.09
Gross Margin100.00%
Net Profit Margin11.48%
Debt/Equity Ratio144.5%

How did RBI perform over the long term?

See historical performance and comparison

Dividends

3.2%
Current Dividend Yield
52%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/07 15:35
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Raiffeisen Bank International AG is covered by 25 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Krishnendra DubeyBarclays
Pedro FonsecaBerenberg
Beata Szparaga-WasniewskaBiuro maklerskie mBanku